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Lead and manage a team of AFC analysts and investigators, overseeing daily anti‑financial crime operations, investigations, reporting and process improvements.
Several years of banking anti‑financial crime experience, strong leadership skills, fluency in English and Spanish, and knowledge of Spanish AML/CTF regulations and SEPBLAC reporting.
The role ensures N26’s compliance culture, protects the company and customers from money‑laundering and fraud, and supports regulatory audits and stakeholder trust.
A proactive, detail‑oriented leader who thrives in fast‑paced environments, enjoys coaching teams, and can think strategically while handling multiple priorities.
We are looking for a dynamic Lead to join our AFC Operations Department to ensure compliance with applicable regulations and relevant company policies related to Anti-Financial Crime. Our target in AFC is to lead and shape the industry by creating a culture of compliance within N26 that authorities, customers and stakeholders can trust. This role is crucial to achieve this goal.
As AFC Operations Team Lead, you will support all Anti-Financial Crime tasks including AML, terrorism financing, sanctions, KYC, and fraud. You’ll detect Money Laundering typologies and Financial Crime patterns, while handling external and internal requests to detect potential financial crime.
Leading and managing a team of analysts and investigators.
Ensuring timely and accurate investigation of suspicious activities and reporting.
Overseeing daily operations to ensure compliance with regulatory standards.
Monitoring and reporting on the effectiveness of AFC controls.
Coordinating with other departments to implement and enforce/improve AFC policies.
Developing and implementing process improvements to enhance operational efficiency.
Support responding to audits and regulatory inquiries as needed
Fostering a culture of continuous learning and professional development within the team.
Promoting teamwork and collaboration to achieve shared objectives.
Several years with relevant banking experience in Anti Financial Crime
Strong leadership and team management skills
Experience on Spanish AML/CTF regulation and handling reporting to SEPBLAC
Bachelor’s degree (ideally in law, business or finance) preferred, but not essential
Knowledge use of MS Office (G suits) skills for Excel and Word
In-depth understanding of Anti-Financial Crime regulations and compliance standards
You are fluent in English and Spanish spoken and written (native speaker will be a plus)
Deliver with quality and keep confidentiality
Maintain an analytical mindset, willingness of thinking out of the box and appetite for learning
You are detail oriented, diligent and reliable.
You have a hands-on mentality and take on ownership.
You should enjoy a fast paced working environment, show high willingness to learn and work autonomously to grasp new topics.
You should have ability to coach, mentor, and develop team members
Strategic thinking with a focus on process improvement
Ability to manage multiple priorities and meet deadlines
Actively help yourself (and others) be successful.
Continuously learn and challenge the status quo.
Think globally, act locally.
Strong bias for action.
Give and receive open, direct and timely feedback.
Respect and follow internal escalation rules
What’s in it for you:
Who we are
N26 has reimagined banking for today’s digital world. Technology and design empower everything we do and it’s how we are building the global banking platform the world loves to use.
We've eliminated physical branches, paperwork, and hidden fees for an elegant digital experience and supreme savings. Giving people the power to live and bank their way is what gets us out of bed in the morning and inspires the work that we do.
Founded in 2013, N26 now has 7 million customers in 24 markets. We employ more than 1,500 employees across 3 office locations in Berlin, Vienna and Barcelona. Besides the main offices, N26 also has local offices in Paris, Madrid, Milan, and São Paolo.
Sound good? Apply now for this position.
N26 is an equal opportunity employer and values diversity. We do not discriminate on the basis of race, religion, color, national origin, gender, sexual orientation, age, marital status or disability status.
