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Stripe logoS
Stripe8535 Risk Credit & Fraud

Backend Engineer, Payments & Risk

Toronto, CanadaFull-timeSeniorSalary: Not disclosed
Posted Oct 7, 2026Deadline: Nov 21, 2026
Job SnapshotActively hiring
LocationToronto, Canada
Job typeFull-time
SalaryNot disclosed
DeadlineNov 21, 2026

Finjobsly Role Intelligence

Experience level
Senior
Work style
Hybrid
Visa sponsorship
Not specified
Salary
Not disclosed
Key skills
GraphQLAWSKubernetesDockerPayments

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Finjobsly Intelligence— Generated from the employer's job description

What you'll own

Design, build, and maintain high‑scale APIs and services that process billions of money‑movement requests, troubleshoot critical production issues, and mentor fellow engineers.

What they're looking for

2‑12+ years of software engineering experience with strong coding ability, collaborative mindset, and comfort working autonomously across varied tech stacks; cloud and large‑scale financial system experience is a plus.

Why this role matters

The role powers Stripe’s core payments and risk infrastructure, enabling businesses worldwide to move money safely and efficiently, directly supporting the company’s mission to grow the internet’s GDP.

Best suited to

Engineers who thrive on autonomy, enjoy building scalable financial platforms, and excel in a distributed, cross‑functional environment while mentoring peers.

Fintech requirements

Visa sponsorship: No
Work arrangement: hybrid

About this role

Who we are

About Stripe

Stripe is a financial infrastructure platform for businesses. Millions of companies - from the world’s largest enterprises to the most ambitious startups - use Stripe to accept payments, grow their revenue, and accelerate new business opportunities. Our mission is to increase the GDP of the internet, and we have a staggering amount of work ahead. That means you have an unprecedented opportunity to put the global economy within everyone's reach while doing the most important work of your career.

About the Organization 

Payments and Risk Sub-orgs within Payments and Risk: Link and OCS, Payments Acceptance, Risk

The Payments organization focuses on developing products and platforms that enable users to accept payments from customers efficiently. This includes building APIs for processing payments, enabling regional, non-card payment options, and extending Stripe's capabilities to make it easy for businesses to accept in-person payments. Optimized Checkout and Link teams work to create best-in-class checkout experiences that enhance customer satisfaction and drive merchant conversion rates. The Risk Engineering team develops products that minimize financial and regulatory risks while ensuring a seamless user experience, thereby safeguarding Stripe’s brand and financial stability. 

Team Matching: exact team matching for one of the subteams will begin during final stages. Please note we may also consider you for different orgs based on your experience, location, etc. More information on our team matching process can be found here. 

What you’ll do

We’re looking for Backend engineers who want to make an impact on managing money at a global scale with a passion for building ergonomic APIs. You’ll play a key role in extending our balance management platform and in building out a new funds accessibility platform leveraged by enterprises and SMBs alike. Our team collaborates with many cross-functional teams – from Infrastructure to Product –  at Stripe to deliver innovative solutions that address evolving user needs.

Responsibilities

  • Scope, design, build, and maintain APIs, services, and large-scale systems that reliably and efficiently handle billions of money movement requests
  • Debug and solve critical production issues across services and multiple levels of the stack
  • Mentor engineers to help them grow
  • Collaborate with stakeholders across the company to build new features at large-scale, while improving internal engineering standards, tooling, and processes
  • Collaborate effectively in a distributed and hybrid team, maintaining open communication and strong connections with colleagues

Who you are

We're looking for someone who meets the minimum requirements to be considered for the role. If you meet these requirements, you are encouraged to apply. The preferred qualifications are a bonus, not a requirement.

Minimum requirements

  • 2-12+ years of industry software engineering experience (does not include internships nor includes co-ops)
  • Strong coding skills in any programming language (we understand new languages can be learned on the job so our interview process is language agnostic)
  • Strong collaboration skills, can work across workstreams within your team and contribute to your peers’ success
  • Have the ability to thrive on a high level of autonomy, responsibility, and think of yourself as entrepreneurial
  • Interest in working as a generalist across varying technologies and stacks to solve problems and delight both internal and external users

Preferred Qualifications

      • Experience with large-scale financial tracking systems
      • Good understanding and practical knowledge in cloud based services (e.g. gRPC, GraphQL, Docker/Kubernetes, cloud services such as AWS, etc.) 

More about this role

About company

Stripe logoS

Stripe

Full employer profile →

Required skills

GraphQLAWSKubernetesDockerPayments

Explore more

More Software Engineering Jobs→More jobs at Stripe→GraphQL jobs →AWS jobs →Salary benchmarks for this role →Browse all fintech jobs →

Stripe

Backend Engineer, Payments & Risk

Toronto, CanadaSalary: Not disclosed

Company insights

52

Happiness score

52/100

Based on 30 verified employee signals

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