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Drive the full year‑end reporting cycle, month‑end close, and monthly management reporting while automating data flows and maintaining financial controls and ESG disclosures.
A qualified chartered accountant (ACA or CA) with audit experience and hands‑on financial reporting/control work, plus a commercial mindset and comfort with data automation (SQL a plus).
Your work will enable Monzo to scale safely into new markets, products and regulatory regimes while keeping the finance function efficient, transparent and ESG‑ready.
Self‑starting, detail‑oriented professionals who thrive in a fast‑moving fintech, enjoy translating complex data into clear insights, and can partner across finance, engineering and the business.
🚀 We’re on a mission to make money work for everyone.
We’re waving goodbye to the complicated and confusing ways of traditional banking.
After starting as a prepaid card, our product offering has grown a lot in the last 10 years in the UK. As well as personal and business bank accounts, we offer joint accounts, accounts for 16-17 year olds, a free kids account and credit cards in the UK, with more exciting things to come beyond. Our UK customers can also save, invest and combine their pensions with us.
With our hot coral cards and get-paid-early feature, combined with financial education on social media and our award winning customer service, we have a long history of creating magical moments for our customers!
We’re not about selling products - we want to solve problems and change lives through Monzo ❤️
📍 London/Distrubuted across the UK | 💰£56,000 - £75,000 (depending on experience) ➕ Incentive Awards tied to your performance | Benefits | Hear from the team ✨
⭐ Our Finance team
We're looking for a highly proactive, enthusiastic and commercially-minded Financial Reporting Senior Analyst to join our Financial Reporting team, and help us build a world-class finance function.
We have some really exciting challenges coming up, like expanding into the European Union, introducing Monzo Mobile and Habito to our group, climate change reporting, continuing to grow our customer base, expanding our lending business, and adding to our marketplace. You’ll work on scaling Monzo in a controlled way while helping us optimize our financial reporting processes with the help of technology. You’ll join the Finance team and report to our Financial Reporting Manager.
🔑 You’ll play a key role by...
🤩 We’d love to hear from you if…
Not ticking every box? That’s totally okay! Studies show that women and people of colour might hesitate to apply unless they meet every single requirement. At Monzo, we’re dedicated to creating a diverse and welcoming team. If you’re passionate about this role and keen to learn and grow with us, we encourage you to apply— even if you don’t have everything that's listed just yet. Drop us your application, we’d love to hear from you!
🙌 What’s in it for you
💰£56,000 - £75,000 (depending on experience) ➕ Incentive Awards tied to your performance.
📍This role is based in our London office and we aim to come in as a team twice a week. We're open to distributed working within the UK (with ad hoc meetings in London) if required.
⏰We offer flexible working hours and trust you to work enough hours to do your job well, and at times that suit you and your team.
📚£1,000 learning budget each year to use on books, training courses and conferences.
🏡We will set you up to work from home; all employees are given Macbooks and for fully remote workers we will provide extra support for your work-from-home setup.
➕ Plus lots more! Read our full list of benefits.
🌈 The application journey has 4 key steps
This process should take around 3-4 weeks - your schedule is really important to us, so we promise to be as flexible as possible!
We’ll only close this role once we have enough applications for the next stage. Please submit your application as soon as possible to make sure you don’t miss out.
We have some guidelines on using Artificial Intelligence (AI) to ace an application and interview at Monzo. You can read them here.
Equal opportunities for everyone
Diversity and inclusion are a priority for us and we’re making sure we have lots of support for all of our people to grow at Monzo. At Monzo, we’re embracing diversity by fostering an inclusive environment for all people to do the best work of their lives with us. This is integral to our mission of making money work for everyone. You can read more in our blog, 2026 Diversity and Inclusion Report and 2025 Gender Pay Gap Report.
We’re an equal opportunity employer. All applicants will be considered for employment without attention to age, ethnicity, religion, sex, sexual orientation, gender identity, family or parental status, national origin, or veteran, neurodiversity or disability status.
If you have a preferred name, please use it to apply. We don't need full or birth names at application stage 😊
