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Define and execute the strategy for the Flex credit product, driving commercial performance while championing customer outcomes, and lead a team of Product Managers to deliver high‑impact initiatives.
A senior product leader with strong commercial instinct and experience in lending or credit‑card products, comfortable working with credit, data and engineering teams, and proven execution and cross‑functional leadership skills.
Flex is one of Monzo’s fastest‑growing revenue‑driving products, and the role will shape how the company scales borrowing responsibly, expands into new segments, and delivers the customer‑focused experiences central to Monzo’s mission.
Candidates who excel at balancing growth, risk, and customer value, thrive in complex, fast‑paced environments, and enjoy building high‑performing product teams while influencing senior stakeholders.
🚀 We’re on a mission to make money work for everyone.
We’re waving goodbye to the complicated and confusing ways of traditional banking.
After starting as a prepaid card, our product offering has grown a lot in the last 10 years in the UK. As well as personal and business bank accounts, we offer joint accounts, accounts for 16-17 year olds, a free kids account and credit cards in the UK, with more exciting things to come beyond. Our UK customers can also save, invest and combine their pensions with us.
With our hot coral cards and get-paid-early feature, combined with financial education on social media and our award winning customer service, we have a long history of creating magical moments for our customers!
We’re not about selling products - we want to solve problems and change lives through Monzo ❤️
📍 London / UK | Salary dependent on experience + Stock Options + Benefits
Flex is one of Monzo’s fastest-growing and most commercially significant products. Four years ago, we reinvented the credit card experience—building something simpler, more transparent, and genuinely useful. Today, over a million customers use Flex.
We’re looking for a Product Director to lead Flex into its next phase of growth.
This is a high-impact, deeply commercial role at the intersection of product and credit. You’ll define how we scale borrowing responsibly, expand into new segments, and continue building products customers genuinely love.
You’ll work closely with Engineering, Credit, Data, Design, and senior leadership to identify new opportunities, optimise performance across complex segments, and deliver at pace.
What you’ll be working on…
Set the strategy for Flex
Drive commercial performance
Champion the customer
Build and lead a high-performing team
🌟 What We’re Looking For
Commercial Thinking
Consumer Focus
Execution & Leadership
💰Base salary dependent upon experience + Stock Options + Benefits
✈️ We can help you relocate to the UK
✅ We can sponsor visas
📍This role can be based in our London office, but we're open to distributed working within the UK (with ad hoc meetings in London).
⏰ We offer flexible working hours and trust you to work enough hours to do your job well, at times that suit you and your team.
📚Learning budget of £1,000 a year for books, training courses and conferences
➕And much more, see our full list of benefits here
#LI-AC1
Equal opportunities for everyone
Diversity and inclusion are a priority for us and we’re making sure we have lots of support for all of our people to grow at Monzo. At Monzo, we’re embracing diversity by fostering an inclusive environment for all people to do the best work of their lives with us. This is integral to our mission of making money work for everyone. You can read more in our blog, 2026 Diversity and Inclusion Report and 2025 Gender Pay Gap Report.
We’re an equal opportunity employer. All applicants will be considered for employment without attention to age, ethnicity, religion, sex, sexual orientation, gender identity, family or parental status, national origin, or veteran, neurodiversity or disability status.
If you have a preferred name, please use it to apply. We don't need full or birth names at application stage 😊
