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Affirm logoA
AffirmCheckout

Software Engineer, Early Career (SF)

San Francisco, California, United StatesFull-timeJunior$130,000 – $180,000
Posted Oct 6, 2026Deadline: Nov 21, 2026
Job SnapshotActively hiring
LocationSan Francisco, California, United States
Job typeFull-time
Salary$130,000 – $180,000
DeadlineNov 21, 2026

Finjobsly Role Intelligence

Experience level
Junior
Work style
Hybrid
Visa sponsorship
Not specified
Salary
$130,000 – $180,000
Key skills
GoREST

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Finjobsly Intelligence— Generated from the employer's job description

What you'll own

You’ll take on tasks that advance the team’s projects, write clear, well‑tested code, and surface risks and trade‑offs while balancing speed and system reliability.

What they're looking for

A recent CS or related graduate who can turn simple problems into well‑tested, extensible code, navigate a large codebase, give and receive code‑review feedback, and communicate effectively.

Why this role matters

Affirm’s mission is to make credit honest and flexible, and this role builds the reliable software that lets consumers buy now and pay later without hidden fees.

Best suited to

A motivated new graduate who enjoys collaborative, hybrid work, seeks continuous feedback, and wants to launch a career shaping the future of finance.

Fintech requirements

Visa sponsorship: No
Work arrangement: hybrid

About this role

At Affirm, we exist for the moments that matter—giving people a clear, predictable way to pay over time, with no hidden fees, no surprises, and no tradeoffs on what matters most.

Affirm is reinventing credit to make it more honest and friendly, giving consumers the flexibility to buy now and pay later without any hidden fees or compounding interest.

We’re excited to welcome a new cohort of graduates with a computer science or related major who are ready to leverage their skills to drive real-world impact and shape the future of finance!

In our hybrid early career program, you’ll be paired with a tenured Affirmer and have an opportunity to collaborate in-person 3 days a week out of our New York City, or San Francisco offices. You'll experience the best of both worlds: the in-office experience and remote work. After the one-year, you can remain hybrid, go remote, or stay in an office. Opportunities are available across different tech stacks and teams so that you can find a perfect fit to launch your career with Affirm!


What You'll Do

  • With the support of your team, you will work on tasks that contribute to the team's projects and goals.
  • You will work collaboratively and proactively with your team and stakeholders, bringing them along for your work and helping to create visibility and dialog regarding the risks and trade-offs related to your work. 
  • You will strike the right balance of speed and quality in your work, ensuring that we hit our business goals while protecting our systems from downtime.
  • You will contribute to a sense of community on your team by engaging in growth and development activities. 


What We Look For

  • You have mastered taking a simple problem or business scenario into a solution that interacts with multiple software components, and executing on it by writing clear, easily understood, well tested and extensible code.
  • You are comfortable navigating a large code base, debugging others' code, and providing feedback to other engineers through code reviews.
  • Your experience demonstrates that you take ownership of your growth, proactively seeking feedback from your team, your manager, and your stakeholders.
  • You have strong verbal and written communication skills that support effective collaboration with our global engineering team.
  • This position requires either equivalent practical experience or a Bachelor’s degree in a related field.

USA Pacific base pay range (SF): $130,000 - 180,000

Remote-first with flexibility built in
Affirm is proud to be a remote-first company. Most roles can be done from almost anywhere within the country of employment. Some positions may occasionally require in-person work at an Affirm office, and a few are office-based due to the nature of the work. All new hires will be invited to attend an in-person onboarding experience.

Benefits designed for you
Our benefits reflect our commitment to care, transparency, and flexibility. Here are a few highlights:

  • Health coverage at no cost: We cover 100% of premiums for employees and their dependents.
  • Spending stipends: Monthly stipends support your tech setup, and the ability to choose health and wellness options that are right for you.
  • Time off to recharge: Flexible time off and generous holiday calendars help you rest when you need to.
  • Own a piece of what you build: Our employee stock purchase plan (ESPP) lets you buy Affirm stock at a discount.

We’re committed to providing an inclusive interview process, including accommodations for candidates with disabilities. If you need support, we’re happy to help.

For positions based in San Francisco or Los Angeles: Affirm considers qualified applicants with arrest and conviction records, as required by law.

By clicking "Submit Application," you acknowledge that you have read Affirm's Global Candidate Privacy Notice and consent to the use of your personal information as described.

More about this role

About company

Affirm logoA

Affirm

See website for more.

Full employer profile →Company website ↗

Required skills

GoREST

Explore more

More Software Engineering Jobs→More jobs at Affirm→Go jobs →REST jobs →Salary benchmarks for this role →Browse all fintech jobs →

Affirm

Software Engineer, Early Career (SF)

San Francisco, California, United States$130,000 – $180,000

Company insights

64

Happiness score

64/100

Based on 17 verified employee signals

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AI Generated Insights