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Own critical operational processes such as complex credit reviews, urgent risk escalations, and reporting of risk trends; lead cross‑functional work streams on credit decisioning and accuracy; drive analytics‑based strategy optimization.
7+ years in commercial credit, preferably in payments/fintech, with strong SQL skills; 3+ years leading risk projects across engineering, strategy, sales; proven data‑driven problem solving and ability to work collaboratively.
The role safeguards billions of dollars processed by Stripe by minimizing credit exposure while enabling growth; accurate credit decisions and risk insights are essential to the company’s mission to expand the internet economy.
Seasoned credit analysts who thrive on complex, high‑value merchant accounts, enjoy cross‑functional collaboration, and are comfortable questioning the status quo to improve processes.
Stripe is a financial infrastructure platform for businesses. Millions of companies—from the world’s largest enterprises to the most ambitious startups—use Stripe to accept payments, grow their revenue, and accelerate new business opportunities. Our mission is to increase the GDP of the internet, and we have a staggering amount of work ahead. That means you have an unprecedented opportunity to put the global economy within everyone’s reach while doing the most important work of your career.
The Risk Operations team is looking for an experienced analyst to join an industry leading global credit operations team. This position is responsible for conducting in-depth credit reviews, leading initiatives to improve credit decisioning at scale, and working collaboratively with cross-functional teams and stakeholders to expand the impact of the credit operations team to mitigate credit risk to Stripe. They should have a deep understanding of commercial credit analysis/underwriting, experience identifying and implementing credit processes & programs, strong analytical skills, and experience leading initiatives in a highly cross-functional & collaborative environment.
The Risk Operations team is looking for a seasoned Credit Operations Analyst to join our industry-leading global credit operations team. As a Credit Analyst, you will lead complex operational processes, drive strategic programs, and architect growth-friendly solutions that reduce Stripe's credit risk at scale.
Did you know that only around 4% of the world's GDP comes from internet commerce? At Stripe, we believe that this represents a future with almost limitless potential for innovation, creativity and global prosperity. While the promise of a global online economy is palpable, it doesn't come without significant risk. Billions of dollars are processed by Stripe each year and the Credit Operations team works to ensure that exposure is minimized while facilitating company growth.
We are looking for someone with deep expertise in commercial credit, the payments ecosystem, and a strong track record of working collaboratively with peers and partners in the credit space while building and enhancing processes at scale. This person will work alongside a global team of analysts and lead cross-functional partnerships with engineering, strategy, sales, vendor management and more.
The right candidate for this role should have advanced understanding of general credit principals, risk management, and credit modeling. Successful candidates for the role will have a minimum of 6+ years experience in credit operations within the payments, fintech, or financial service spaces.
We’re looking for someone who meets the minimum requirements to be considered for the role. If you meet these requirements, you are encouraged to apply. The preferred qualifications are a bonus, not a requirement.
