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Happiness score
63/100
Based on 16 verified employee signals
Affirm posts 33% revenue growth and $14.1B in quarterly GMV
Fiscal Q4 2026 revenue reached $1.2B, up 33% year over year, while GMV rose 36% to $14.1B. Operating income equaled 13% of revenue.
Affirm promotes Michael Linford from COO to President
Affirm appointed Michael Linford President effective Aug. 27, 2026, expanding his oversight to revenue, global markets, legal, compliance and public affairs.
Affirm and Shopify launch Shop Pay Installments in Australia
Shopify merchants in Australia can now activate Affirm-powered installment payments offering eligible shoppers fortnightly or monthly plans.
Affirm brings pay-over-time checkout to Google Search and Gemini
Affirm began rolling its payment options into Google Search, including AI Mode, and the Gemini app through Google Pay, extending BNPL into AI-assisted shopping.
AI Generated Insights
You’ll develop and maintain backend services for the Collections platform, write clear, well‑tested code, and participate in an on‑call rotation to ensure high availability.
Experience building scalable backend systems in Python or Kotlin, familiarity with AWS, MySQL and Kubernetes, and strong debugging and code‑review skills.
The work directly supports recovering delinquent loans, keeping the portfolio healthy and helping customers stay on track with payments.
A proactive engineer who enjoys ownership, thrives in collaborative, fast‑paced environments, and values clear communication and continuous growth.
At Affirm, we exist for the moments that matter—giving people a clear, predictable way to pay over time, with no hidden fees, no surprises, and no tradeoffs on what matters most.
The Collections team, as part of the Repayments area, is on a mission to build a robust platform that will maximize the recovery of delinquent users by sending the right message to the right people at the right time, while monitoring and detecting problems and ensuring high reliability of the engineering systems. Collaborating closely with our product managers, backbook risk teams and other engineering teams , you will effectively manage loans throughout the delinquency phase of their lifecycle and develop and implement recovery strategies.
We are looking for a highly motivated software engineer to build the next generation platform solutions that will allow us to manage our constantly growing volume while maintaining high availability and reliability of the systems. You will work closely with your team mates in the Collections team and Product to build robust collections solutions which will enable us to keep our loans portfolio healthy and help our customers pay on time and recover from any delays.
Base Pay Grade - J
Equity Grade - 2
Employees new to Affirm typically come in at the start of the pay range. Affirm focuses on providing a simple and transparent pay structure which is based on a variety of factors, including location, experience and job-related skills.
Base pay is part of a total compensation package that may include monthly stipends for health, wellness and tech spending, and benefits (including 100% subsidized medical coverage, dental and vision for you and your dependents). In addition, the employees may be eligible for equity rewards offered by Affirm Holdings, Inc. (parent company).
We are able to offer visa sponsorship for this role, but do require that someone is based in Spain for the role.
ESP base pay range per year: 57,000 - 87,000 EUR
Additional benefits include:
This role is eligible for creative tax benefits, subject to applicable law and company policy
Location - Remote Spain
The majority of our roles can be located anywhere in Spain.
**This job description is not a contractual document, and is not intended to have binding force.**
#LI-Remote
Remote-first with flexibility built in
Affirm is proud to be a remote-first company. Most roles can be done from almost anywhere within the country of employment. Some positions may occasionally require in-person work at an Affirm office, and a few are office-based due to the nature of the work. All new hires will be invited to attend an in-person onboarding experience.
Benefits designed for you
Our benefits reflect our commitment to care, transparency, and flexibility. Here are a few highlights:
We’re committed to providing an inclusive interview process, including accommodations for candidates with disabilities. If you need support, we’re happy to help.
For positions based in San Francisco or Los Angeles: Affirm considers qualified applicants with arrest and conviction records, as required by law.
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