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Underwrite and manage a portfolio of Stripe's largest West Coast merchants, evaluating their business models and financial statements to provide tailored credit risk recommendations.
5+ years of commercial credit underwriting experience, strong accounting knowledge, ability to analyze financial data, excellent communication skills, and comfort interacting with CEOs and CFOs; a bachelor's in Finance, Economics, Statistics or related field.
The role safeguards Stripe's billions‑dollar transaction flow by balancing growth opportunities with credit risk, directly influencing senior management decisions and loss targets.
A detail‑oriented, data‑driven professional who thrives in fast‑paced, high‑growth environments, enjoys cross‑functional collaboration, and empathizes with entrepreneurs.
Stripe is a financial infrastructure platform for businesses. Millions of companies—from the world's largest enterprises to the most ambitious startups—use Stripe to accept payments, grow their revenue, and accelerate new business opportunities. Our mission is to increase the GDP of the internet, and we have a staggering amount of work ahead. That means you have an unprecedented opportunity to put the global economy within everyone's reach while doing the most important work of your career.
The Credit team protects Stripe by managing the end-to-end risk of our largest and most complex users. We leverage deep underwriting expertise and data-driven stress heuristics to make informed decisions at every stage of the user lifecycle—from onboarding to loss recovery. Our goal is to enable Stripe's growth by making confident, calibrated decisions on our highest-exposure users.
Stripe handles billions of dollars every year for businesses around the world, and the Risk team plays a critical role in the company's financial and partnership success. As a Credit Risk Analyst Commercial Underwriter on the North America Strategy Risk team, you'll underwrite and manage a portfolio of our largest and fastest-growing businesses to facilitate growth objectives while minimizing credit risk. This is a high-impact role that involves strong cross-functional partnership with Sales, Legal, Treasury, and Finance.
This role is assigned to West Coast hours, with a high preference for candidates in the Pacific time zone.
We're looking for someone who meets the minimum requirements to be considered for the role. If you meet these requirements, you are encouraged to apply. The preferred qualifications are a bonus, not a requirement.
