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Toast logoT
ToastR & D : Engineering : Embedded Finance

Senior Android Engineer - Embedded Finance

Dublin, IrelandFull-timeSeniorSalary: Not disclosed
Posted Oct 29, 2026Deadline: Nov 29, 2026
Job SnapshotActively hiring
LocationDublin, Ireland
Job typeFull-time
SalaryNot disclosed
DeadlineNov 29, 2026

Finjobsly Role Intelligence

Experience level
Senior
Work style
Hybrid
Visa sponsorship
Not specified
Salary
Not disclosed
Key skills
KotlinJetpack ComposeCoroutinesFlowMVIAndroid ArchitectureCircuitMoleculeFintech

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Finjobsly Intelligence— Generated from the employer's job description

What you'll own

You’ll own the development and delivery of banking features in the ToastNow Android app, taking features from design through release and ensuring they are reliable, maintainable and well‑tested.

What they're looking for

The role requires strong Android experience with Kotlin, Jetpack Compose, coroutines, Flow and modern architecture (e.g., MVI), plus proactive communication and cross‑team collaboration.

Why this role matters

Building these banking capabilities gives restaurant owners direct access to accounts, cards and loans within ToastNow, supporting Toast’s Embedded Finance mission to empower the hospitality industry.

Best suited to

Ideal candidates are seasoned Android engineers who thrive in hybrid, collaborative environments, enjoy shaping product with design and product partners, and are eager to leverage AI tools while working closely with US and Dublin teams.

Fintech requirements

Visa sponsorship: No
Work arrangement: hybrid

About this role

Toast builds the restaurant platform that helps restaurants adapt, take control, and get back to what they do best: building the businesses they love. Our Embedded Finance division develops financial products tailored specifically to restaurants, including bank accounts, debit and credit cards, and loans.

We’re looking for an Android Software Engineer III to join our Banking team in Dublin, part of Toast’s Embedded Finance division. You’ll help build new financial capabilities in the ToastNow Android app, giving restaurant owners convenient access to the tools they need to manage their finances.

A day in the life (Responsibilities)

  • Own the development and delivery of Banking features in the ToastNow Android app
  • Work with product, design, and engineering partners to shape features and technical solutions
  • Collaborate with the US-based ToastNow Android team on architecture, feature integration and delivery
  • Build reliable, maintainable and well-tested experiences that make financial tasks straightforward for restaurant owners
  • Partner with teams across Toast to deliver cohesive solutions
  • Leverage cutting edge AI tools to enhance your development workflow, improve velocity, and help pioneer new approaches to building - contributing to a culture of innovation and productivity across the team.

**This is a hybrid role requiring two days per week in the Dublin office**

What you'll need to thrive (Requirements)

  • Experience building Android applications with Kotlin, Jetpack Compose, coroutines and Flow
  • Experience with modern Android architecture including patterns such as MVI
  • Ability to take ownership of features from technical design through delivery
  • Proactive communication and cross-team collaboration skills
  • Passion for creating exceptional user experiences

The icing on the cake* (Nice-to-haves)

  • Familiarity with Compose-based presentation and state-management approaches such as Circuit or Molecule
  • Consumer fintech experience
  • iOS development experience to support collaboration with ToastNow iOS engineers

AI at Toast

At Toast, one of our company values is that we're hungry to build and learn. We believe learning new AI tools empowers us to build for our customers faster, more independently, and with higher quality. We provide these tools across all disciplines, from Engineering and Product to Sales and Support, and are inspired by how our Toasters are already driving real value with them. The people who thrive here are those who embrace changes that let us build more for our customers; it’s a core part of our culture.

Our Total Rewards Philosophy 
We strive to provide competitive compensation and benefits programs that help to attract, retain, and motivate the best and brightest people in our industry. Our total rewards package goes beyond great earnings potential and provides the means to a healthy lifestyle with the flexibility to meet Toasters’ changing needs. Learn more about our benefits at https://careers.toasttab.com/toast-benefits.

How Toast Uses AI in its Hiring Process

Throughout the hiring process, our goal is to get to know you. We use AI tools to support our recruiters and interviewers with tasks like note-taking, summarization, and documentation of interviews to ensure they can be fully focused on your conversation. All hiring decisions are made by people. We ask that you complete interviews and assessments on your own, without real-time AI tools, recording, or transcription bots, unless we tell you otherwise in advance. To learn more: https://careers.toasttab.com/ai-in-hiring

Our Approach to Hybrid Working

We embrace a hybrid work model that fosters in-person collaboration while valuing individual needs. Our goal is to build a strong culture of connection as we work together to empower the hospitality community, regardless of location. Please visit the Locations page on our career site to learn more about our in-office expectations by region: https://careers.toasttab.com/locations-toast

People Are the Secret Ingredient in Our Recipe for Success

At Toast, our employees are our secret ingredient—when they thrive, we thrive. The restaurant industry brings together people with a wide range of backgrounds, experiences, and perspectives, and we value that same breadth at Toast. We strive to build a culture grounded in authenticity, respect, and humility, where every Toaster has a real opportunity to grow, contribute, and do their best work—raising the bar in delivering exceptional experiences for our customers and each other.

Apply today!

Toast is committed to creating an accessible and inclusive hiring process. As part of this commitment, we strive to provide reasonable accommodations for persons with disabilities to enable them to access the hiring process. If you need an accommodation to access the job application or interview process, please contact candidateaccommodations@toasttab.com.

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More about this role

About company

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Toast

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Required skills

KotlinJetpack ComposeCoroutinesFlowMVIAndroid ArchitectureCircuitMoleculeFintech

Explore more

More Finance & Accounting Jobs→More jobs at Toast→Salary benchmarks for this role →More jobs in Dublin→Browse all fintech jobs →

Toast

Senior Android Engineer - Embedded Finance

Dublin, IrelandSalary: Not disclosed

Company insights

64

Happiness score

64/100

Based on 19 verified employee signals

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January 2026From the webU.S. Securities and Exchange Commission→

AI Generated Insights