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Own the vision, roadmap, and delivery of SoFi's next‑generation commercial banking platform, including client‑facing experiences, APIs, and end‑to‑end payment rails such as wires, ACH, and FedNow.
10+ years of product management experience in platform/B2B roles, with a track record of building commercial banking or payments products, leading product teams, and influencing cross‑functional and C‑level stakeholders.
The role drives the creation of a core business‑banking offering that will shape SoFi’s commercial banking strategy, impact adoption and revenue, and position the company at the forefront of modern financial infrastructure.
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Shape a brighter financial future with us.
Together with our members, we’re changing the way people think about and interact with personal finance.
We’re a next-generation financial services company and national bank using innovative, mobile-first technology to help our millions of members reach their goals. The industry is going through an unprecedented transformation, and we’re at the forefront. We’re proud to come to work every day knowing that what we do has a direct impact on people’s lives, with our core values guiding us every step of the way. Join us to invest in yourself, your career, and the financial world.
About the Role
We’re building Commercial Banking from the ground up and are looking for a Director Product Management to lead the strategy, architecture, and delivery of our next-generation business banking platform.
This is a 0→1, company-level role responsible for defining how businesses move and manage money across modern rails — including Wires, ACH, FedNow, and emerging real-time/stablecoin settlement. You will set the vision, drive the roadmap and deliver the experiences and infrastructure that commercial clients need to run their businesses.
You’ll operate with high autonomy, influence executive strategy, and lead complex, regulated financial systems from concept through scale.
What you’ll do
Define the multi-year product vision and roadmap for Commercial Banking
Own and deliver client facing experiences and APIs and end-to-end platform: business accounts, payments rails (Wires, ACH, FedNow), treasury capabilities, and APIs
Lead 0→1 product development from discovery through launch and scale
Manage and grow a product team to drive roadmap and delivery as business scales
Partner cross-functionally with Business, Engineering, Risk, Compliance, Treasury, Finance, Sales and Operations teams to bring product roadmap to life
Translate regulatory and operational constraints into elegant product solutions
Drive measurable outcomes: adoption, volume, reliability, cost efficiency, and risk performance
Influence company strategy and mentor other PMs as a subject-matter expert in commercial banking
What you’ll need
Bachelor’s degree or higher, ideally in a technical, finance, or quantitative field.
10+ years of product management experience, with significant time in platform and B2B roles
Experience building and growing teams of product managers
Strong cross-functional collaboration and influence skills
Excellent written and verbal communication skills, with the ability to simplify technical complexity for diverse stakeholders. Experience presenting to C-level leadership
Direct experience building commercial/business banking or payments products
Deep knowledge of Wires and ACH systems and operations
Experience launching regulated financial products at scale from within a Bank
Entrepreneurial mindset, with proven track record leading ambiguous, cross-team 0→1 initiatives independently
Strong technical fluency with APIs, ledgers, and payments architectures
Preferred Qualifications
Experience with FedNow or real-time payments (RTP)
Stablecoin, tokenized deposits, or blockchain-based settlement experience
Sponsor bank or Banking-as-a-Service experience
Treasury, cash management, or reconciliation platform exposure
Experience building front-end b2b experiences
Experience building developer-first financial platforms or serving fintech/platform customers
