SoFiGeneral

Credit Strategy - Risk Lead

San Francisco, CA
Full-time
Not specified
Not specified
Posted Jun 18, 2026
Deadline: Keep Open

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About This Role

SoFi is a next-generation financial services company and national bank using innovative, mobile-first technology to help millions of members reach their financial goals.

SoFi's Credit team manages credit risk activities for lending products (Student Loan Refinance, Private Student Loan, Personal Loan, Credit Card, Mortgage). This Credit Strategy - Risk Lead will analyze and evaluate data to develop and propose value-added credit risk strategies and models, collaborating with Business Units, Capital Markets, Product, and Engineering to drive revenue and control risk.

Requires 4+ years of related experience, business acumen in consumer lending (loans or credit cards), direct experience in the credit strategy analytical life cycle, proven analytical skills using customer performance and bureau data, and proficiency in Excel, SQL, and Python. Advanced degree in a quantitative field is preferred.

Location: San Francisco, CA / New York, NY (and other US locations). Base pay range: $115,200 - $216,000, plus bonus, long-term incentives, and benefits.

Opening at

SoFi

Credit Strategy - Risk Lead

About company

Job Info

Location

San Francisco, CA

Job Type

Full-time

Salary

Not specified

Deadline

Keep Open

Company Insights

85

Happiness Score

85/100Highly Rated

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