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40

Backend Engineer - LendingNew

N26Barcelona
Full-timeNot specifiedJul 14, 2026

About the opportunity

You will work in the Financial Empowerment domain. Our goal is to empower everyone to achieve financial freedom and unlock their potential for a better life by providing N26 users with access to the money they need to achieve their life objectives, whether today (deposits or borrowing) or tomorrow (saving and investing).

In this role, you will:

  • Do discovery, design, develop, test, deploy and maintain software in a thriving environment.
  • Manage individual project priorities and deliverables whilst working in a team who enjoy knowledge sharing sessions.
  • Stay up to date with the latest trends in technology.
  • Propose new findings during our Get Stuff Done Days (GSDD).

What you need to be successful:

  • Experience in developing software using a JVM language and Spring Boot in large-scale production systems (note: experience of Kotlin would be a plus).
  • Sound understanding of microservice architecture.
  • Knowledge of both relational and non-relational databases, preferably Postgres.
  • Appreciation of working in a modern cloud architecture, preferably with AWS.

Traits:

  • Strong bias for action, and getting things done.
  • Ongoing appreciation and consideration for security.
  • Motivation to write code which is well-tested and well-documented.
  • Give and receive open, direct and timely feedback.

What’s in it for you:

  • Accelerate your career growth by joining one of Europe’s most talked about disruptors 🚀.
  • Employee benefits that range from a competitive personal development budget, work from home budget, discounts to fitness & wellness memberships, language apps and public transportation. 
  • As an N26 employee you will have access to a Premium subscription on your personal N26 bank account. As well as subscriptions for friends and family members.    
  • Additional day of annual leave for each year of service.  
  • A high degree of autonomy and access to cutting edge technologies - all while working with a friendly team of peers of diverse nationalities, experiences, and backgrounds. 
  • A relocation package with visa support for those who need it.

Who we are

N26 has reimagined banking for today’s digital world. Technology and design empower everything we do and it’s how we are building the global banking platform the world loves to use.

We've eliminated physical branches, paperwork, and hidden fees for an elegant digital experience and supreme savings. Giving people the power to live and bank their way is what gets us out of bed in the morning and inspires the work that we do. 

We are headquartered in Berlin with offices in multiple cities across Europe, including Vienna and Barcelona, and a 1,500-strong team of more than 80 nationalities. 

Do you see yourself thriving in this role? We’d love to see your application even if you don’t meet 100% of the criteria. You may just be the right fit for this or other roles!

Equal opportunities for all

At N26, we believe our strength lies in our people and the varied perspectives they bring. We strive to build diverse teams that drive innovation and business success. We actively seek talent from all backgrounds and welcome applications from all genders, cultures, sexual orientations, abilities, neurodiversities, and ages.

We are committed to providing an excellent and accessible candidate experience. If you require any accommodations to make this process work for you, please let us know. We’re here to support you!

Discover more about Diversity & Inclusion at N26: https://n26.com/en-eu/diversity-and-inclusion

AWSSpring

Banking Operations Specialist - Account & Customer Data (Fluent German)New

N26Madrid
Full-timeNot specifiedJul 14, 2026

About the opportunity 

We are strengthening our Account & Customer Data team within Banking Operations and are looking for motivated Banking Operations Specialists (German speaker) to join us in our brand new office in Madrid on the 1st of September 2026.

Within Banking Operations, we act as the centre of competence for the management and processing of special account types, such as accounts with legal representatives or custodians, probate & estates, as well as, Power of Attorneys and related processes under the Payment Accounts Act. 

As a Specialist on the German market, you will learn the fundamental concepts, best practices, and procedures of our team. 

In this role, you will:

  • Handle incoming operational requests regarding special account types to deliver the best quality for our customers.
  • Execute business processes on behalf of the customers, dealing with enquiries and orders while developing a broad knowledge within your area.
  • Assist in handling communications with third parties such as lawyers, notaries, courts, tax authorities, and other officials.
  • Contribute to improving processes with a strong customer focus.
  • Demonstrate a data analytics mindset to properly understand the data provided to you.
  • Collaborate closely with internal stakeholders to ensure cases are handled efficiently.
     

What you need to be successful:

  • Initial experience or a strong interest in banking operations, legal, or regulatory topics.
  • Completed bank apprenticeship or a university degree in business, finance, law, or a related field.
  • Fluent German and English (written and spoken) are required. French, Spanish, or Italian are a plus.
  • Knowledge of Google Workspace; experience with Salesforce, Jira, Confluence, and other CRM/ticketing systems is an advantage.
  • Excellent organizational skills, with the ability to learn best practices and manage operational requests.
  • A collaborative mindset combined with a customer oriented focus.
     

What we offer:

  • A fair, transparent, and confidential recruitment process.
  • Step into a foundational role with the opportunity to grow your operational expertise within Banking Operations.
  • Work on meaningful topics at the intersection of banking, data privacy, and compliance.
  • Enjoy a culture that values innovation, learning, and continuous improvement.
  • The opportunity to positively impact your career journey as you continue to grow with us 💥.

What’s in it for you:

  • Accelerate your career growth by joining one of Europe’s most talked about disruptors 🚀.
  • Employee benefits that range from a competitive personal development budget, work from home budget, discounts to fitness & wellness memberships, language apps and public transportation. 
  • As an N26 employee you will have access to a Premium subscription on your personal N26 bank account. As well as subscriptions for friends and family members.    
  • Vacation days vary depending on your location of work. Additional day of annual leave for each year of service.  
  • A high degree of autonomy and access to cutting edge technologies - all while working with a friendly team of peers of diverse nationalities, life experiences and family statuses. 
  • A relocation package with visa support for those who need it.

Who we are

N26 has reimagined banking for today’s digital world. Technology and design empower everything we do and it’s how we are building the global banking platform the world loves to use.

We've eliminated physical branches, paperwork, and hidden fees for an elegant digital experience and supreme savings. Giving people the power to live and bank their way is what gets us out of bed in the morning and inspires the work that we do. 

Founded in 2013, N26 now has more than 8 million customers in 24 markets. We are headquartered in Berlin with offices in multiple cities across Europe, including Vienna and Barcelona, and a 1,500-strong team of more than 80 nationalities.

Sounds good? Apply now for this position.

N26 is an equal opportunity employer and values diversity. We do not discriminate on the basis of race, religion, color, national origin, gender, sexual orientation, age, marital status or disability status.

Compliance

Senior Backend EngineerNew

N26Berlin, Barcelona
Full-timeNot specifiedJul 14, 2026

Senior Backend Engineer - Payments

About the opportunity

You will work in the Everyday Banking domain for the Payments team. This is where all payment and card transactions are being managed and processed by modern and high-volume systems that power the best customer experience possible. These teams make banking easy, reliable, seamless, and secure — everyday for every customer.

This is a Hybrid role from our Berlin or Barcelona office. 

In this role, you will:

  • Collaborate closely with your Tech Lead on architecting new features and seeing them through to completion.
  • Design, develop, test, deploy, and maintain software in a thriving environment.
  • Mentor junior members in the team by relentlessly guarding code quality through pull requests and helping them when they have questions.
  • Stay up to date with the latest trends in technology and propose findings during our Get Stuff Done Days (GSDD).
  • Work within your cross-functional team to uphold the highest technical standards right across the product.

 

What you need to be successful:

  • Experience in developing software using a JVM language and Spring Boot in large-scale production systems (experience with Kotlin is a plus).
  • Sound understanding of microservice architecture.
  • Knowledge of both relational and non-relational databases, preferably Postgres.
  • Appreciation of modern cloud architecture, preferably with AWS.

Traits:

  • Actively help yourself (and others) be successful.
  • Continuously learn and challenge the status quo.
  • Think globally, act locally.
  • Strong bias for action and giving/receiving open, direct, and timely feedback.

 

What’s in it for you:

  • Accelerate your career growth by joining one of Europe’s most talked-about disruptors.
  • Employee benefits ranging from a competitive personal development budget, work-from-home budget, and discounts to fitness/wellness memberships.
  • N26 Premium subscription for your personal bank account, plus subscriptions for friends and family.
  • Additional annual leave: One extra day for each year of service.
  • A high degree of autonomy and access to cutting-edge technologies while working with a diverse, international team.
  • Relocation package with visa support for those who need it.

 

Who we are

N26 has reimagined banking for today’s digital world. Technology and design empower everything we do and it’s how we are building the global banking platform the world loves to use.

We've eliminated physical branches, paperwork, and hidden fees for an elegant digital experience and supreme savings. Giving people the power to live and bank their way is what gets us out of bed in the morning and inspires the work that we do. 

We are headquartered in Berlin with offices in multiple cities across Europe, including Vienna and Barcelona, and a 1,500-strong team of more than 80 nationalities.

Sounds good? Apply now for this position.

Equal Opportunities:

We recognize that our strength lies in our people and the varied perspectives they bring to our workforce. We strive to build talented and diverse teams to drive our business success and empower our people to reach their full potential.

We genuinely welcome and encourage applications from people of all backgrounds, cultures, genders, sexual orientations, abilities, neurodiversities, and ages. We're committed to creating an inclusive workspace where everyone feels valued and respected, free from harassment and discrimination. If there's anything you need to make the application process work for you, please let us know by reaching out to candidate.exp@n26.com

Visit our website to learn more about Diversity, Equity, & Inclusion at N26.




AWSSpringPayments

Senior Process Management AssociateNew

N26Berlin
Full-timeNot specifiedJul 14, 2026

About the Opportunity

As a Senior Process Management Associate, you will have the unique opportunity to drive the implementation of a company-wide process management framework and introduce a new internal control system (ICS) for N26.

As our team and framework scale, you will have the opportunity to specialise in a specific business area within N26 - allowing you to develop an expert understanding of banking, non-banking, or tech processes, while sharpening your process management and optimisation skills.

You will report directly to the Head of Process Management, who will support your professional growth as a reliable sparring partner and mentor.

In this role, you will:

  • Lead the creation of company-wide process documentation as the foundation for N26's Internal Control System (ICS).

  • Drive change management initiatives to ensure a well-established, disciplined approach to process management across the company.

  • Support the management team in introducing and onboarding a new process mining platform, subsequently training internal staff on its use.

  • Collaborate closely with internal stakeholders to gather critical input for compliance and new process activities.

  • Optimise and customise tools to elevate N26's overall process management practices.

  • Define end-to-end process metrics to identify performance bottlenecks and work with business owners to address them.

  • Engage with business units to discover, analyse, and document key process attributes (e.g., Risks & Controls, IT Assets, Information Flows, Data Objects) compliant with BPMN 2.0.

  • Act as an ambassador for process management and modelling, developing and delivering training curricula to support our transformation into a process-driven organisation.

  • Meet regularly with process owners and subject matter experts (SMEs) to review process performance and manage the change of implemented optimisations.

What You Need to Be Successful:

  • Education: A degree in Business Administration, Science, Technology, Engineering, or Mathematics (STEM/MINT).

  • Experience: 2+ years of experience contributing to process management initiatives, ideally within financial services, fintech, or a fast-paced startup environment.

  • Process Expertise: A solid understanding of BPMN 2.0 methodology and hands-on experience with BPM software. Experience with process mining tools is a strong plus.

  • Regulatory Knowledge: Familiarity with relevant local and European regulations (e.g., MaRisk, DORA) is highly advantageous.

  • Analytical Mindset: A strong analytical approach with the ability to document, analyse, and optimise complex processes within a matrix organisation.

  • Communication & Influence: Exceptional influencing and communication skills, with the ability to collaborate effectively across cross-functional teams and workgroups.

  • Adaptability: Comfortable navigating a fast-paced environment, managing changing requirements, and handling ambiguity with ease.

  • Languages: Fluency in English (written and verbal) is required; knowledge of German is a big plus.

What’s in it for you:

  • Accelerate your career growth by joining one of Europe’s most talked about disruptors 🚀.

  • Employee benefits that range from a competitive personal development budget, work from home budget, discounts to fitness & wellness memberships, language apps and public transportation.

  • As an N26 employee, you will have access to a Premium subscription on your personal N26 bank account, as well as subscriptions for friends and family members.

  • Additional day of annual leave for each year of service.

  • A high degree of autonomy and access to cutting-edge technologies—all while working with a friendly team of peers of diverse nationalities, experiences, and backgrounds.

  • A relocation package with visa support for those who need it.

Who we are

N26 has reimagined banking for today’s digital world. Technology and design empower everything we do and it’s how we are building the global banking platform the world loves to use.

We've eliminated physical branches, paperwork, and hidden fees for an elegant digital experience and supreme savings. Giving people the power to live and bank their way is what gets us out of bed in the morning and inspires the work that we do.

We are headquartered in Berlin with offices in multiple cities across Europe, including Vienna and Barcelona, and a 1,500-strong team of more than 80 nationalities.

Sounds good? Apply now for this position. Do you see yourself thriving in this role? We’d love to see your application even if you don’t meet 100% of the criteria. You may just be the right fit for this or other roles!

Equal opportunities for all

At N26, we believe our strength lies in our people and the varied perspectives they bring. We strive to build diverse teams that drive innovation and business success. We actively seek talent from all backgrounds and welcome applications from all genders, cultures, sexual orientations, abilities, neurodiversities, and ages.

We are committed to providing an excellent and accessible candidate experience. If you require any accommodations to make this process work for you, please let us know. We’re here to support you!

Discover more about Diversity & Inclusion at N26: https://n26.com/en-eu/diversity-and-inclusion

Compliance

Banking Operations - Claims Specialist Italian marketNew

N26Madrid
Full-timeNot specifiedJul 14, 2026

About the opportunity

As a part of the Banking Operations group, you will join a motivated Claims team focused primarily on the support of our key markets, Italy and Spain. As a Specialist on the Italian/Spanish market, you will learn the fundamental concepts, best practices, and procedures of our team. 

In this role, you will (be):

  • Execute business processes on behalf of the customers, dealing with enquiries and orders, while developing a broad knowledge within your area.

  • Support activities linked to defined processes within Banking Operations, including regulatory requirements and risk controls, and support incoming legal requests.

  • Collaborate closely with internal stakeholders to ensure cases are handled efficiently, coordinate with other operational teams, and improve the quality of services delivered to our customers.

  • Assist in handling communications with external partners, and assist them in the day-to-day by providing answers and support.

  • Maintain internal documentation, ensuring it is up to date in order to stay compliant and minimise risk of audit findings.

  • Handle insolvency and edge cases, developing a strong understanding of the legal implications and compliance the bank is subjected to.

  • Contribute to improving processes with a strong customer focus, and support operational teams with the analysis of incidents.

  • Provide feedback and opportunities to teams in order to streamline processes and standardize workflows.
     

What you need to be successful in:

  • Initial experience or a strong interest in banking operations, legal, or regulatory topics.

  • A structured way of working, with excellent organizational skills, and the ability to learn best practices and manage operational requests.

  • You bring a completed bank apprenticeship, or a university degree in Finance, Economics, Business Management, Mathematics, law, or a related field.

  • You have the ability to focus on details and technicalities while simultaneously retaining a comprehensive vision of the big picture.

  • Demonstrate a data analytics mindset to properly understand the data provided to you , and the ability to independently leverage data for prioritisation and decision making (SQL experience is a plus).

  • Fluent Italian and Spanish, as well as English (written and spoken) are required. Any other European language is a bonus.

  • A collaborative mindset combined with a customer oriented focus, and confidence while communicating with stakeholders.

 

What we offer

  • A fair, transparent, and confidential recruitment process.

  • Step into a foundational role with the opportunity to grow your operational expertise within Banking Operations.

  • Gain exposure to global operations and regulatory frameworks.

  • Collaborate with diverse teams in a dynamic, fast-growing company.

  • Enjoy a culture that values innovation, ownership, and continuous improvement.

  • The opportunity to positively impact your career journey as you continue to grow with us 💥.

What’s in it for you:

  • Accelerate your career growth by joining one of Europe’s most talked about disruptors 🚀.
  • Employee benefits that range from a competitive personal development budget, work from home budget, discounts to fitness & wellness memberships, language apps and public transportation.
  • As an N26 employee you will have access to a Premium subscription on your personal N26 bank account. As well as subscriptions for friends and family members.    
  • Vacation days vary depending on your location of work. Additional day of annual leave for each year of service.  
  • A high degree of autonomy and access to cutting edge technologies - all while working with a friendly team of peers of diverse nationalities, life experiences and family statuses. 
  • A relocation package with visa support for those who need it.

Who we are

N26 has reimagined banking for today’s digital world. Technology and design empower everything we do and it’s how we are building the global banking platform the world loves to use.

We've eliminated physical branches, paperwork, and hidden fees for an elegant digital experience and supreme savings. Giving people the power to live and bank their way is what gets us out of bed in the morning and inspires the work that we do. 

We are headquartered in Berlin with offices in multiple cities across Europe, including Vienna and Barcelona, and a 1,500-strong team of more than 80 nationalities.

Do you see yourself thriving in this role?

We’d love to see your application even if you don’t meet 100% of the criteria. You may just be the right fit for this or other roles!

Equal opportunities for all

At N26, we believe our strength lies in our people and the varied perspectives they bring. We strive to build diverse teams that drive innovation and business success. We actively seek talent from all backgrounds and welcome applications from all genders, cultures, sexual orientations, abilities, neurodiversities, and ages.

We are committed to providing an excellent and accessible candidate experience. If you require any accommodations to make this process work for you, please let us know. We’re here to support you!

Discover more about Diversity & Inclusion at N26: https://n26.com/en-eu/diversity-and-inclusion

 

SQLCompliance

Banking Operations - Claims Specialist German marketNew

N26Madrid
Full-timeNot specifiedJul 14, 2026

About the opportunity

As a part of the Banking Operations group, you will join a motivated Claims team focused primarily on the support of one of N26’s key markets, Germany. As a Specialist on the German market, you will learn the fundamental concepts, best practices, and procedures of our team. 

In this role, you will:

  • Execute business processes on behalf of the customers, dealing with enquiries and orders, while developing a broad knowledge within your area.

  • Support activities linked to defined processes within Banking Operations, including regulatory requirements and risk controls, and support incoming legal requests.

  • Collaborate closely with internal stakeholders to ensure cases are handled efficiently, coordinate with other operational teams, and improve the quality of services delivered to our customers.

  • Assist in handling communications with external partners, and assist them in the day-to-day by providing answers and support.

  • Maintain internal documentation, ensuring it is up to date in order to stay compliant and minimise risk of audit findings.

  • Handle insolvency and edge cases, developing a strong understanding of the legal implications and compliance the bank is subjected to.

  • Contribute to improving processes with a strong customer focus, and support operational teams with the analysis of incidents.

  • Provide feedback and opportunities to teams in order to streamline processes and standardize workflows.
     

What you need to be successful in:

  • Initial experience or a strong interest in banking operations, legal, or regulatory topics.

  • A structured way of working, with excellent organizational skills, and the ability to learn best practices and manage operational requests.

  • You bring a completed bank apprenticeship, or a university degree in Finance, Economics, Business Management, Mathematics, law, or a related field.

  • You have the ability to focus on details and technicalities while simultaneously retaining a comprehensive vision of the big picture.

  • Demonstrate a data analytics mindset to properly understand the data provided to you , and the ability to independently leverage data for prioritisation and decision making (SQL experience is a plus).

  • Fluent German and English (written and spoken) are required. Any other European language is a bonus.

  • A collaborative mindset combined with a customer oriented focus, and confidence while communicating with stakeholders.

What we offer

  • A fair, transparent, and confidential recruitment process.

  • Step into a foundational role with the opportunity to grow your operational expertise within Banking Operations.

  • Gain exposure to global operations and regulatory frameworks.

  • Collaborate with diverse teams in a dynamic, fast-growing company.

  • Enjoy a culture that values innovation, ownership, and continuous improvement.

  • The opportunity to positively impact your career journey as you continue to grow with us 💥.

What’s in it for you:

  • Accelerate your career growth by joining one of Europe’s most talked about disruptors 🚀.
  • Employee benefits that range from a competitive personal development budget, work from home budget, discounts to fitness & wellness memberships, language apps and public transportation.
  • As an N26 employee you will have access to a Premium subscription on your personal N26 bank account. As well as subscriptions for friends and family members.    
  • Vacation days vary depending on your location of work. Additional day of annual leave for each year of service.  
  • A high degree of autonomy and access to cutting edge technologies - all while working with a friendly team of peers of diverse nationalities, life experiences and family statuses. 
  • A relocation package with visa support for those who need it.

Who we are

N26 has reimagined banking for today’s digital world. Technology and design empower everything we do and it’s how we are building the global banking platform the world loves to use.

We've eliminated physical branches, paperwork, and hidden fees for an elegant digital experience and supreme savings. Giving people the power to live and bank their way is what gets us out of bed in the morning and inspires the work that we do. 

We are headquartered in Berlin with offices in multiple cities across Europe, including Vienna and Barcelona, and a 1,500-strong team of more than 80 nationalities.

Do you see yourself thriving in this role?

We’d love to see your application even if you don’t meet 100% of the criteria. You may just be the right fit for this or other roles!

Equal opportunities for all

At N26, we believe our strength lies in our people and the varied perspectives they bring. We strive to build diverse teams that drive innovation and business success. We actively seek talent from all backgrounds and welcome applications from all genders, cultures, sexual orientations, abilities, neurodiversities, and ages.

We are committed to providing an excellent and accessible candidate experience. If you require any accommodations to make this process work for you, please let us know. We’re here to support you!

Discover more about Diversity & Inclusion at N26: https://n26.com/en-eu/diversity-and-inclusion

 

SQLCompliance

KYCO InternNew

N26Madrid
Full-timeNot specifiedJul 14, 2026

About the Opportunity

We are seeking a dynamic and motivated KYC Operations Intern to join our DE EDD KYCO Team. In this role, you will play a key part in ensuring compliance with Anti-Money Laundering (AML) and Counter-Terrorism Financing (CTF) regulations for the German market.

Our goal in KYC Operations is to build a culture of compliance that our customers, authorities, and stakeholders can fully trust. This position is an ideal launchpad for a student or recent graduate eager to gain hands-on experience in financial crime prevention, customer due diligence, and operational process optimization within a fast-paced Fintech leader.

In This Role, You Will:

  • Case Investigations & Verification: Participate in day-to-day customer due diligence (KYC) and transaction monitoring reviews, identifying potential financial crime patterns or unusual typologies.

  • Operational Excellence: Support core document management workflows, administrative tasks, and verify customer profiles to ensure compliance standards are met efficiently.

  • Remediations: Participate in continuous improvement initiatives, helping to optimize our internal screening systems and update operational guidelines (Working Instructions).

  • Stakeholder Collaboration: Assist in gathering data for regulatory requests or internal alignment under the supervision of the KYCO Team Leads and Managers.

What You Need to Be Successful:

Background & Knowledge

  • Studies: Currently pursuing or recently completed a Bachelor’s degree (ideally in Law, Business Administration, Criminology, Finance, or a related field). Prior intern or working student experience is a plus.

  • AML/KYC Interest: A strong interest in financial crime prevention, with basic academic or practical knowledge of the Spanish regulatory framework (Law 10/2010 and Sepblac guidelines) being highly advantageous.

  • Languages: Professional fluency in English (written and spoken), German and Spanish a plus.

  • Tools: Comfortable utilizing technology, collaboration suites and learning specialized compliance software.

Skills & Traits

  • Analytical Mindset: High attention to detail, diligence, and the ability to handle confidential and sensitive data securely.

  • Hands-on Attitude: A proactive, autonomous working style with a strong bias for action and a high willingness to learn.

  • Thrive in Fast-Paced Environments: Ability to adapt swiftly to evolving business needs and changing regulatory environments.

What’s in it for You:

  • Accelerate Your Growth: Start your career in one of Europe’s most disruptive digital banking environments with a steep learning curve.

  • Real Impact: Your daily effort directly affects the team's operations, allowing you to take on real responsibilities early on.

  • Flat Hierarchy: Propose changes and voice your ideas freely without navigating multiple bureaucratic layers of traditional banks.

  • Premium Benefits: Access to a Premium N26 bank account subscription (plus family and friends discounts), personal development perks, and a diverse, multicultural work space.

Who we are

N26 has reimagined banking for today’s digital world. Technology and design empower everything we do and it’s how we are building the global banking platform the world loves to use.

We've eliminated physical branches, paperwork, and hidden fees for an elegant digital experience and supreme savings. Giving people the power to live and bank their way is what gets us out of bed in the morning and inspires the work that we do. 

We are headquartered in Berlin with offices in multiple cities across Europe, including Vienna and Barcelona, and a 1,500-strong team of more than 80 nationalities.

Sounds good? Apply now for this position.

Equal Opportunities:

We recognize that our strength lies in our people and the varied perspectives they bring to our workforce. We strive to build talented and diverse teams to drive our business success and empower our people to reach their full potential.

We genuinely welcome and encourage applications from people of all backgrounds, cultures, genders, sexual orientations, abilities, neurodiversities, and ages. We're committed to creating an inclusive workspace where everyone feels valued and respected, free from harassment and discrimination. If there's anything you need to make the application process work for you, please let us know by reaching out to candidate.exp@n26.com

Visit our website to learn more about Diversity, Equity, & Inclusion at N26.

 

KYCAMLCompliance

Senior Backend Engineer - ConnectivityNew

N26Berlin, Vienna, Barcelona
Full-timeNot specifiedJul 14, 2026

About the opportunity

We are seeking a Senior Backend Engineer who is comfortable working with infrastructure to join the Platform Engineering domain in the Connectivity group.

The mission of Platform Engineering is to provide trusted, performant, self-service platforms that empower product teams to build "the bank the world loves to use." The Edge team contributes to this mission by providing a unified Edge platform for all partner-facing and customer-facing traffic, where security and governance are embedded by default, operational ownership is always clear, and platform changes can be made quickly without creating customer risk.

As one of the first banks completely hosted in the cloud, our security, resilience, and productivity standards require not only the use of a modern technology stack but also building teams in line with our principles, supporting our product teams, the company, and our customers.

In this role, you will:

  • Design, build, and maintain build a secure and performant unified Edge platform for all partner-facing and customer-facing traffic.

  • Bring a strong engineering perspective to the team, helping to instill software design best practices, scalable system architecture, and high-quality code standards.

  • Collaborate with Engineers, SREs, and other platform stakeholders to deliver robust, maintainable, and secure infrastructure solutions tailored to the needs of both technical and non-technical internal users.

  • Actively support platform scalability, observability, and testing efforts, helping to ensure services are production-ready and compliant.

  • Take part in roadmap and architecture discussions, contributing your experience in backend systems and your understanding of customer-facing product constraints.

  • Foster cross-functional collaboration, knowledge sharing, and mentoring within the team.

What you need to be successful

Background and skills:

  • At least 5 years of proven experience as a backend-focused software engineer, designing and building production-grade services and systems.

  • Strong programming skills preferably with JVM-based languages like Java or Kotlin, along with familiarity with relevant backend frameworks and tooling such as Spring.

  • Solid understanding of software architecture patterns (e.g., microservices, event-driven architectures, REST/gRPC APIs).

  • Practical experience with cloud-native development, with strong expertise in AWS.

  • Experience working with CI/CD pipelines, infrastructure-as-code, and familiarity with DevOps/SRE principles.

  • Appreciation for the importance of code quality, automated testing, documentation, and observability.

Nice to have:

  • Knowledge of Golang and Python.

  • Experience with deploying and maintaining Kubernetes workloads.

  • Familiarity with AI-related AWS services, particularly SageMaker, Bedrock, or similar tooling, is highly desirable.

  • Prior experience with AI/ML platforms is a strong plus - or a demonstrated eagerness to learn and grow in this direction.

Traits:

  • You think like an engineer, act like a product owner, and communicate like a teammate.

  • Comfortable navigating ambiguity and able to make pragmatic technical decisions.

  • Strong collaborator who thrives in cross-functional environments and adds value across the software development lifecycle.

  • Enthusiastic about sharing knowledge and learning from others.

We’re looking for a seasoned backend engineer eager to apply their expertise in the context of Edge networking. Someone who will both bring a mature software engineering mindset to the team and contribute hands-on to the delivery of platform components that enable edge networking capabilities across the company. This role is ideal for someone with a strong foundation in building production systems who is excited to expand their impact in the direction of AI-enabling, modern cloud infrastructure. You’ll join a team of passionate, cross-functional engineers working to shape scalable, reusable systems that democratize access to AI technologies, and grow alongside them in the process. If you're excited about combining engineering maturity with ambition, and if you enjoy shaping high-impact solutions alongside a team of talented, curious minds: we’d love to meet you!

What’s in it for you:

  • Accelerate your career growth by joining one of Europe’s most talked about disruptors 🚀.
  • Employee benefits that range from a competitive personal development budget, work from home budget, discounts to fitness & wellness memberships, language apps and public transportation. 
  • As an N26 employee you will have access to a Premium subscription on your personal N26 bank account. As well as subscriptions for friends and family members.    
  • Additional day of annual leave for each year of service.  
  • A high degree of autonomy and access to cutting edge technologies - all while working with a friendly team of peers of diverse nationalities, experiences, and backgrounds. 
  • A relocation package with visa support for those who need it.

Who we are

N26 has reimagined banking for today’s digital world. Technology and design empower everything we do and it’s how we are building the global banking platform the world loves to use.

We've eliminated physical branches, paperwork, and hidden fees for an elegant digital experience and supreme savings. Giving people the power to live and bank their way is what gets us out of bed in the morning and inspires the work that we do. 

We are headquartered in Berlin with offices in multiple cities across Europe, including Vienna and Barcelona, and a 1,500-strong team of more than 80 nationalities. 

Do you see yourself thriving in this role? We’d love to see your application even if you don’t meet 100% of the criteria. You may just be the right fit for this or other roles!

Equal opportunities for all

At N26, we believe our strength lies in our people and the varied perspectives they bring. We strive to build diverse teams that drive innovation and business success. We actively seek talent from all backgrounds and welcome applications from all genders, cultures, sexual orientations, abilities, neurodiversities, and ages.

We are committed to providing an excellent and accessible candidate experience. If you require any accommodations to make this process work for you, please let us know. We’re here to support you!

Discover more about Diversity & Inclusion at N26: https://n26.com/en-eu/diversity-and-inclusion

 

PythonJavaREST+4 more

Project Manager - Change Management and ControlNew

N26Madrid
Full-timeNot specifiedJul 14, 2026

About the opportunity

We are seeking a Project Manager to join the Change Management and Control team in Madrid. Our team sits within Global Operations Services (GOS) and is responsible for ensuring the successful delivery of cross-functional initiatives and programs across N26 Operations while working alongside stakeholders across the entire organisation (Legal, Business Operations, Product and Growth). In particular, working in change management and project management for the Operations department.

In your next challenge, you will:

  • Collaborate with stakeholders across various functions to address company management and strategic topics, such as roadmap development and business case formulation

  • Take responsibility for preparing, supporting, and proactively challenging organizational changes originating from other parts of the business, particularly Product and Business Function stakeholders, that impact operational departments

  • Lead the initiation, planning, and execution of specific projects in accordance with the Change Management & Control team’s framework, ensuring they are completed on time and that both pre- and post-launch requirements are raised and met within the defined scope

  • Manage projects end-to-end, from initial strategic design through delivery execution, with a focus on continuous improvement and ongoing management, including identifying opportunities to improve internal processes and procedures within Operations

  • Maintain and improve written documentation for the team, ensuring accuracy and clarity

  • Contribute to the delivery and tracking of team OKRs to support overall performance and alignment with business goals

  • Fully leverage and further develop critical business skills, including quantitative and qualitative analysis, project management, communication, stakeholder management, and leadership in a high-performing team environment

  • Help maintain and update team documentation to ensure it is accurate, comprehensive, and easily understood

  • Coordinate and facilitate weekly team meetings, ensuring clear communication, alignment on priorities, and timely follow-up on action items to support team progress

What you’ll need to be successful

Background: 

  • Minimum 5 years of experience in financial services with a proven track record of expanding scope and leading projects end-to-end

  • At least 3 years of experience working in a fast-paced environment, ideally in project management or consulting

  • A degree in Finance, Accounting, Economics, Business Management, or a related field is preferred

  • Fluent in English; German and Spanish are a plus

Skills: 

  • Strong project management skills, with experience handling projects involving multiple stakeholders in a fast-paced environment

  • Ability to work independently on projects, even in challenging situations

  • Excellent stakeholder management and leadership skills to guide projects to completion within given constraints

  • A growth mindset, with an agile, “get things done” approach to problem-solving

  • Interest in the banking industry and a desire to expand your knowledge of both banking and project management

  • Strong communication skills and the ability to collaborate effectively

  • Able to take direction, work independently, and know when to ask for help

What’s in it for you:

  • Accelerate your career growth by joining one of Europe’s most talked about disruptors 🚀

  • Employee benefits that range from a competitive personal development budget, work from home budget, discounts to fitness & wellness memberships, language apps and public transportation

  • As an N26 employee you will have access to a Premium subscription on your personal N26 bank account. As well as subscriptions for friends and family members.    

  • Additional day of annual leave for each year of service  

  • A high degree of autonomy and access to cutting edge technologies - all while working with a friendly team of peers of diverse nationalities, life experiences and family statuses

  • A relocation package with visa support for those who need it

 

Who we are

N26 has reimagined banking for today’s digital world. Technology and design empower everything we do and it’s how we are building the global banking platform the world loves to use.

We've eliminated physical branches, paperwork, and hidden fees for an elegant digital experience and supreme savings. Giving people the power to live and bank their way is what gets us out of bed in the morning and inspires the work that we do. 

We are headquartered in Berlin with offices in multiple cities across Europe, including Vienna and Barcelona, and a 1,500-strong team of more than 80 nationalities.

Sounds good? Apply now for this position.

 

Equal Opportunities:

We recognize that our strength lies in our people and the varied perspectives they bring to our workforce. We strive to build talented and diverse teams to drive our business success and empower our people to reach their full potential.

We genuinely welcome and encourage applications from people of all backgrounds, cultures, genders, sexual orientations, abilities, neurodiversities, and ages. We're committed to creating an inclusive workspace where everyone feels valued and respected, free from harassment and discrimination. If there's anything you need to make the application process work for you, please let us know by reaching out to candidate.exp@n26.com

Visit our website to learn more about Diversity, Equity, & Inclusion at N26.

Agile

Audit Operations Senior ManagerNew

N26Berlin
Full-timeNot specifiedJul 14, 2026

About the opportunity

The Audit Operations Senior Manager is responsible for the operational policy and support processes of Internal Audit. This role ensures that reporting, data analytics, audit tools, and the organizational framework of the audit function are operated efficiently and continuously developed. The objective is to support the auditing function through a structured data foundation, reliable reporting, and a stable system landscape, while ensuring transparency regarding audit activities and findings.

In this role, you will:

  • Audit Governance & Methodology: Support Maintain and further develop the operational framework of the Internal Audit function, including methodologies, operational standards, and supporting governance processes.
  • Audit Quality Assurance: Manage the Internal Audit Quality Assurance and Improvement Program in Internal audit
  • Audit Reporting: Prepare and consolidate quarterly and annual Internal Audit reports for senior management and governance bodies, including analysis of audit coverage, findings, and remediation status.
  • Audit Data Analytics: Develop and perform data analyses to support audit activities, including trend analysis of findings, risk indicators, and remediation progress.
  • Audit Systems Administration: Operate and maintain the Internal Audit systems landscape, including administration and continuous improvement of Audimax and the Jira Audit project.
  • Issue & Findings Monitoring: Oversee the tracking and monitoring of audit findings and remediation measures, ensuring transparency on remediation progress and escalation of delays where necessary.
  • Audit Process Support: Support auditors with operational aspects of the audit lifecycle, including reporting structures, system usage, and data preparation.
  • Stakeholder Coordination: Act as central coordination point between Internal Audit, IT, and other control functions regarding audit tools, reporting requirements, and data availability.
  • Continuous Improvement of Audit Operations: Identify opportunities to improve efficiency, automation, and data-driven decision making within Internal Audit operations.

What you need to be successful:

Background: 

  • Successfully completed degree in economics, business administration, finance, information systems, or comparable training.
  • Gained at least 7 years of relevant professional experience in Internal Audit, Audit Operations, Audit Methodology, or a related control function within an international company operating in a regulated environment. Preferably within a bank, financial institution, or audit/consulting firm.
  • Strong understanding of Internal Audit governance, methodology, quality assurance, and the end-to-end audit lifecycle, including reporting, issue tracking, remediation monitoring, and audit systems administration.
  • Sound knowledge of banking regulatory requirements and professional internal audit standards, with the ability to translate these into effective audit methodologies, governance processes, and operational frameworks. Familiarity with banking IT systems, audit tools, and data environments is highly desirable.
  • Good English and German language skills. Any other European language is a plus.

Skills: 

  • Strong communication and stakeholder management skills, with the ability to coordinate effectively across Internal Audit, IT, and other control functions
  • Strong proficiency in audit tools, reporting systems, and data analytics, including the ability to derive meaningful insights from audit data, findings trends, risk indicators, and remediation progress.
  • Strong expertise in preparing, consolidating, and quality assuring quarterly and annual Internal Audit reports for senior management and governance bodies, with a clear focus on audit coverage, findings, thematic risk developments, and remediation status.
  • Excellent presentation skills, including the ability to present complex audit matters, reporting outputs, and key risk messages in a clear, concise, and management-appropriate manner to senior stakeholders and committees.
  • Deep understanding of Internal Audit methodology, quality assurance, issue and findings monitoring, and the operational support processes required to run an effective audit function.
  • Strong drafting and reporting skills, with a high degree of precision, attention to detail, and sound legal and factual subsumption.
  • Ability to produce robust, defensible, and decision-oriented reporting and management presentations.
  • Strong focus on continuous improvement, operational efficiency, automation, and data-driven decision-making within the Internal Audit function.
  • Leadership capability in audit quality assurance, audit operations, and the ongoing enhancement of audit governance and methodology.

What’s in it for you:

  • Accelerate your career growth by joining one of Europe’s most talked about disruptors 🚀.
  • Employee benefits that range from a competitive personal development budget, work from home budget, discounts to fitness & wellness memberships, language apps and public transportation. 
  • As an N26 employee you will have access to a Premium subscription on your personal N26 bank account. As well as subscriptions for friends and family members.    
  • Additional day of annual leave for each year of service.  
  • A high degree of autonomy and access to cutting edge technologies - all while working with a friendly team of peers of diverse nationalities, experiences, and backgrounds. 
  • A relocation package with visa support for those who need it.

Who we are

N26 has reimagined banking for today’s digital world. Technology and design empower everything we do and it’s how we are building the global banking platform the world loves to use.

We've eliminated physical branches, paperwork, and hidden fees for an elegant digital experience and supreme savings. Giving people the power to live and bank their way is what gets us out of bed in the morning and inspires the work that we do. 

We are headquartered in Berlin with offices in multiple cities across Europe, including Vienna and Barcelona, and a 1,500-strong team of more than 80 nationalities.

Sounds good? Apply now for this position.

Do you see yourself thriving in this role? We’d love to see your application even if you don’t meet 100% of the criteria. You may just be the right fit for this or other roles!

Equal opportunities for all

At N26, we believe our strength lies in our people and the varied perspectives they bring. We strive to build diverse teams that drive innovation and business success. We actively seek talent from all backgrounds and welcome applications from all genders, cultures, sexual orientations, abilities, neurodiversities, and ages.

We are committed to providing an excellent and accessible candidate experience. If you require any accommodations to make this process work for you, please let us know. We’re here to support you!

Discover more about Diversity & Inclusion at N26: https://n26.com/en-eu/diversity-and-inclusion

Principal AI Engineer - Conversational BankingNew

N26Berlin
Full-timeNot specifiedJul 13, 2026

About us 

N26 is Europe's leading digital bank, fully licensed in Germany and active across more than 20 markets. The mission is not simply to build another fintech product, but to build Europe's most trusted digital primary bank account — the account where people's salaries land, their bills are paid, and their financial lives are managed.

That ambition shapes how we build. As we enter a new phase of maturity, our focus is on scalability, robustness, and the kind of operational excellence that earns everyday trust — not just signups. New senior leaders have joined to drive this chapter, and we're sharpening how we ship and sustain products at scale.

We're also expanding into the moments that make a bank indispensable, from mobile connectivity to financial tools designed for families. These aren't adjacent experiments; they're part of a deliberate strategy to be embedded in daily life.

About the role 

We are making a strategic investment in Artificial Intelligence and Generative AI to redefine how customers interact with N26. We are looking for a Principal AI Engineer to architect the next generation of intelligent, multi-channel conversational ecosystems and automated backend intelligence.  In this role, you will support our vision for Conversational Banking powered by AI, and building seamless automation for Operations. Serving as the ultimate technical authority and productionizing partner for our Data Science, Engineering, and Product teams, your mission is delivery optimized for velocity, reliability, and modular design. You will oversee the transition of AI/ML models, LLM prototypes, and autonomous agents directly into high-traffic product infrastructure.

Your impact 

  • Drive Architectural Strategy & Scalability: Partner across Data Science, Platform Engineering, and Product teams to design the technical architecture, data pipelines, and orchestration systems required for high-traffic AI services. Ensure the ecosystem supports highly available, low-latency APIs.

  • Productionize Complex AI Prototypes: Act as the primary technical bridge transforming data science prototypes into customer-facing features. Refactor, deploy, and maintain Python and Kotlin services, including LLM-powered applications and intelligent agents, within production infrastructure.

  • Design Advanced AI & Agentic Frameworks: Build and optimize application logic surrounding foundational models (leveraging AWS Bedrock and Anthropic). Directly implement advanced techniques, including Retrieval-Augmented Generation (RAG), Model Context Protocol (MCP) servers, and Agent-to-Agent (A2A) orchestration.

  • Establish Observability & Evaluation Standards: Implement logging, tracing, and metrics frameworks tailored for LLM outputs. Design and execute real-time evaluation frameworks to measure output quality, manage prompt updates safely, and run A/B tests across different models. 

  • Cross-Functional Mentorship: Leverage deep system expertise to identify and recommend new AI use cases based on production feasibility and data availability. Cultivate a collaborative environment centered on mutual learning, knowledge transfer, and code quality across engineering disciplines.

What you bring  

 

  • Proven Production Experience: Extensive track record of building, deploying, and maintaining machine learning models or LLM-based applications in high-volume production environments.

  • Advanced Backend Engineering: Mastery of developing scalable microservices and designing APIs, with core proficiency in Python and Kotlin.

  • Applied AI Engineering & MLOps: Direct experience implementing RAG, fine-tuning methodologies, and prompt engineering. Deep familiarity with LLM frameworks, vector databases, and MLOps tooling to deploy and update models safely.

  • Data & Infrastructure Expertise: Practical knowledge of building data pipelines, managing feature stores, and structuring data for model consumption and evaluation. Hands-on experience with AWS, containerized services (Kubernetes, Docker), and cloud-native model serving platforms like SageMaker and Bedrock.

  • Outcome-Driven Technical Leadership: A clear focus on turning technical complexity into tangible business outcomes, such as reducing financial crime investigation handling times and decreasing customer support escalation rates.

 

What you can expect 

 

We recognize that our strength lies in our people and the varied perspectives they bring to our workforce. We strive to build talented and diverse teams to drive our business success and empower our people to reach their full potential.

We genuinely welcome and encourage applications from people of all backgrounds, cultures, genders, sexual orientations, abilities, neurodiversities, and ages. We're committed to creating an inclusive workspace where everyone feels valued and respected, free from harassment and discrimination. If there's anything you need to make the application process work for you, please let us know by reaching out to candidate.exp@n26.com

Visit our website to learn more about Diversity, Equity, & Inclusion at N26.

PythonAWSKubernetes+3 more

AFC Associate - SAR Delegate (CDD / Fixed-term contract)New

N26Paris
Full-timeNot specifiedJul 13, 2026

About the opportunity

We are currently seeking an AFC Associate / SAR Delegate (Déclarant Tracfin) to join the French MLRO function on a CDD/fixed-term basis (6 months). In this role, you will be responsible for coordinating and taking ownership of key Anti-Financial Crime Operations activities, including decision-making on matters such as: review AML-CFT investigations, support the teams in charge of ongoing due diligence and EDD process (including decisions on requests for information to the customer), as well as review and submission of SARs. You will be the reference point of contact for our AFC and KYC Operations team, you will support them with your guidance and participate in their upscaling.  

In this role, you will:

  • Review investigations made by the AFC Operations department.
  • Assist AFC Operations on their investigations.
  • Oversee complex case investigations, sanctions reviews, and other AFC related processes.
  • Review and submit SARs, ensuring quality according to Tracfin and ACPR expectations.
  • Act as Déclarant Tracfin.
  • Review complex Authority Requests.
  • Provide individual and collective guidelines to AFC operations analysts. 
  • Prepare necessary templates for AFC Ops communication with customers.
  • Implement and improve local procedures based on the local regulatory challenges and the group’s standard.
  • Coordination with other operational functions working on the French market.

What you need to be successful:

Background: 

  • Graduated in law (Ecole de droit/Master II) or from a Grande Ecole - or alike. 
  • A Bank Financial Crime background, operational experience in an international setting and you are before all an excellent investigator - you have experience in SAR drafting (having a first experience in a ‘déclarant Tracfin’ role is a plus). 
  • Professional experience gained in anti-financial crime, with at least 3 years of experience. 
  • Proven experience in operational functions, including  investigation, and SAR drafting but also transaction monitoring, sanctions and adverse media screening. 

Skills: 

  • In-depth knowledge of European and French regulations on Financial Crime (KYC, AML, terrorism financing, fraud, tax evasion, sanctions…)
  • Deep investigation skills
  • Fluent in French and English (spoken and written)
  • Excellent communication skills and ability to work with a wide variety of stakeholders
  • Hardworking, strong team player, benevolent and resilient
  • Diligent and reliable, solution driven and committed, ability to work under pressure
  • Strong analytical, advisory skills, high quality standards and attention to detail
  • You should enjoy a fast-paced working environment, show high willingness to learn 
  • You combine a supportive approach with consistently high standards of quality
  • Actively help yourself (and others) to be successful 
  • Continuously learn and challenge the status quo 
  • Think globally, act locally

What’s in it for you:

  • Accelerate your career growth by joining one of Europe’s most talked about disruptors 🚀.
  • Employee benefits that range from a work from home budget, discounts to fitness & wellness memberships, Swile vouchers, public transportation, work from home/from abroad and more.
  • As an N26 employee you will have access to a Premium subscription on your personal N26 bank account. As well as subscriptions for friends and family members.    
  • Additional day of annual leave for each year of service.  
  • A high degree of autonomy and access to cutting edge technologies - all while working with a friendly team of peers of diverse nationalities, life experiences and family statuses. 
  • We work in a hybrid setup, combining in-office collaboration with the flexibility to work from home.
  • A relocation package with visa support for those who need it.

Who we are

N26 has reimagined banking for today’s digital world. Technology and design empower everything we do and it’s how we are building the global banking platform the world loves to use.

We've eliminated physical branches, paperwork, and hidden fees for an elegant digital experience and supreme savings. Giving people the power to live and bank their way is what gets us out of bed in the morning and inspires the work that we do. 

We are headquartered in Berlin with offices in multiple cities across Europe, including Vienna and Barcelona, and a 1,500-strong team of more than 80 nationalities.

Sounds good? Apply now for this position.

Equal Opportunities:

We recognize that our strength lies in our people and the varied perspectives they bring to our workforce. We strive to build talented and diverse teams to drive our business success and empower our people to reach their full potential.

We genuinely welcome and encourage applications from people of all backgrounds, cultures, genders, sexual orientations, abilities, neurodiversities, and ages. We're committed to creating an inclusive workspace where everyone feels valued and respected, free from harassment and discrimination. If there's anything you need to make the application process work for you, please let us know by reaching out to candidate.exp@n26.com

Visit our website to learn more about Diversity, Equity, & Inclusion at N26.

KYCAMLFraud

FP&A Platform SpecialistNew

N26Barcelona
Full-timeNot specifiedJul 13, 2026

About the opportunity

In this role you will supporting the FP&A team and Finance, People and Product stakeholders by building financial and operational models, designing actionable dashboards, and translating planning needs into tool configurations. With a focus on managing the day-to-day administration, maintenance, and governance of the planning and reporting platform, Pigment. 

 

In this role you will: 

  • Own day-to-day administration, maintenance, and governance of the Pigment planning platform
  • Monitor platform performance, troubleshoot issues, and coordinate with Pigment product, success and support teams aligning on feature rollouts, and actively tracking/absorbing technical requirements
  • Collaborate with the FP&A and Finance BP teams to lead the build and maintenance of financial planning models including budgeting, forecasting, and scenario analysis
  • Develop dashboards and reports that provide Finance stakeholders with actionable insights
  • Work with FP&A and People division to capture workforce planning and actuals reporting needs
  • Act as a first point of contact for the tool-related queries from Finance and People users
  • Support the rollout of new modules and features across business areas
  • Assist in training end users and producing supporting documentation and guides
  • Co-lead and manage critical data integrations between Pigment and core systems, specifically Workday FIN, Workday HCM, and the Data Warehouse (DWH) 
  • Participate in continuous improvement initiatives to enhance planning processes and model efficiency, including AI-driven configurations
  • Ownership over internal security controls, managing user roles, permissions, change controls, and model documentation to meet internal audit and regulatory requirements 

What you need to be successful:

  • 2+ years of hands-on experience with Pigment, Anaplan, Adaptive Insights, or similar planning platforms
  • Experience with leading day-to-day maintenance and development of reports, dashboards, models in planning platforms (Pigment, Anaplan, Adaptive Insights, or similar)
  • Key Skills: Data analysis, database querying (SQL or similar tools), and dashboard creation.
  • Understanding of data structures for operational KPIs and financial reporting concepts for financial KPIs
  • Strong analytical skills with high attention to detail
  • Ability to communicate technical concepts clearly to non-technical stakeholders
  • Proactive and self-motivated.
  • Detail-oriented with the ability to prioritise and manage multiple tasks in a fast-paced environment.
  • Willing to take on additional responsibilities and ownership of tasks.
  • Conceptual skills, paired with eloquent communication in speech and writing.
  • Project management skills.
  • Fluent in English.

What’s in it for you:

  • Accelerate your career growth by joining one of Europe’s most talked about disruptors 🚀.
  • Employee benefits that range from a competitive personal development budget, work from home budget, discounts to fitness & wellness memberships, language apps and public transportation. 
  • As an N26 employee you will have access to a Premium subscription on your personal N26 bank account. As well as subscriptions for friends and family members.    
  • Additional day of annual leave for each year of service.  
  • A high degree of autonomy and access to cutting edge technologies - all while working with a friendly team of peers of diverse nationalities, experiences, and backgrounds. 
  • A relocation package with visa support for those who need it.


Who we are

N26 has reimagined banking for today’s digital world. Technology and design empower everything we do and it’s how we are building the global banking platform the world loves to use.

We've eliminated physical branches, paperwork, and hidden fees for an elegant digital experience and supreme savings. Giving people the power to live and bank their way is what gets us out of bed in the morning and inspires the work that we do. 

We are headquartered in Berlin with offices in multiple cities across Europe, including Vienna and Barcelona, and a 1,500-strong team of more than 80 nationalities. 

Do you see yourself thriving in this role? We’d love to see your application even if you don’t meet 100% of the criteria. You may just be the right fit for this or other roles!


Equal opportunities for all

At N26, we believe our strength lies in our people and the varied perspectives they bring. We strive to build diverse teams that drive innovation and business success. We actively seek talent from all backgrounds and welcome applications from all genders, cultures, sexual orientations, abilities, neurodiversities, and ages.

We are committed to providing an excellent and accessible candidate experience. If you require any accommodations to make this process work for you, please let us know. We’re here to support you!

Discover more about Diversity & Inclusion at N26: https://n26.com/en-eu/diversity-and-inclusion



FP&A Platform SpecialistNew

N26Berlin
Full-timeNot specifiedJul 13, 2026

About the opportunity

In this role you will supporting the FP&A team and Finance, People and Product stakeholders by building financial and operational models, designing actionable dashboards, and translating planning needs into tool configurations. With a focus on managing the day-to-day administration, maintenance, and governance of the planning and reporting platform, Pigment. 

 

In this role you will: 

  • Own day-to-day administration, maintenance, and governance of the Pigment planning platform
  • Monitor platform performance, troubleshoot issues, and coordinate with Pigment product, success and support teams aligning on feature rollouts, and actively tracking/absorbing technical requirements
  • Collaborate with the FP&A and Finance BP teams to lead the build and maintenance of financial planning models including budgeting, forecasting, and scenario analysis
  • Develop dashboards and reports that provide Finance stakeholders with actionable insights
  • Work with FP&A and People division to capture workforce planning and actuals reporting needs
  • Act as a first point of contact for the tool-related queries from Finance and People users
  • Support the rollout of new modules and features across business areas
  • Assist in training end users and producing supporting documentation and guides
  • Co-lead and manage critical data integrations between Pigment and core systems, specifically Workday FIN, Workday HCM, and the Data Warehouse (DWH) 
  • Participate in continuous improvement initiatives to enhance planning processes and model efficiency, including AI-driven configurations
  • Ownership over internal security controls, managing user roles, permissions, change controls, and model documentation to meet internal audit and regulatory requirements 

What you need to be successful:

  • 2+ years of hands-on experience with Pigment, Anaplan, Adaptive Insights, or similar planning platforms
  • Experience with leading day-to-day maintenance and development of reports, dashboards, models in planning platforms (Pigment, Anaplan, Adaptive Insights, or similar)
  • Key Skills: Data analysis, database querying (SQL or similar tools), and dashboard creation.
  • Understanding of data structures for operational KPIs and financial reporting concepts for financial KPIs
  • Strong analytical skills with high attention to detail
  • Ability to communicate technical concepts clearly to non-technical stakeholders
  • Proactive and self-motivated.
  • Detail-oriented with the ability to prioritise and manage multiple tasks in a fast-paced environment.
  • Willing to take on additional responsibilities and ownership of tasks.
  • Conceptual skills, paired with eloquent communication in speech and writing.
  • Project management skills.
  • Fluent in English.

What’s in it for you:

  • Accelerate your career growth by joining one of Europe’s most talked about disruptors 🚀.
  • Employee benefits that range from a competitive personal development budget, work from home budget, discounts to fitness & wellness memberships, language apps and public transportation. 
  • As an N26 employee you will have access to a Premium subscription on your personal N26 bank account. As well as subscriptions for friends and family members.    
  • Additional day of annual leave for each year of service.  
  • A high degree of autonomy and access to cutting edge technologies - all while working with a friendly team of peers of diverse nationalities, experiences, and backgrounds. 
  • A relocation package with visa support for those who need it.


Who we are

N26 has reimagined banking for today’s digital world. Technology and design empower everything we do and it’s how we are building the global banking platform the world loves to use.

We've eliminated physical branches, paperwork, and hidden fees for an elegant digital experience and supreme savings. Giving people the power to live and bank their way is what gets us out of bed in the morning and inspires the work that we do. 

We are headquartered in Berlin with offices in multiple cities across Europe, including Vienna and Barcelona, and a 1,500-strong team of more than 80 nationalities. 

Do you see yourself thriving in this role? We’d love to see your application even if you don’t meet 100% of the criteria. You may just be the right fit for this or other roles!


Equal opportunities for all

At N26, we believe our strength lies in our people and the varied perspectives they bring. We strive to build diverse teams that drive innovation and business success. We actively seek talent from all backgrounds and welcome applications from all genders, cultures, sexual orientations, abilities, neurodiversities, and ages.

We are committed to providing an excellent and accessible candidate experience. If you require any accommodations to make this process work for you, please let us know. We’re here to support you!

Discover more about Diversity & Inclusion at N26: https://n26.com/en-eu/diversity-and-inclusion



Vendor Management InternshipNew

N26Madrid
Full-timeNot specifiedJul 13, 2026

About the opportunity

As an Intern in the Vendor Management Team at N26, you will support the team in managing and improving vendor partnerships that power our banking infrastructure and key operational services. This is a unique opportunity to gain hands-on experience in a fast-paced, regulated environment and contribute to the operational backbone of one of Europe’s leading digital banks. You will work closely with external providers and internal stakeholders to ensure operational excellence and contribute to strategic improvement initiatives. 

In this role, you will

  • Support the Vendor Management team in daily collaboration with external providers, assisting with communication between vendors and internal teams on operational topics.

  • Help process access requests for external users, ensuring the correct tools and permissions are assigned and required checks are completed on time.

  • Assist in preparing and tracking SLA and KPI reports to monitor vendor performance, and support the creation of regular reports on vendor performance and risk indicators (KRIs).

  • Support compliance activities by helping review documentation and ensuring processes align with internal standards.

  • Contribute to ongoing process improvements and operational projects, including assisting with coordination tasks and exploring new tools and technologies.

  • Provide support on basic financial tasks, including invoices, purchase orders, and cost tracking
     

What you need to be successful: 

Background:

  • Currently enrolled in a Bachelor’s or Master’s program in Business Administration, Management, Supply Chain Management, Economics, Finance, or a related field.

  • First experience or academic exposure in vendor, account, BPO management, operations, or related areas.
     

Desired:

  • Some exposure to the finance or fintech industry through internships, projects, or studies

  • Basic knowledge or academic exposure to Generative AI or Machine Learning (ML) is a plus

  • Interest in Risk & Compliance or regulatory topics
     

Skills:

  • Strong communication and interpersonal skills.

  • Organized and detail-oriented approach to work

  • Eagerness to learn and take ownership of tasks

  • Ability to work collaboratively with different teams and external vendors

  • Fluent in English; German is a plus

  • Basic understanding of process improvement and project management concepts
     

What’s in it for you:

  • Accelerate your career growth by joining one of Europe’s most talked about disruptors 🚀. 

  • Employee benefits that range from a competitive personal development budget, work from home budget, discounts to fitness & wellness memberships, language apps and public transportation. 

  • As an N26 employee you will have access to a Premium subscription on your personal N26 bank account. As well as subscriptions for friends and family members. 

  • Vacation days vary depending on your location of work. Additional day of annual leave for each year of service. 

  • A high degree of autonomy and access to cutting edge technologies - all while working with a friendly team of peers of diverse nationalities, life experiences and family statuses. 

  • A relocation package with visa support for those who need it


Who we are

N26 has reimagined banking for today’s digital world. Technology and design empower everything we do and it’s how we are building the global banking platform the world loves to use.

We've eliminated physical branches, paperwork, and hidden fees for an elegant digital experience and supreme savings. Giving people the power to live and bank their way is what gets us out of bed in the morning and inspires the work that we do.

Founded in 2013, N26 now has 7 million customers in 24 markets. We employ more than 1,500 employees across 3 office locations in Berlin, Vienna and Barcelona. Besides the main offices, N26 also has local offices in Paris, Madrid, and Milan.

 

Sounds good? Apply now for this position.


N26 is an equal opportunity employer and values diversity. We do not discriminate on the basis of race, religion, color, national origin, gender, sexual orientation, age, marital status or disability status.

ComplianceMachine Learning

Senior CRM Specialist

N26Berlin
Full-timeNot specifiedJul 10, 2026

About the opportunity

As a Senior CRM Specialist, Engagement and Retention, you will play a pivotal role in shaping and executing our CRM strategies, with a focus on a balanced mix of 50% operational tasks and 50% strategic initiatives. Your expertise will be essential in optimising our CRM engagement and retention efforts to align with the company's overarching goals and objectives.

 

In this role you will:

Operational Excellence (50%)

  • Execute multi-channel CRM campaigns, employing a holistic approach to engage effectively with our customer base.
  • Collaborate closely with cross-functional teams and stakeholders to ensure the seamless delivery of complex campaigns, leveraging your operational expertise.
  • Champion adherence to established processes, both within your role and among stakeholders, to maximise campaign efficiency and operational excellence.
  • Conceptualise, set up, and maintain automated communication workflows that support the achievement of CRM key performance indicators.

Analytic mastery

  • Collaborate with data analytics and data engineers to ensure a data driven approach to your work.
  • Utilise A/B testing methodologies to optimise campaign performance, leveraging your technical and analytic proficiency.
  • Own and report on the development of your KPI’s.

Strategic Leadership (50%)

  • Collaborate closely with the CRM team and seasoned CRM managers to conceptualise and plan new strategic campaigns that align with the company's overarching goals.
  • Lead the implementation of these strategic initiatives, leveraging your strategic insights and operational expertise to drive success.
  • Apply data-driven insights and your understanding of customer segments to ensure targeted messaging and the achievement of strategic objectives. 



What you'll need to be successful:

  • Bachelor's degree in Marketing, Business, or a related field (or equivalent work experience).
  • 3+ years of experience in CRM roles
  • Proven track record in CRM campaign execution and optimisation at a senior level.
  • Strong technical skills, including HTML, SQL and A/B testing, to ensure operational excellence.
  • Proficiency in CRM tools to drive effective campaigns. Braze experience is a strong plus.
  • Data-driven mindset with the ability to analyse and interpret campaign performance data.
  • Excellent communication and collaboration skills to lead cross-functional teams effectively.
  • Creative problem-solving ability combined with a strategic mindset to drive innovation in CRM initiatives.
  • Experience with reactivation programs is a strong plus.
     

What’s in it for you?

  • Accelerate your career growth by joining one of Europe’s most talked about disruptors 🚀.
  • Employee benefits that range from a competitive personal development budget, work from home budget, discounts to fitness & wellness memberships, language apps and public transportation. 
  • As an N26 employee you will have access to a Premium subscription on your personal N26 bank account. As well as subscriptions for friends and family members.    
  • Additional day of annual leave for each year of service.  
  • A high degree of autonomy and access to cutting edge technologies - all while working with a friendly team of peers of diverse nationalities, life experiences and backgrounds. 
  • A relocation package with visa support for those who need it.

     

Who we are 

N26 has reimagined banking for today’s digital world. Technology and design empower everything we do and it’s how we are building the global banking platform the world loves to use.

We've eliminated physical branches, paperwork, and hidden fees for an elegant digital experience and supreme savings. Giving people the power to live and bank their way is what gets us out of bed in the morning and inspires the work that we do. 

We are headquartered in Berlin with offices in multiple cities across Europe, including Vienna and Barcelona, and a 1,500-strong team of more than 80 nationalities. 

Do you see yourself thriving in this role? We’d love to see your application even if you don’t meet 100% of the criteria. You may just be the right fit for this or other roles!

 

Equal Opportunities

At N26, we believe our strength lies in our people and the varied perspectives they bring. We strive to build diverse teams that drive innovation and business success. We actively seek talent from all backgrounds and welcome applications from all genders, cultures, sexual orientations, abilities, neurodiversities, and ages.

We are committed to providing an excellent and accessible candidate experience. If you require any accommodations to make this process work for you, please let us know. We’re here to support you!

Discover more about Diversity & Inclusion at N26: https://n26.com/en-eu/diversity-and-inclusion

Product Designer

N26Barcelona
Full-timeNot specifiedJul 10, 2026

About the opportunity

N26 is looking for a Product Designer to join our Lending segment. In this role, you’ll design at the intersection of credit, borrowing, and financial health—covering core products like Overdraft, Consumer Credit, and Installment Loans (BNPL).

Your mission? Replace the anxiety typically associated with debt with clarity, control, and empowerment.

At N26, we believe a person's financial life is more than any single product. You'll join a team of three other designers, all working within the Financial Empowerment domain — the space where we help people save, invest, and borrow with confidence. You'll bring your expertise to the lending side, contributing to a team that collectively shapes how our customers experience their entire financial life, not just one corner of it.

Please note: 

  • We highly encourage you to attach your most recent portfolio and CV in English to your application. 
  • Applications without a portfolio will not be considered.

In this role, you will:

  • Own the whole design journey: You'll take features from initial brief all the way to production-ready UI, working independently and at pace. We need a doer: someone who moves fast, takes decisions, and closes loops without waiting for permission.
  • Be a design systems operator: You'll work at production scale inside our shared design system, contribute components back, and hold the bar for consistency across your workstreams. You understand that a well-structured file is as important as a well-structured screen.
  • Map complexity for real. Lending flows are intricate: credit checks, eligibility states, regulatory constraints, repayment logic. You'll be the person who untangles that complexity and turns it into flows that feel obvious to the user, even when the underlying system is anything but.
  • Map / Access research with human psychology: You'll use behavioral economics to design experiences that actually trick people's brains into building positive money habits.
  • Look at the data: You'll ground your decisions in product metrics and A/B testing results, and you'll proactively go looking for answers when the data isn't handed to you.
  • Collaborate without friction: You'll partner closely with Product Managers and Engineers to scope requirements, negotiate tradeoffs, and run design QA to make sure things land exactly as intended.
  • Present and defend your work:  You'll bring your decisions to critiques and stakeholder reviews with clear rationale grounded in research, data, and business context.
  • Lead and level up: You will head up design across multiple workstreams or feature areas simultaneously, while mentoring and stepping up the craft of the designers around you.

What you need to be successful:

Background:

  • Education: Honestly, we care way more about your skills and your portfolio than a piece of paper! (Not specified)
  • Experience: You have 3+ years of professional experience running end-to-end UX/UI product design across multiple workstreams. Bonus points if you've done this at a FinTech, EdTech, or another company dealing with complex consumer products, heavily regulated workflows, and mobile apps at serious production scale.

Skills:

  • Figma at production scale: Advanced proficiency required, with a genuine command of auto-layout and component architecture. We need someone who treats structured files as a craft, not a nice-to-have.
  • Complex flow thinking: You can hold a multi-state, multi-persona flow in your head and map it clearly. You find the edge cases before engineering does.
  • A portfolio that proves it: Show us the thinking behind the work, not just the final screens. We can't consider applications without a portfolio.
  • Data-driven approach: You use research and metrics to make decisions and you're comfortable running and interpreting A/B tests.
  • Empathy & Ethics: You have a deep interest in financial inclusion and accessibility (WCAG compliance), ensuring our products work beautifully for people from all walks of life.
  • Strong communication: You can pitch your work clearly to product, engineering, and leadership and make a compelling case under scrutiny.

What’s in it for you:

  • Accelerate your career growth by joining one of Europe’s most talked about disruptors 🚀.
  • Employee benefits that range from a competitive personal development budget, work from home budget, discounts to fitness & wellness memberships, language apps and public transportation. 
  • As an N26 employee you will have access to a Premium subscription on your personal N26 bank account. As well as subscriptions for friends and family members.    
  • Additional day of annual leave for each year of service.  
  • A high degree of autonomy and access to cutting edge technologies - all while working with a friendly team of peers of diverse nationalities, experiences, and backgrounds. 
  • A relocation package with visa support for those who need it.

Who we are

N26 has reimagined banking for today’s digital world. Technology and design empower everything we do and it’s how we are building the global banking platform the world loves to use.

We've eliminated physical branches, paperwork, and hidden fees for an elegant digital experience and supreme savings. Giving people the power to live and bank their way is what gets us out of bed in the morning and inspires the work that we do. 

We are headquartered in Berlin with offices in multiple cities across Europe, including Vienna and Barcelona, and a 1,500-strong team of more than 80 nationalities. 

Do you see yourself thriving in this role? We’d love to see your application even if you don’t meet 100% of the criteria. You may just be the right fit for this or other roles!

Equal opportunities for all

At N26, we believe our strength lies in our people and the varied perspectives they bring. We strive to build diverse teams that drive innovation and business success. We actively seek talent from all backgrounds and welcome applications from all genders, cultures, sexual orientations, abilities, neurodiversities, and ages.

We are committed to providing an excellent and accessible candidate experience. If you require any accommodations to make this process work for you, please let us know. We’re here to support you!

Discover more about Diversity & Inclusion at N26: https://n26.com/en-eu/diversity-and-inclusion



GoCompliance

Backend Engineer - Customer Risk Lifecycle

N26Berlin, Barcelona
Full-timeNot specifiedJul 10, 2026

About the opportunity

Banking Foundations domain mission for N26 is to provide secure and compliant banking services that are frictionless and innovative for customers, while enabling efficient operations and informed decision-making for our staff. We achieve this through robust customer identity verification, proactive risk management, and seamless customer support. This foundation enables N26 to achieve sustainable growth while maintaining the highest levels of trust with our customers and regulators.

We are seeking a talented Backend Engineer to join our expanding teams in Barcelona and evolve our product, powered by a microservice architecture predominantly written in Kotlin, using Spring Boot.

Our cross-functional teams are passionate about collaboration and sharing knowledge, as well as working with a high degree of autonomy.

As a Backend Engineer at N26, you will be encouraged to embrace the latest technological updates and given a platform to work on complex, interesting problems on a daily basis.

In this role, you will:

  • Design, develop, test, deploy and maintain software in a thriving environment

  • Manage individual project priorities and deliverables whilst working in a team who enjoy knowledge sharing sessions

  • Stay up to date with the latest trends in technology and you are not afraid to propose some findings during our GSDD.

  • Work within your cross-functional team to uphold the highest technical standards right across the product

What you need to be successful:

Background:

  • Experience in developing software using a JVM language and Spring Boot in Large-scale production systems (note: experience of Kotlin would be a plus)

  • Sound understanding of microservice architecture

  • Knowledge of both relational and non-relational databases, preferably Postgres

Skills:

  • Sound understanding of microservice architecture

  • Deep knowledge of both relational and non-relational databases, preferably Postgres

  • Appreciation of working in a modern cloud architecture, preferably with AWS

  • Language Skills: Full professional proficiency in English

Traits:

  • Highly motivated and not afraid of getting things done

  • Ongoing appreciation and consideration for security

  • Motivation to write code which is well-tested and well-documented

  • Give and receive open, direct and timely feedback

What’s in it for you:

  • Accelerate your career growth by joining one of Europe’s most talked about disruptors 🚀.

  • Employee benefits that range from a competitive personal development budget, work from home budget, discounts to fitness & wellness memberships, language apps and public transportation.

  • As an N26 employee you will have access to a Premium subscription on your personal N26 bank account. As well as subscriptions for friends and family members.

  • Additional day of annual leave for each year of service.

  • A high degree of autonomy and access to cutting edge technologies - all while working with a friendly team of peers of diverse nationalities, life experiences and backgrounds.

  • A relocation package with visa support for those who need it.

Who we are

N26 has reimagined banking for today’s digital world. Technology and design empower everything we do and it’s how we are building the global banking platform the world loves to use.

We've eliminated physical branches, paperwork, and hidden fees for an elegant digital experience and supreme savings. Giving people the power to live and bank their way is what gets us out of bed in the morning and inspires the work that we do. 

We are headquartered in Berlin with offices in multiple cities across Europe, including Vienna and Barcelona, and a 1,500-strong team of more than 80 nationalities.

Sounds good? Apply now for this position.

Equal Opportunities:

We recognize that our strength lies in our people and the varied perspectives they bring to our workforce. We strive to build talented and diverse teams to drive our business success and empower our people to reach their full potential.

We genuinely welcome and encourage applications from people of all backgrounds, cultures, genders, sexual orientations, abilities, neurodiversities, and ages. We're committed to creating an inclusive workspace where everyone feels valued and respected, free from harassment and discrimination. If there's anything you need to make the application process work for you, please let us know. 

Visit our website to learn more about Diversity, Equity, & Inclusion at N26.

AWSSpringRisk Management

Backend Engineer - Investments & Savings

N26Berlin, Barcelona
Full-timeNot specifiedJul 10, 2026

About The Opportunity

Hi, I'm Oussama Salimi, the Engineering Manager at N26, and I am looking for a Backend Engineer to join the Investments team here at N26.

Why is this role exciting and why should you apply?

  • Democratize wealth: You will build a secure, real-time trading platform powering everything from Crypto and Stocks to ETFs and Managed Funds.

  • High-stakes engineering: Operate at the thrilling intersection of high-speed trading and strict financial regulation where markets move fast.

  • True autonomy: You are an active partner in shaping the product, not just a ticket taker. We trust you to be the owner of the delivery.

  • Get Stuff Done Days (GSDD): Every six weeks, take two days of dedicated innovation time to explore new tech stacks, fix nagging bugs, or prototype outside the roadmap.

In This Role, You Will:

  • Write high-quality, performant code (primarily Kotlin) and navigate the codebase fluently.

  • Handle deployment, bug fixing, and incident handling with a high level of independence, taking features from concept to production.

  • Act as a sparring partner for Product Managers during Product Discovery, ensuring technical decisions support the user experience.

  • Question the status quo by asking "why are we building this?" and "is there a simpler way?"

  • Identify knowledge gaps and technical problems, taking active ownership to address them without waiting to be told.

  • Share your learnings from GSDD projects with the wider team, turning individual curiosity into collective knowledge.

  • There will be a lot more too, this is a role that will require a lot of flexibility.

What you need to be successful:

  • Proven experience as a Software Engineer taking features from concept to production with minimal supervision.

  • A track record of thriving in dynamic environments where requirements evolve rapidly.

  • A growth mindset: you treat feedback as a tool for engineering excellence and have a specific plan for your own learning.

  • An "evidence over opinion" approach: you couple every critique of a problem with a practical proposal for its solution.

Skills:

  • Strong proficiency in backend development, with Kotlin being our default for new services.

  • Experience working with Distributed Microservices and Event-Driven Architecture (Kafka).

  • Good understanding of cloud infrastructure and containerization (AWS, Kubernetes, and Docker).

  • Experience with observability and monitoring tools (Datadog, ELK/OpenSearch).

  • Resilience and proactive communication: you know how to navigate unresponsive stakeholders and unblock yourself.

  • Constructive dissatisfaction: you are a "System Improver" who proactively fixes broken processes.

Interview Process And What To Expect:

  • Initial Recruiter Screen

  • Codility Test

  • Pair Coding 

  • Systems Design

  • Behavioural Interview

 

What’s In It For You

  • Accelerate your career growth by joining one of Europe’s most talked about disruptors 🚀.

  • Employee benefits that range from a competitive personal development budget, work from home budget, discounts to fitness & wellness memberships, language apps and public transportation.

  • As an N26 employee you will have access to a Premium subscription on your personal N26 bank account. As well as subscriptions for friends and family members.

  • Additional day of annual leave for each year of service.

  • A high degree of autonomy and access to cutting edge technologies - all while working with a friendly team of peers of diverse nationalities, life experiences and family statuses.

  • A relocation package with visa support for those who need it.

Who we are

N26 has reimagined banking for today’s digital world. Technology and design empower everything we do and it’s how we are building the global banking platform the world loves to use.

We've eliminated physical branches, paperwork, and hidden fees for an elegant digital experience and supreme savings. Giving people the power to live and bank their way is what gets us out of bed in the morning and inspires the work that we do.

We are headquartered in Berlin with offices in multiple cities across Europe, including Vienna and Barcelona, and a 1,500-strong team of more than 80 nationalities.Sounds good? Apply now for this position.

Sounds good? Apply now for this position.

Equal Opportunities

We recognize that our strength lies in our people and the varied perspectives they bring to our workforce. We strive to build talented and diverse teams to drive our business success and empower our people to reach their full potential.

We genuinely welcome and encourage applications from people of all backgrounds, cultures, genders, sexual orientations, abilities, neurodiversities, and ages. We're committed to creating an inclusive workspace where everyone feels valued and respected, free from harassment and discrimination.

If there's anything you need to make the application process work for you, please let us know by reaching out to candidate.exp@n26.com. Visit our website to learn more about Diversity, Equity, & Inclusion at N26.

KafkaAWSKubernetes+1 more

Site Reliability Engineer - Observability

N26Barcelona
Full-timeNot specifiedJul 9, 2026

About the opportunity

We are seeking a Site Reliability Engineer to join the Observability group inside our Platform Engineering domain.

Platform Engineering’s goal is to provide easy to use, self-service platforms to enable other segments to easily build, deploy and monitor their business applications. And Observability’s role in that part of the company is to provide our users with end-to-end observability that’s easy to use.

As one of the first banks completely hosted in the cloud, our security, resilience and productivity standards require a motivated and well balanced team. We are using a modern technology stack to match our principles when it comes to providing the framework for our development team, the company and our customers.

In this role, you will:

In Observability you’ll build the tools for monitoring and measuring infrastructure, microservices, and sometimes totally unique workloads. You’ll put the developer experience at the front of your mind and implementations, and you’ll contribute deeply to understanding and preventing incidents through tooling, automation, and people-centered processes. All the while you’ll be thinking like an engineer. That means using automation to speed up repetitive tasks and to contribute to the security and compliance of the tech stack that you run and support.

What you need to be successful:

You need to be well-versed in the basics building blocks of observability: metrics, logs, and traces. You should also be familiar with the tools we need to extract (think things like Prometheus, StatsD, OpenTelemetry libraries), transform (tools like Vector, Beats, FluentBit), and load (OpenSearch, Grafana, etc.) this data in ways that your fellow engineers can make sense of it. Then, you should be comfortable with helping your colleagues understand this data so they can measure and monitor their applications and recover quickly for incidents..

Next, you’ll need experience with at least one glue language like GoLang or Python. And you’ll need to operate like your brain runs on Linux. Everything we do is in the cloud, so it’s important that you like it, understand it, and know what it takes to observe it. Your entire environment, from provisioning to deployment, will be defined and managed as code using tools like Terraform and AWS CDK.

Finally, things change fast here. We like it that way! Even if you don’t meet 100% of the criteria for this job, but you should have a strong desire to learn and improve, and you have a passion for working with bleeding-edge technologies, then you’d be a great asset to our team. 

Bullet points version

  • Understanding of the basic building blocks of observability: metrics, logs, and traces

  • Experience using the right tools to extract data (think things like Prometheus, StatsD, OpenTelemetry libraries), transform data (tools like Vector, Beats, FluentBit), and load data (OpenSearch, Grafana, Datadog, etc.) so that your fellow engineers can make sense of it

  • Solid skills with at least one glue language like GoLang or Python

  • The ability to build in a cloud-only environment with with infrastructure as code tools like Terraform and AWS CDK

  • A brain that runs on Linux

What’s in it for you:

  • Accelerate your career growth by joining one of Europe’s most talked about disruptors.
  • Employee benefits that range from a competitive personal development budget, work from home budget, discounts to fitness & wellness memberships, language apps and public transportation. 
  • Come together with your team in the office for a dedicated day of teamwork each week, plus another day of your choice, and enjoy the flexibility of remote work the rest of the time. Some roles may require additional in-office presence.
  • As an N26 employee you will have access to a Premium subscription on your personal N26 bank account. As well as subscriptions for friends and family members.    
  • Additional day of annual leave for each year of service.  
  • A high degree of autonomy and access to cutting edge technologies - all while working with a friendly team of peers of diverse nationalities, life experiences and backgrounds. 
  • A relocation package with visa support for those who need it.

Who we are

N26 has reimagined banking for today’s digital world. Technology and design empower everything we do and it’s how we are building the global banking platform the world loves to use.

We've eliminated physical branches, paperwork, and hidden fees for an elegant digital experience and supreme savings. Giving people the power to live and bank their way is what gets us out of bed in the morning and inspires the work that we do. 

We are headquartered in Berlin with offices in multiple cities across Europe, including Vienna and Barcelona, and a 1,500-strong team of more than 80 nationalities.

Sounds good? Apply now for this position.

Equal Opportunities:

We recognize that our strength lies in our people and the varied perspectives they bring to our workforce. We strive to build talented and diverse teams to drive our business success and empower our people to reach their full potential.

We genuinely welcome and encourage applications from people of all backgrounds, cultures, genders, sexual orientations, abilities, neurodiversities, and ages. We're committed to creating an inclusive workspace where everyone feels valued and respected, free from harassment and discrimination. If there's anything you need to make the application process work for you, please let us know by reaching out to candidate.exp@n26.com

Visit our website to learn more about Diversity, Equity, & Inclusion at N26.

PythonRESTAWS+2 more

Site Reliability Engineer - Observability

N26Berlin
Full-timeNot specifiedJul 9, 2026

About the opportunity

We are seeking a Site Reliability Engineer to join the Observability group inside our Platform Engineering domain.

Platform Engineering’s goal is to provide easy to use, self-service platforms to enable other segments to easily build, deploy and monitor their business applications. And Observability’s role in that part of the company is to provide our users with end-to-end observability that’s easy to use.

As one of the first banks completely hosted in the cloud, our security, resilience and productivity standards require a motivated and well balanced team. We are using a modern technology stack to match our principles when it comes to providing the framework for our development team, the company and our customers.

In this role, you will:

In Observability you’ll build the tools for monitoring and measuring infrastructure, microservices, and sometimes totally unique workloads. You’ll put the developer experience at the front of your mind and implementations, and you’ll contribute deeply to understanding and preventing incidents through tooling, automation, and people-centered processes. All the while you’ll be thinking like an engineer. That means using automation to speed up repetitive tasks and to contribute to the security and compliance of the tech stack that you run and support.

What you need to be successful:

You need to be well-versed in the basics building blocks of observability: metrics, logs, and traces. You should also be familiar with the tools we need to extract (think things like Prometheus, StatsD, OpenTelemetry libraries), transform (tools like Vector, Beats, FluentBit), and load (OpenSearch, Grafana, etc.) this data in ways that your fellow engineers can make sense of it. Then, you should be comfortable with helping your colleagues understand this data so they can measure and monitor their applications and recover quickly for incidents..

Next, you’ll need experience with at least one glue language like GoLang or Python. And you’ll need to operate like your brain runs on Linux. Everything we do is in the cloud, so it’s important that you like it, understand it, and know what it takes to observe it. Your entire environment, from provisioning to deployment, will be defined and managed as code using tools like Terraform and AWS CDK.

Finally, things change fast here. We like it that way! Even if you don’t meet 100% of the criteria for this job, but you should have a strong desire to learn and improve, and you have a passion for working with bleeding-edge technologies, then you’d be a great asset to our team. 

Bullet points version

  • Understanding of the basic building blocks of observability: metrics, logs, and traces

  • Experience using the right tools to extract data (think things like Prometheus, StatsD, OpenTelemetry libraries), transform data (tools like Vector, Beats, FluentBit), and load data (OpenSearch, Grafana, Datadog, etc.) so that your fellow engineers can make sense of it

  • Solid skills with at least one glue language like GoLang or Python

  • The ability to build in a cloud-only environment with with infrastructure as code tools like Terraform and AWS CDK

  • A brain that runs on Linux

What’s in it for you:

  • Accelerate your career growth by joining one of Europe’s most talked about disruptors.
  • Employee benefits that range from a competitive personal development budget, work from home budget, discounts to fitness & wellness memberships, language apps and public transportation. 
  • Come together with your team in the office for a dedicated day of teamwork each week, plus another day of your choice, and enjoy the flexibility of remote work the rest of the time. Some roles may require additional in-office presence.
  • As an N26 employee you will have access to a Premium subscription on your personal N26 bank account. As well as subscriptions for friends and family members.    
  • Additional day of annual leave for each year of service.  
  • A high degree of autonomy and access to cutting edge technologies - all while working with a friendly team of peers of diverse nationalities, life experiences and backgrounds. 
  • A relocation package with visa support for those who need it.

Who we are

N26 has reimagined banking for today’s digital world. Technology and design empower everything we do and it’s how we are building the global banking platform the world loves to use.

We've eliminated physical branches, paperwork, and hidden fees for an elegant digital experience and supreme savings. Giving people the power to live and bank their way is what gets us out of bed in the morning and inspires the work that we do. 

We are headquartered in Berlin with offices in multiple cities across Europe, including Vienna and Barcelona, and a 1,500-strong team of more than 80 nationalities.

Sounds good? Apply now for this position.

Equal Opportunities:

We recognize that our strength lies in our people and the varied perspectives they bring to our workforce. We strive to build talented and diverse teams to drive our business success and empower our people to reach their full potential.

We genuinely welcome and encourage applications from people of all backgrounds, cultures, genders, sexual orientations, abilities, neurodiversities, and ages. We're committed to creating an inclusive workspace where everyone feels valued and respected, free from harassment and discrimination. If there's anything you need to make the application process work for you, please let us know by reaching out to candidate.exp@n26.com

Visit our website to learn more about Diversity, Equity, & Inclusion at N26.

PythonRESTAWS+2 more

Senior Site Reliability Engineer - Infrastructure

N26Barcelona
Full-timeNot specifiedJul 9, 2026

About the opportunity

We are seeking a Senior Reliability Engineer to join the Platform Engineering Domain in the Scalability Team.

The mission of Platform Engineering is to provide trusted, performant, self-service platforms that empower product teams to build “the bank the world loves to use.” Scalability’s part of this mission is to develop solutions for container orchestration.

As one of the first banks completely hosted in the cloud - our security, resilience and productivity standards require not only the use of a modern technology stack, but the building of teams in line with our principles and in the service of our product teams, the company and our customers.

In this role, you will:

  • Design, develop, implement and own products and solutions to improve the security, reliability, and scalability of N26 cloud infrastructure and systems in the workload orchestration domain
  • Work with Product, customers and stakeholders to understand their needs and build the right products and solutions
  • Take an active part in the strategy and roadmap definition and prioritisation
  • Mentor and support other team members and also learn from them
  • Expand and develop your cloud knowledge, skills, and technology expertise

What you need to be successful:

Background and skills:

  • Hands-on, production expertise in the design, implementation and maintenance of Kubernetes Clusters
  • Extensive knowledge and hands-on experience in AWS Cloud infrastructure and Services
  • Solid experience in Go
  • Previous experience with Linux, Terraform and CD solutions (Argo or similars)
  • Networking experience with Mesh solutions (Istio or similars)
  • Monitoring, troubleshooting and incident management experience

Nice to have:

  • Relevant Backend development experience

Traits:

  • Good communication skills and a sense of ownership, with a systematic problem-solving approach
  • Proactiveness, collaboration and eagerness to learn

What’s in it for you:

  • Accelerate your career growth by joining one of Europe’s most talked about disruptors.
  • Employee benefits that range from a competitive personal development budget, work from home budget, discounts to fitness & wellness memberships, language apps and public transportation. 
  • Come together with your team in the office for a dedicated day of teamwork each week, plus another day of your choice, and enjoy the flexibility of remote work the rest of the time. Some roles may require additional in-office presence.
  • As an N26 employee you will have access to a Premium subscription on your personal N26 bank account. As well as subscriptions for friends and family members.    
  • Additional day of annual leave for each year of service.  
  • A high degree of autonomy and access to cutting edge technologies - all while working with a friendly team of peers of diverse nationalities, life experiences and backgrounds. 
  • A relocation package with visa support for those who need it.

Who we are

N26 has reimagined banking for today’s digital world. Technology and design empower everything we do and it’s how we are building the global banking platform the world loves to use.

We've eliminated physical branches, paperwork, and hidden fees for an elegant digital experience and supreme savings. Giving people the power to live and bank their way is what gets us out of bed in the morning and inspires the work that we do. 

We are headquartered in Berlin with offices in multiple cities across Europe, including Vienna and Barcelona, and a 1,500-strong team of more than 80 nationalities.

Sounds good? Apply now for this position.

Equal Opportunities:

We recognize that our strength lies in our people and the varied perspectives they bring to our workforce. We strive to build talented and diverse teams to drive our business success and empower our people to reach their full potential.

We genuinely welcome and encourage applications from people of all backgrounds, cultures, genders, sexual orientations, abilities, neurodiversities, and ages. We're committed to creating an inclusive workspace where everyone feels valued and respected, free from harassment and discrimination. If there's anything you need to make the application process work for you, please let us know by reaching out to candidate.exp@n26.com

Visit our website to learn more about Diversity, Equity, & Inclusion at N26.

GoRESTAWS+2 more

Senior Site Reliability Engineer - Infrastructure

N26Berlin
Full-timeNot specifiedJul 9, 2026

About the opportunity

We are seeking a Senior Reliability Engineer to join the Platform Engineering Domain in the Scalability Team.

The mission of Platform Engineering is to provide trusted, performant, self-service platforms that empower product teams to build “the bank the world loves to use.” Scalability’s part of this mission is to develop solutions for container orchestration.

As one of the first banks completely hosted in the cloud - our security, resilience and productivity standards require not only the use of a modern technology stack, but the building of teams in line with our principles and in the service of our product teams, the company and our customers.

In this role, you will:

  • Design, develop, implement and own products and solutions to improve the security, reliability, and scalability of N26 cloud infrastructure and systems in the workload orchestration domain
  • Work with Product, customers and stakeholders to understand their needs and build the right products and solutions
  • Take an active part in the strategy and roadmap definition and prioritisation
  • Mentor and support other team members and also learn from them
  • Expand and develop your cloud knowledge, skills, and technology expertise

What you need to be successful:

Background and skills:

  • Hands-on, production expertise in the design, implementation and maintenance of Kubernetes Clusters
  • Extensive knowledge and hands-on experience in AWS Cloud infrastructure and Services
  • Solid experience in Go
  • Previous experience with Linux, Terraform and CD solutions (Argo or similars)
  • Networking experience with Mesh solutions (Istio or similars)
  • Monitoring, troubleshooting and incident management experience

Nice to have:

  • Relevant Backend development experience

Traits:

  • Good communication skills and a sense of ownership, with a systematic problem-solving approach
  • Proactiveness, collaboration and eagerness to learn

What’s in it for you:

  • Accelerate your career growth by joining one of Europe’s most talked about disruptors.
  • Employee benefits that range from a competitive personal development budget, work from home budget, discounts to fitness & wellness memberships, language apps and public transportation. 
  • Come together with your team in the office for a dedicated day of teamwork each week, plus another day of your choice, and enjoy the flexibility of remote work the rest of the time. Some roles may require additional in-office presence.
  • As an N26 employee you will have access to a Premium subscription on your personal N26 bank account. As well as subscriptions for friends and family members.    
  • Additional day of annual leave for each year of service.  
  • A high degree of autonomy and access to cutting edge technologies - all while working with a friendly team of peers of diverse nationalities, life experiences and backgrounds. 
  • A relocation package with visa support for those who need it.

Who we are

N26 has reimagined banking for today’s digital world. Technology and design empower everything we do and it’s how we are building the global banking platform the world loves to use.

We've eliminated physical branches, paperwork, and hidden fees for an elegant digital experience and supreme savings. Giving people the power to live and bank their way is what gets us out of bed in the morning and inspires the work that we do. 

We are headquartered in Berlin with offices in multiple cities across Europe, including Vienna and Barcelona, and a 1,500-strong team of more than 80 nationalities.

Sounds good? Apply now for this position.

Equal Opportunities:

We recognize that our strength lies in our people and the varied perspectives they bring to our workforce. We strive to build talented and diverse teams to drive our business success and empower our people to reach their full potential.

We genuinely welcome and encourage applications from people of all backgrounds, cultures, genders, sexual orientations, abilities, neurodiversities, and ages. We're committed to creating an inclusive workspace where everyone feels valued and respected, free from harassment and discrimination. If there's anything you need to make the application process work for you, please let us know by reaching out to candidate.exp@n26.com

Visit our website to learn more about Diversity, Equity, & Inclusion at N26.

GoRESTAWS+2 more

Senior Growth Program Manager

N26Berlin
Full-timeNot specifiedJul 8, 2026

About the opportunity

We are looking for a Senior Growth Program Manager to join the Growth Operations team and drive the execution of N26’s most critical strategic initiatives. This role focuses on high-impact, cross-departmental projects – such as refining our value proposition or optimizing global consent frameworks – that fundamentally shape our business. You will be the "bridge" between strategy and reality, ensuring that complex projects with dozens of moving parts stay on track. If you are a high-energy operator who excels at navigating ambiguity, chasing stakeholders, and maintaining a bird’s-eye view of multiple workstreams, this is the role for you.

 

In this role, you will:

  • Orchestrate the Growth Roadmap: Own the overarching Growth roadmap, maintaining a clear overview of all active initiatives and ensuring the organization stays on track to deliver against its strategic priorities.

  • Drive Strategic Execution: Own the end-to-end delivery of high-priority, cross-departmental projects across the growth department (e.g., Value Proposition shifts, Consent Optimization) from initial kickoff to final implementation.

  • Orchestrate Multi-Project Timelines: Maintain a rigorous overview of deadlines, KPIs, and deliverables across several complex workstreams simultaneously, ensuring no detail is overlooked.

  • Proactively Manage Risk: Identify potential bottlenecks and project risks early on, taking the initiative to escalate issues and propose solutions to prevent delays in our strategic roadmap.

  • Influence Cross-Functional Stakeholders: Act as the central point of contact for internal teams (Product, Legal, Marketing, Markets, Finance), relentlessly chasing deliverables and ensuring every stakeholder meets their commitments on time.

  • Enable Executive Decision-Making: Keep the Senior Leadership team informed through clear, concise status reporting, highlighting progress against milestones and resource requirements.

 

What you need to be successful:

  • Proven Track Record in Program Management: You have 5+ years of experience managing large-scale, strategic projects in a fast-paced environment (fintech or high-growth tech experience is a plus).

  • High Emotional Intelligence & Stakeholder Management: You are a master at "chasing" without causing friction, possessing the emotional intelligence to navigate complex organizational dynamics and the interpersonal skills to hold senior stakeholders accountable while keeping teams motivated.

  • Operational Rigor: You have a systematic approach to project management, utilizing frameworks and tools to track complex dependencies and ensure 100% reliability in delivery.

  • Strategic Financial Acumen: You are comfortable forecasting resource needs and managing project-specific budgets to ensure strategic goals are met efficiently.

  • Clear & Concise Communication: You have the ability to synthesize complex project updates into actionable insights for executive-level audiences, focusing on what matters most for the business.

 

What’s in it for you:

  • Accelerate your career growth by joining one of Europe’s most talked about disruptors 🚀.

  • Impact at scale: You drive the most important Marketing & Growth initiatives at N26.

  • Global footprint: You are responsible for international campaigns across all EU markets.

  • Dynamic environment: You thrive in a fast-paced culture.

  • Employee benefits that range from a competitive personal development budget, work from home budget, discounts to fitness & wellness memberships, language apps and public transportation. 

  • As an N26 employee you will have access to a Premium subscription on your personal N26 bank account. As well as subscriptions for friends and family members.    

  • Additional day of annual leave for each year of service.  

  • A high degree of autonomy and access to cutting edge technologies - all while working with a friendly team of peers of diverse nationalities, life experiences and family statuses. 

  • A relocation package with visa support for those who need it.

 

Who we are

N26 has reimagined banking for today’s digital world. Technology and design empower everything we do and it’s how we are building the global banking platform the world loves to use.

 

We've eliminated physical branches, paperwork, and hidden fees for an elegant digital experience and supreme savings. Giving people the power to live and bank their way is what gets us out of bed in the morning and inspires the work that we do. 

 

We are headquartered in Berlin with offices in multiple cities across Europe, including Vienna and Barcelona, and a 1,500-strong team of more than 80 nationalities.

 

Sounds good? Apply now for this position.

 

Equal Opportunities:

We recognize that our strength lies in our people and the varied perspectives they bring to our workforce. We strive to build talented and diverse teams to drive our business success and empower our people to reach their full potential.

 

We genuinely welcome and encourage applications from people of all backgrounds, cultures, genders, sexual orientations, abilities, neurodiversities, and ages. We're committed to creating an inclusive workspace where everyone feels valued and respected, free from harassment and discrimination. If there's anything you need to make the application process work for you, please let us know by reaching out to candidate.exp@n26.com

 

Visit our website to learn more about Diversity, Equity, & Inclusion at N26.

Senior Manager Risk Controlling - ICAAP / ILAAP (Pillar 1)

N26Madrid
Full-timeNot specifiedJul 8, 2026

About the opportunity

Are you ready to take the next step in your career? N26 is looking for a Senior Manager to drive and further develop the Risk Governance & Capital Planning team.

In this role, you will take ownership of key risk controlling processes across capital and liquidity adequacy, with a focus on Pillar 1 topics within the normative perspective of the ICAAP framework as well as ILAAP. You will ensure alignment with regulatory requirements and internal risk strategy while further strengthening governance frameworks, methodologies, and risk controlling practices.

As a senior leader of the team, you will guide and mentor team members and play a key role in assessing, controlling, and reporting N26’s risks. You will collaborate closely with cross-functional stakeholders and act as a key counterpart for auditors and regulators.

In this role, you will:

  • Lead and enhance capital planning and overall ICAAP governance frameworks, providing guidance, mentorship, and expertise across Pillar 1 topics, while ensuring  structural alignment with ILAAP frameworks.
  • Own and further enhance capital planning processes and Pillar 1 ICAAP governance, including stress testing frameworks and scenario design.
  • Oversee the maintenance and development of the ILAAP framework, including liquidity risk methodologies, stress testing, and key liquidity risk metrics.
  • Oversee key risk governance components, including RWA calculation, risk appetite framework, risk policies, limit setting and monitoring, and internal controls.
  • Own and further develop the risk inventory and recovery plan, ensuring consistency across capital and liquidity perspectives.
  • Drive the continuous improvement of risk reporting, delivering high-quality, data-driven insights for senior management with a primary focus on capital adequacy and supporting liquidity metrics.
  • Ensure strong data governance and data quality in line with BCBS 239 principles for key inputs used for capital and liquidity risk assessments (e.g. balance sheet, RWA, liquidity metrics).
  • Ensure adherence to regulatory requirements (e.g., MaRisk, CRR, ICAAP and ILAAP guidelines, EBA regulatory expectations), act as key contact for auditors and regulators, and collaborate closely with cross-functional stakeholders (e.g., Finance, Treasury, Risk).
  • Leverage a passion for and a track record of using state-of-the-art technology to simplify processes, automate risk controlling workflows, and increase overall operational efficiency.

What you need to be successful:

Background: 

  • Master’s degree in business/economics, finance, mathematics, or a related field.
  • 7+ years of experience in risk management, risk controlling, capital planning, liquidity risk, or a related function within a regulated financial institution or leading consultancy.
  • Strong experience across ICAAP, capital planning, and/or ILAAP and liquidity risk management.
  • Proven experience in mentoring or guiding team members and driving complex cross-functional initiatives.

Skills: 

  • Strong understanding of ICAAP frameworks (Pillar 1 focus), including capital planning, risk inventory, stress testing, and recovery planning.
  • Strong understanding of ILAAP frameworks and liquidity risk metrics to ensure alignment between capital adequacy and key liquidity risk parameters.
  • Extensive knowledge of regulatory requirements (e.g., MaRisk, CRR, ICAAP and ILAAP guidelines, EBA regulatory expectations).
  • Strong expertise in risk governance frameworks, including risk appetite, policies, internal controls, and decision-making frameworks.
  • Experience in designing and enhancing methodologies across capital risk (e.g. stress testing, scenario design, capital planning processes) with a functional understanding of corresponding liquidity risk inputs.
  • Strong understanding of data flows, data quality, and governance of key risk inputs (e.g. balance sheet, RWA, liquidity metrics).
  • Strong analytical, conceptual, and stakeholder management skills, with the ability to independently drive topics and communicate complex issues effectively.
  • Fluent English; German is a strong advantage.

What’s in it for you:

  • Accelerate your career growth by joining one of Europe’s most talked about disruptors 🚀.
  • Employee benefits that range from a competitive personal development budget, work from home budget, discounts to fitness & wellness memberships, language apps and public transportation. 
  • As an N26 employee you will have access to a Premium subscription on your personal N26 bank account. As well as subscriptions for friends and family members.    
  • Additional day of annual leave for each year of service.  
  • A high degree of autonomy and access to cutting edge technologies - all while working with a friendly team of peers of diverse nationalities, life experiences and family statuses. 
  • A relocation package with visa support for those who need it.

Who we are

N26 has reimagined banking for today’s digital world. Technology and design empower everything we do and it’s how we are building the global banking platform the world loves to use.

We've eliminated physical branches, paperwork, and hidden fees for an elegant digital experience and supreme savings. Giving people the power to live and bank their way is what gets us out of bed in the morning and inspires the work that we do. 

We are headquartered in Berlin with offices in multiple cities across Europe, including Vienna and Barcelona, and a 1,500-strong team of more than 80 nationalities.

Sounds good? Apply now for this position.

Equal Opportunities:

We recognize that our strength lies in our people and the varied perspectives they bring to our workforce. We strive to build talented and diverse teams to drive our business success and empower our people to reach their full potential.

We genuinely welcome and encourage applications from people of all backgrounds, cultures, genders, sexual orientations, abilities, neurodiversities, and ages. We're committed to creating an inclusive workspace where everyone feels valued and respected, free from harassment and discrimination. If there's anything you need to make the application process work for you, please let us know by reaching out to candidate.exp@n26.com. 

Visit our website to learn more about Diversity, Equity, & Inclusion at N26.



Risk Management

Senior Manager Risk Controlling - ICAAP / ILAAP (Pillar 1)

N26Berlin
Full-timeNot specifiedJul 8, 2026

About the opportunity

Are you ready to take the next step in your career? N26 is looking for a Senior Manager to drive and further develop the Risk Governance & Capital Planning team.

In this role, you will take ownership of key risk controlling processes across capital and liquidity adequacy, with a focus on Pillar 1 topics within the normative perspective of the ICAAP framework as well as ILAAP. You will ensure alignment with regulatory requirements and internal risk strategy while further strengthening governance frameworks, methodologies, and risk controlling practices.

As a senior leader of the team, you will guide and mentor team members and play a key role in assessing, controlling, and reporting N26’s risks. You will collaborate closely with cross-functional stakeholders and act as a key counterpart for auditors and regulators.

In this role, you will:

  • Lead and enhance capital planning and overall ICAAP governance frameworks, providing guidance, mentorship, and expertise across Pillar 1 topics, while ensuring  structural alignment with ILAAP frameworks.
  • Own and further enhance capital planning processes and Pillar 1 ICAAP governance, including stress testing frameworks and scenario design.
  • Oversee the maintenance and development of the ILAAP framework, including liquidity risk methodologies, stress testing, and key liquidity risk metrics.
  • Oversee key risk governance components, including RWA calculation, risk appetite framework, risk policies, limit setting and monitoring, and internal controls.
  • Own and further develop the risk inventory and recovery plan, ensuring consistency across capital and liquidity perspectives.
  • Drive the continuous improvement of risk reporting, delivering high-quality, data-driven insights for senior management with a primary focus on capital adequacy and supporting liquidity metrics.
  • Ensure strong data governance and data quality in line with BCBS 239 principles for key inputs used for capital and liquidity risk assessments (e.g. balance sheet, RWA, liquidity metrics).
  • Ensure adherence to regulatory requirements (e.g., MaRisk, CRR, ICAAP and ILAAP guidelines, EBA regulatory expectations), act as key contact for auditors and regulators, and collaborate closely with cross-functional stakeholders (e.g., Finance, Treasury, Risk).
  • Leverage a passion for and a track record of using state-of-the-art technology to simplify processes, automate risk controlling workflows, and increase overall operational efficiency.

What you need to be successful:

Background: 

  • Master’s degree in business/economics, finance, mathematics, or a related field.
  • 7+ years of experience in risk management, risk controlling, capital planning, liquidity risk, or a related function within a regulated financial institution or leading consultancy.
  • Strong experience across ICAAP, capital planning, and/or ILAAP and liquidity risk management.
  • Proven experience in mentoring or guiding team members and driving complex cross-functional initiatives.

Skills: 

  • Strong understanding of ICAAP frameworks (Pillar 1 focus), including capital planning, risk inventory, stress testing, and recovery planning.
  • Strong understanding of ILAAP frameworks and liquidity risk metrics to ensure alignment between capital adequacy and key liquidity risk parameters.
  • Extensive knowledge of regulatory requirements (e.g., MaRisk, CRR, ICAAP and ILAAP guidelines, EBA regulatory expectations).
  • Strong expertise in risk governance frameworks, including risk appetite, policies, internal controls, and decision-making frameworks.
  • Experience in designing and enhancing methodologies across capital risk (e.g. stress testing, scenario design, capital planning processes) with a functional understanding of corresponding liquidity risk inputs.
  • Strong understanding of data flows, data quality, and governance of key risk inputs (e.g. balance sheet, RWA, liquidity metrics).
  • Strong analytical, conceptual, and stakeholder management skills, with the ability to independently drive topics and communicate complex issues effectively.
  • Fluent English; German is a strong advantage.

What’s in it for you:

  • Accelerate your career growth by joining one of Europe’s most talked about disruptors 🚀.
  • Employee benefits that range from a competitive personal development budget, work from home budget, discounts to fitness & wellness memberships, language apps and public transportation. 
  • As an N26 employee you will have access to a Premium subscription on your personal N26 bank account. As well as subscriptions for friends and family members.    
  • Additional day of annual leave for each year of service.  
  • A high degree of autonomy and access to cutting edge technologies - all while working with a friendly team of peers of diverse nationalities, life experiences and family statuses. 
  • A relocation package with visa support for those who need it.

Who we are

N26 has reimagined banking for today’s digital world. Technology and design empower everything we do and it’s how we are building the global banking platform the world loves to use.

We've eliminated physical branches, paperwork, and hidden fees for an elegant digital experience and supreme savings. Giving people the power to live and bank their way is what gets us out of bed in the morning and inspires the work that we do. 

We are headquartered in Berlin with offices in multiple cities across Europe, including Vienna and Barcelona, and a 1,500-strong team of more than 80 nationalities.

Sounds good? Apply now for this position.

Equal Opportunities:

We recognize that our strength lies in our people and the varied perspectives they bring to our workforce. We strive to build talented and diverse teams to drive our business success and empower our people to reach their full potential.

We genuinely welcome and encourage applications from people of all backgrounds, cultures, genders, sexual orientations, abilities, neurodiversities, and ages. We're committed to creating an inclusive workspace where everyone feels valued and respected, free from harassment and discrimination. If there's anything you need to make the application process work for you, please let us know by reaching out to candidate.exp@n26.com. 

Visit our website to learn more about Diversity, Equity, & Inclusion at N26.



Risk Management

Risk Controlling Manager, Liquidity Risk (ILAAP)

N26Madrid
Full-timeNot specifiedJul 8, 2026

About the opportunity

We are seeking a Manager Risk Controlling to help us further develop and strengthen our Risk Controlling function with a focus on the Internal Liquidity Adequacy Assessment Process (ILAAP) and overall Liquidity Risk Management.

As part of the Risk Controlling team, you will lead the development, implementation, and analysis of models for liquidity risk controlling, covering both regulatory requirements (Pillar I) and internal methodologies (Pillar II). You will ensure that N26 maintains a robust liquidity position through advanced modelling, stress testing, and expert methodological guidance.

At N26, we are redefining banking through technology and innovation. As a Risk Controlling Manager with a focus on ILAAP and liquidity risk, you will have the opportunity to shape the future of risk management in a fast-paced, forward-thinking environment. Join us and be part of a team that values collaboration, innovation, and excellence.

In this role, you will:

  • Lead the design, maintenance, and continuous improvement of the ILAAP framework, ensuring it accurately reflects the firm's liquidity adequacy and risk appetite.
  • Develop, calibrate and continuously refine quantitative liquidity risk methodologies based on historical development data, including deposit stability models, liquidity runoff assumptions,  internal liquidity maturity ladders, survival period analysis, and intraday liquidity metrics.
  • Design and statistically calibrate liquidity risk model parameters using internal historical data, expert judgement and stress-testing results, ensuring that assumptions remain empirically grounded and fit for purpose.
  • Translate the specific characteristics of a digital retail bank into tailored liquidity risk methodologies rather than relying solely on standard regulatory metrics and industry practices.
  • Spearhead the design and calibration of comprehensive liquidity stress scenarios, identifying potential vulnerabilities and challenging qualitative assumptions.
  • Ensure full compliance with relevant European and German regulatory requirements, such as MaRisk and EBA Guidelines on ILAAP, while overseeing regulatory liquidity reporting standards.
  • Establish and maintain the architectural design of risk limits for liquidity and funding, providing expert advice on limit calibration and remediation strategies.
  • Lead initiatives to improve the quality, governance, and lineage of core balance sheet data used in liquidity risk and ILAAP calculations.
  • Act as the primary methodological expert and project lead for interactions with internal/external auditors and regulators (e.g., EBA, national central banks) regarding the adequacy and robustness of liquidity risk practices.

What you need to be successful:

Background

  • Quantitative academic background (Master's in statistics, mathematics, economics, or a similar quantitative field). Professional certifications like CFA or FRM are a plus.
  • 5+ years of practical experience in a risk controlling function or a leading consultancy (Big Four), with deep expertise in Liquidity Risk and ILAAP within a regulated financial institution.

Skills

  • Strong understanding of ILAAP frameworks and liquidity risk management (Pillar I and Pillar II), including liquidity stress testing, funding risk, deposit behaviour modelling, and key metrics (e.g. survival horizon, maturity transformation).
  • Experience in designing, calibrating, and validating quantitative methodologies for liquidity risk, including stress scenarios, behavioural assumptions, and model parametrisation.
  • Strong understanding of statistical analysis and data-driven modelling techniques (e.g. time-series analysis, scenario modelling, calibration and backtesting).
  • Strong understanding of data flows, data quality and governance of key risk inputs.
  • Ability to translate regulatory and business requirements into structured analytical methodologies and algorithmic solutions.
  • Extensive knowledge of regulatory requirements (e.g., MaRisk, CRR, ICAAP and ILAAP guidelines, EBA regulatory expectations).
  • Strong expertise in risk governance frameworks, including risk appetite, policies, internal controls, and decision-making frameworks.
  • Ability to work independently, form sound judgments on complex risk topics, and communicate effectively with senior stakeholders and regulators.
  • Experience with specifying data requirements and collaborating with Data Engineering or Risk Technology teams is a strong plus.
  • Fluent English is required; German language skills are a plus.

What’s in it for you:

  • Accelerate your career growth by joining one of Europe’s most talked about disruptors 🚀.
  • Employee benefits that range from a competitive personal development budget, work from home budget, discounts to fitness & wellness memberships, language apps and public transportation. 
  • As an N26 employee you will have access to a Premium subscription on your personal N26 bank account. As well as subscriptions for friends and family members.    
  • Additional day of annual leave for each year of service.  
  • A high degree of autonomy and access to cutting edge technologies - all while working with a friendly team of peers of diverse nationalities, life experiences and family statuses. 
  • A relocation package with visa support for those who need it.

Who we are

N26 has reimagined banking for today’s digital world. Technology and design empower everything we do and it’s how we are building the global banking platform the world loves to use.

We've eliminated physical branches, paperwork, and hidden fees for an elegant digital experience and supreme savings. Giving people the power to live and bank their way is what gets us out of bed in the morning and inspires the work that we do. 

We are headquartered in Berlin with offices in multiple cities across Europe, including Vienna and Barcelona, and a 1,500-strong team of more than 80 nationalities.

Sounds good? Apply now for this position.

Equal Opportunities:

We recognize that our strength lies in our people and the varied perspectives they bring to our workforce. We strive to build talented and diverse teams to drive our business success and empower our people to reach their full potential.

We genuinely welcome and encourage applications from people of all backgrounds, cultures, genders, sexual orientations, abilities, neurodiversities, and ages. We're committed to creating an inclusive workspace where everyone feels valued and respected, free from harassment and discrimination. If there's anything you need to make the application process work for you, please let us know by reaching out to candidate.exp@n26.com

Visit our website to learn more about Diversity, Equity, & Inclusion at N26.

Risk ManagementComplianceData Engineering

Risk Controlling Manager, Liquidity Risk (ILAAP)

N26Berlin
Full-timeNot specifiedJul 8, 2026

About the opportunity

We are seeking a Manager Risk Controlling to help us further develop and strengthen our Risk Controlling function with a focus on the Internal Liquidity Adequacy Assessment Process (ILAAP) and overall Liquidity Risk Management.

As part of the Risk Controlling team, you will lead the development, implementation, and analysis of models for liquidity risk controlling, covering both regulatory requirements (Pillar I) and internal methodologies (Pillar II). You will ensure that N26 maintains a robust liquidity position through advanced modelling, stress testing, and expert methodological guidance.

At N26, we are redefining banking through technology and innovation. As a Risk Controlling Manager with a focus on ILAAP and liquidity risk, you will have the opportunity to shape the future of risk management in a fast-paced, forward-thinking environment. Join us and be part of a team that values collaboration, innovation, and excellence.

In this role, you will:

  • Lead the design, maintenance, and continuous improvement of the ILAAP framework, ensuring it accurately reflects the firm's liquidity adequacy and risk appetite.
  • Develop, calibrate and continuously refine quantitative liquidity risk methodologies based on historical development data, including deposit stability models, liquidity runoff assumptions,  internal liquidity maturity ladders, survival period analysis, and intraday liquidity metrics.
  • Design and statistically calibrate liquidity risk model parameters using internal historical data, expert judgement and stress-testing results, ensuring that assumptions remain empirically grounded and fit for purpose.
  • Translate the specific characteristics of a digital retail bank into tailored liquidity risk methodologies rather than relying solely on standard regulatory metrics and industry practices.
  • Spearhead the design and calibration of comprehensive liquidity stress scenarios, identifying potential vulnerabilities and challenging qualitative assumptions.
  • Ensure full compliance with relevant European and German regulatory requirements, such as MaRisk and EBA Guidelines on ILAAP, while overseeing regulatory liquidity reporting standards.
  • Establish and maintain the architectural design of risk limits for liquidity and funding, providing expert advice on limit calibration and remediation strategies.
  • Lead initiatives to improve the quality, governance, and lineage of core balance sheet data used in liquidity risk and ILAAP calculations.
  • Act as the primary methodological expert and project lead for interactions with internal/external auditors and regulators (e.g., EBA, national central banks) regarding the adequacy and robustness of liquidity risk practices.

What you need to be successful:

Background

  • Quantitative academic background (Master's in statistics, mathematics, economics, or a similar quantitative field). Professional certifications like CFA or FRM are a plus.
  • 5+ years of practical experience in a risk controlling function or a leading consultancy (Big Four), with deep expertise in Liquidity Risk and ILAAP within a regulated financial institution.

Skills

  • Strong understanding of ILAAP frameworks and liquidity risk management (Pillar I and Pillar II), including liquidity stress testing, funding risk, deposit behaviour modelling, and key metrics (e.g. survival horizon, maturity transformation).
  • Experience in designing, calibrating, and validating quantitative methodologies for liquidity risk, including stress scenarios, behavioural assumptions, and model parametrisation.
  • Strong understanding of statistical analysis and data-driven modelling techniques (e.g. time-series analysis, scenario modelling, calibration and backtesting).
  • Strong understanding of data flows, data quality and governance of key risk inputs.
  • Ability to translate regulatory and business requirements into structured analytical methodologies and algorithmic solutions.
  • Extensive knowledge of regulatory requirements (e.g., MaRisk, CRR, ICAAP and ILAAP guidelines, EBA regulatory expectations).
  • Strong expertise in risk governance frameworks, including risk appetite, policies, internal controls, and decision-making frameworks.
  • Ability to work independently, form sound judgments on complex risk topics, and communicate effectively with senior stakeholders and regulators.
  • Experience with specifying data requirements and collaborating with Data Engineering or Risk Technology teams is a strong plus.
  • Fluent English is required; German language skills are a plus.

What’s in it for you:

  • Accelerate your career growth by joining one of Europe’s most talked about disruptors 🚀.
  • Employee benefits that range from a competitive personal development budget, work from home budget, discounts to fitness & wellness memberships, language apps and public transportation. 
  • As an N26 employee you will have access to a Premium subscription on your personal N26 bank account. As well as subscriptions for friends and family members.    
  • Additional day of annual leave for each year of service.  
  • A high degree of autonomy and access to cutting edge technologies - all while working with a friendly team of peers of diverse nationalities, life experiences and family statuses. 
  • A relocation package with visa support for those who need it.

Who we are

N26 has reimagined banking for today’s digital world. Technology and design empower everything we do and it’s how we are building the global banking platform the world loves to use.

We've eliminated physical branches, paperwork, and hidden fees for an elegant digital experience and supreme savings. Giving people the power to live and bank their way is what gets us out of bed in the morning and inspires the work that we do. 

We are headquartered in Berlin with offices in multiple cities across Europe, including Vienna and Barcelona, and a 1,500-strong team of more than 80 nationalities.

Sounds good? Apply now for this position.

Equal Opportunities:

We recognize that our strength lies in our people and the varied perspectives they bring to our workforce. We strive to build talented and diverse teams to drive our business success and empower our people to reach their full potential.

We genuinely welcome and encourage applications from people of all backgrounds, cultures, genders, sexual orientations, abilities, neurodiversities, and ages. We're committed to creating an inclusive workspace where everyone feels valued and respected, free from harassment and discrimination. If there's anything you need to make the application process work for you, please let us know by reaching out to candidate.exp@n26.com

Visit our website to learn more about Diversity, Equity, & Inclusion at N26.

Risk ManagementComplianceData Engineering

Product Manager - Data Governance & Analytics Engineering

N26Barcelona
Full-timeNot specifiedJul 7, 2026

About the opportunity

Our Data Governance & Analytics Engineering segment’s mission is to provide teams data they can trust for data driven decision making, which can power N26 to reach the next 100 million customers.

The Data Governance & Analytics Engineering segment at N26 consists of 3 teams that define the analytics tooling, core data products and data governance for the bank.

We are looking for a data-driven, technically savvy, Senior Product Manager to help build the Data Governance and Data Products of the future bank and help deliver key growth and operational metrics.

In this role, you will:

  • Deliver a world class Analytics & Data Governance tooling platform, fully compliant and user-centric.
  • Help build the strategy for the evolution of N26’s Core Data Products, its interactions with the rest of the organisation, its global rollout and the decision to build vs buy.
  • Deeply understand the needs of the segment customers - teams developing the products and services built on top of the analytics platform, understand how it enables their success, and identify clear product improvements.
  • Help us understand where there are inefficiencies in the way that we do things and create solutions to enable our product, engineering, and design teams to make the biggest impact.
  • Be the glue of the team. Clearly communicate the product vision and ensure alignment between product, engineering, design and cross-functional groups (e.g. Bank, Legal, Compliance, Product teams, commercial departments).
  • Be a decision maker. Possess complex decision making skills rooted in analytics, user feedback, and business goals. Set clear goals, priorities, and manage stakeholder expectations.

What you need to be successful:

  • 5+ years of experience with a proven track record of building scalable and efficient products in a mature environment.
  • Strong technical understanding and exposure to the latest emerging trends in the Data domain, especially with Data Mesh and Analytics.
  • Deep understanding of the product life cycle and how the right data products and tooling enable other teams.
  • Strong analytical thinking and the ability to use data and customer insights to inform decisions and inspire new thinking.
  • Extensive experience working with agile methodologies, leading cross-functional teams of engineers, data analysts, designers.

What’s in it for you:

  • Accelerate your career growth by joining one of Europe’s most talked about disruptors 🚀.
  • Employee benefits that range from a competitive personal development budget, work from home budget, discounts to fitness & wellness memberships, language apps and public transportation.
  • Come together with your team in the office for a dedicated day of teamwork each week, plus another day of your choice, and enjoy the flexibility of remote work the rest of the time. Some roles may require additional in-office presence.
  • As an N26 employee you will have access to a Premium subscription on your personal N26 bank account. As well as subscriptions for friends and family members.
  • Additional day of annual leave for each year of service.
  • A high degree of autonomy and access to cutting edge technologies - all while working with a friendly team of peers of diverse nationalities, life experiences and family statuses.
  • A relocation package with visa support for those who need it.

Who we are

N26 has reimagined banking for today’s digital world. Technology and design empower everything we do and it’s how we are building the global banking platform the world loves to use.

We've eliminated physical branches, paperwork, and hidden fees for an elegant digital experience and supreme savings. Giving people the power to live and bank their way is what gets us out of bed in the morning and inspires the work that we do.

We are headquartered in Berlin with offices in multiple cities across Europe, including Vienna and Barcelona, and a 1,500-strong team of more than 80 nationalities.

Sounds good? Apply now for this position.

Equal Opportunities:

We recognize that our strength lies in our people and the varied perspectives they bring to our workforce. We strive to build talented and diverse teams to drive our business success and empower our people to reach their full potential.

We genuinely welcome and encourage applications from people of all backgrounds, cultures, genders, sexual orientations, abilities, neurodiversities, and ages. We're committed to creating an inclusive workspace where everyone feels valued and respected, free from harassment and discrimination. If there's anything you need to make the application process work for you, please let us know by reaching out to candidate.exp@n26.com.

Visit our website to learn more about Diversity, Equity, & Inclusion at N26.

RESTComplianceAgile

Product Manager - Data Governance & Analytics Engineering

N26Berlin
Full-timeNot specifiedJul 7, 2026

About the opportunity

Our Data Governance & Analytics Engineering segment’s mission is to provide teams data they can trust for data driven decision making, which can power N26 to reach the next 100 million customers.

The Data Governance & Analytics Engineering segment at N26 consists of 3 teams that define the analytics tooling, core data products and data governance for the bank.

We are looking for a data-driven, technically savvy, Senior Product Manager to help build the Data Governance and Data Products of the future bank and help deliver key growth and operational metrics.

In this role, you will:

  • Deliver a world class Analytics & Data Governance tooling platform, fully compliant and user-centric.
  • Help build the strategy for the evolution of N26’s Core Data Products, its interactions with the rest of the organisation, its global rollout and the decision to build vs buy.
  • Deeply understand the needs of the segment customers - teams developing the products and services built on top of the analytics platform, understand how it enables their success, and identify clear product improvements.
  • Help us understand where there are inefficiencies in the way that we do things and create solutions to enable our product, engineering, and design teams to make the biggest impact.
  • Be the glue of the team. Clearly communicate the product vision and ensure alignment between product, engineering, design and cross-functional groups (e.g. Bank, Legal, Compliance, Product teams, commercial departments).
  • Be a decision maker. Possess complex decision making skills rooted in analytics, user feedback, and business goals. Set clear goals, priorities, and manage stakeholder expectations.

What you need to be successful:

  • 5+ years of experience with a proven track record of building scalable and efficient products in a mature environment.
  • Strong technical understanding and exposure to the latest emerging trends in the Data domain, especially with Data Mesh and Analytics.
  • Deep understanding of the product life cycle and how the right data products and tooling enable other teams.
  • Strong analytical thinking and the ability to use data and customer insights to inform decisions and inspire new thinking.
  • Extensive experience working with agile methodologies, leading cross-functional teams of engineers, data analysts, designers.

What’s in it for you:

  • Accelerate your career growth by joining one of Europe’s most talked about disruptors 🚀.
  • Employee benefits that range from a competitive personal development budget, work from home budget, discounts to fitness & wellness memberships, language apps and public transportation.
  • Come together with your team in the office for a dedicated day of teamwork each week, plus another day of your choice, and enjoy the flexibility of remote work the rest of the time. Some roles may require additional in-office presence.
  • As an N26 employee you will have access to a Premium subscription on your personal N26 bank account. As well as subscriptions for friends and family members.
  • Additional day of annual leave for each year of service.
  • A high degree of autonomy and access to cutting edge technologies - all while working with a friendly team of peers of diverse nationalities, life experiences and family statuses.
  • A relocation package with visa support for those who need it.

Who we are

N26 has reimagined banking for today’s digital world. Technology and design empower everything we do and it’s how we are building the global banking platform the world loves to use.

We've eliminated physical branches, paperwork, and hidden fees for an elegant digital experience and supreme savings. Giving people the power to live and bank their way is what gets us out of bed in the morning and inspires the work that we do.

We are headquartered in Berlin with offices in multiple cities across Europe, including Vienna and Barcelona, and a 1,500-strong team of more than 80 nationalities.

Sounds good? Apply now for this position.

Equal Opportunities:

We recognize that our strength lies in our people and the varied perspectives they bring to our workforce. We strive to build talented and diverse teams to drive our business success and empower our people to reach their full potential.

We genuinely welcome and encourage applications from people of all backgrounds, cultures, genders, sexual orientations, abilities, neurodiversities, and ages. We're committed to creating an inclusive workspace where everyone feels valued and respected, free from harassment and discrimination. If there's anything you need to make the application process work for you, please let us know by reaching out to candidate.exp@n26.com.

Visit our website to learn more about Diversity, Equity, & Inclusion at N26.

RESTComplianceAgile

Senior Specialist, Affiliate & Influencers - Italy

N26Milan
Full-timeNot specifiedJul 7, 2026

About the Opportunity

We are looking for a highly motivated and resourceful Senior Specialist, Affiliate & Influencers - Italy to join our team and lead our expansion in the Italian market. 

This role is ideal for a results-driven professional who is eager to manage complex external partnerships and drive user acquisition while maintaining a high-impact, operational mindset across all performance marketing channels. You will join a high-performance team where you will be expected to manage everything from strategic negotiations to technical troubleshooting in a fast-paced environment.

 

In this role, you will:

Influencer and Affiliates Marketing

  • Primary focus will be defining, optimising and executing our Affiliate and Influencer marketing strategy, ensuring total alignment with our business goals and local market nuances.
  • Manage the day-to-day operations of the Italian Affiliate and Influencer network, including pipeline building, relationship management, negotiation, and performance optimisation.
  • Conduct data-driven research and analysis to support decision-making and provide the insights needed to scale channel performance. This includes deep dive analysis on acquisition rates, costs, profitability, product penetration and long term retention,
  • Own the reporting of channel performance, key insights, and strategic plans during weekly and monthly growth steering meetings.
  • Help define and improve marketing processes related to partnership tracking, attribution, and payout/budgeting for the Italian market.
  • Ensure content compliance and internal rules and controls processing.

Growth Marketing

  • Identify and execute ad-hoc growth initiatives to drive user and revenue growth.
  • Develop and manage co-marketing campaigns with strategic business partners to expand reach and acquire new audiences.
  • Plan and coordinate offline growth initiatives, including traditional media placements, displays, and event activations.
  • Lead social media collaborations with key partners to increase brand visibility and engagement.
  • Coordinate content creation with external subject-matter experts and speakers to build public brand awareness and thought leadership.
  • Proactively identify and execute new growth opportunities and experimental initiatives that support overall marketing and business objectives.

 

What you need to be successful:

Background:

  • The Foundation: 5+ years of experience within high-paced marketing agencies or performance marketing roles, demonstrating a resourceful and versatile marketing background.
  • Specialised Experience: At least 2 years of direct experience managing Affiliate and Influencer Marketing programs.
  • Market Mastery: A proven track record of independently building and scaling new partner relationships specifically within the Italian market.
  • Data Excellence: Proficiency in data visualisation tools (e.g., Tableau, Looker, or PowerBI) and advanced Excel/Google Sheets skills (Pivot tables, VLOOKUPs, data modeling) to audit partner performance and attribution models.
  • Commercial Grit: Demonstrated ability to negotiate and structure diverse commercial deals, including CPA, CPL, fee structures, and commission tiers.
  • Linguistic Fluency: Professional fluency in Italian is required; fluency in English is essential for collaboration with our international team.
  • The "Plus": Experience in fintech or banking is a significant advantage.

Skills:

  • Partner Management: Proven ability to build, maintain, and scale relationships with external partners, including affiliates, agencies, and influencers.
  • Analytical Mindset: Strong ability to work with data, track KPIs, and extract actionable insights to drive strategic decisions.
  • Strategic Thinking: Ability to translate high-level business goals into actionable partnership initiatives within a local market context.
  • Operational & Independent Problem-Solver: A highly operational mindset with the ability to proactively diagnose and solve day-to-day issues like tracking discrepancies or conversion funnel blocks.
  • Project Management: Strong organisational skills to manage multiple campaigns and partner contracts simultaneously.
  • Communication: Excellent written and verbal communication in both Italian and English, with a talent for effective negotiation and clear presentation of results.

 

What’s in it for you:

  • Accelerate your career growth by joining one of Europe’s most talked about disruptors 🚀.
  • Employee benefits that range from a competitive personal development budget, work from home budget, discounts to fitness & wellness memberships, language apps and public transportation. 
  • As an N26 employee you will have access to a Premium subscription on your personal N26 bank account. As well as subscriptions for friends and family members.    
  • Additional day of annual leave for each year of service.  
  • A high degree of autonomy and access to cutting edge technologies - all while working with a friendly team of peers of diverse nationalities, experiences, and backgrounds. 
  • A relocation package with visa support for those who need it.

 

Who we are

N26 has reimagined banking for today’s digital world. Technology and design empower everything we do and it’s how we are building the global banking platform the world loves to use.

We've eliminated physical branches, paperwork, and hidden fees for an elegant digital experience and supreme savings. Giving people the power to live and bank their way is what gets us out of bed in the morning and inspires the work that we do. 

We are headquartered in Berlin with offices in multiple cities across Europe, including Vienna and Barcelona, and a 1,500-strong team of more than 80 nationalities. 

Do you see yourself thriving in this role? We’d love to see your application even if you don’t meet 100% of the criteria. You may just be the right fit for this or other roles!

 

Equal opportunities for all

At N26, we believe our strength lies in our people and the varied perspectives they bring. We strive to build diverse teams that drive innovation and business success. We actively seek talent from all backgrounds and welcome applications from all genders, cultures, sexual orientations, abilities, neurodiversities, and ages.

We are committed to providing an excellent and accessible candidate experience. If you require any accommodations to make this process work for you, please let us know. We’re here to support you!

Discover more about Diversity & Inclusion at N26: https://n26.com/en-eu/diversity-and-inclusion

The collective bargaining agreement applied is the [“CCNL Commercio”]. The position is expected to be classified at [the 1st or 2nd level (white-collar employee category)] under the CCNL, depending on the final scope of the role and the candidate’s relevant experience. The hiring range for this role is currently estimated at 49,800 - 57,300. Please note that the published range is based on the expected scope and level of the role at the time of posting. This range only includes gross annual salary. Benefits, perks, ESOPs and other variable components are not included in the range but may be applicable to the role. If, during the hiring process, the final scope or level of the role changes, the applicable salary range may need to be reviewed and updated accordingly before an offer is made. 

 

Please note that the published range is based on the expected scope and level of the role at the time of posting. This range only includes gross annual salary. Benefits, perks, ESOPs and other variable components are not included in the range but may be applicable to the role. If, during the hiring process, the final scope or level of the role changes, the applicable salary range may need to be reviewed and updated accordingly before an offer is made.

Italy Pay Range
€49,80€57,30 EUR
Compliance

Influencer & Affiliate Marketing Manager

N26Madrid
Full-timeNot specifiedJul 7, 2026

About the Opportunity

We are looking for a highly motivated and resourceful Senior Specialist, Affiliate & Influencers to join our team and lead our expansion in the Spanish market. 

This role is ideal for a results-driven professional who is eager to manage complex external partnerships and drive user acquisition while maintaining a high-impact, operational mindset across all performance marketing channels. You will join a high-performance team where you will be expected to manage everything from strategic negotiations to technical troubleshooting in a fast-paced environment.

In this role, you will:

Influencer and Affiliates Marketing

  • Primary focus will be defining, optimizing and executing our Affiliate and Influencer marketing strategy, ensuring total alignment with our business goals and local market nuances.
  • Manage the day-to-day operations of the Spanish Affiliate and Influencer network, including pipeline building, relationship management, negotiation, and performance optimization.
  • Conduct data-driven research and analysis to support decision-making and provide the insights needed to scale channel performance. This includes deep dive analysis on acquisition rates, costs, profitability, product penetration and long term retention,
  • Own the reporting of channel performance, key insights, and strategic plans during weekly and monthly growth steering meetings.
  • Help define and improve marketing processes related to partnership tracking, attribution, and payout/budgeting for the Spanish market.
  • Ensure content compliance and internal rules and controls processing.

Growth Marketing

  • Identify and execute ad-hoc growth initiatives to drive user and revenue growth.
  • Develop and manage co-marketing campaigns with strategic business partners to expand reach and acquire new audiences.
  • Plan and coordinate offline growth initiatives, including traditional media placements, displays, and event activations.
  • Lead social media collaborations with key partners to increase brand visibility and engagement.
  • Coordinate content creation with external subject-matter experts and speakers to build public brand awareness and thought leadership.
  • Proactively identify and execute new growth opportunities and experimental initiatives that support overall marketing and business objectives.

What you need to be successful:

  • The Foundation: +5 years of experience within high-paced marketing agencies or performance marketing roles, demonstrating a resourceful and versatile marketing background.
  • Specialized Experience: At least 2 years of direct experience managing Affiliate and Influencer Marketing programs.
  • Market Mastery: A proven track record of independently building and scaling new partner relationships specifically within the Spanish market.
  • Data Excellence: Proficiency in data visualization tools (e.g., Tableau, Looker, or PowerBI) and advanced Excel/Google Sheets skills (Pivot tables, VLOOKUPs, data modeling) to audit partner performance and attribution models.
  • Commercial Grit: Demonstrated ability to negotiate and structure diverse commercial deals, including CPA, CPL, fee structures, and commission tiers.
  • Linguistic Fluency: Professional fluency in Spanish is required; fluency in English is essential for collaboration with our international team.
  • The "Plus": Experience in fintech or banking is a significant advantage.

Skills:

  • Partner Management: Proven ability to build, maintain, and scale relationships with external partners, including affiliates, agencies, and influencers.
  • Analytical Mindset: Strong ability to work with data, track KPIs, and extract actionable insights to drive strategic decisions.
  • Strategic Thinking: Ability to translate high-level business goals into actionable partnership initiatives within a local market context.
  • Operational & Independent Problem-Solver: A highly operational mindset with the ability to proactively diagnose and solve day-to-day issues like tracking discrepancies or conversion funnel blocks.
  • Project Management: Strong organizational skills to manage multiple campaigns and partner contracts simultaneously.

What’s in it for you:

  • Accelerate your career growth by joining one of Europe’s most talked about disruptors 🚀.
  • Employee benefits that range from a competitive personal development budget, work from home budget, discounts to fitness & wellness memberships, language apps and public transportation. 
  • As an N26 employee you will have access to a Premium subscription on your personal N26 bank account. As well as subscriptions for friends and family members.    
  • A high degree of autonomy and access to cutting edge technologies - all while working with a friendly team of peers of diverse nationalities, experiences, and backgrounds. 
  • A relocation package with visa support for those who need it.

Who we are

N26 has reimagined banking for today’s digital world. Technology and design empower everything we do and it’s how we are building the global banking platform the world loves to use.

We've eliminated physical branches, paperwork, and hidden fees for an elegant digital experience and supreme savings. Giving people the power to live and bank their way is what gets us out of bed in the morning and inspires the work that we do. 

We are headquartered in Berlin with offices in multiple cities across Europe, including Vienna and Barcelona, and a 1,500-strong team of more than 80 nationalities.

Do you see yourself thriving in this role? We’d love to see your application even if you don’t meet 100% of the criteria. You may just be the right fit for this or other roles!

Equal opportunities for all

At N26, we believe our strength lies in our people and the varied perspectives they bring. We strive to build diverse teams that drive innovation and business success. We actively seek talent from all backgrounds and welcome applications from all genders, cultures, sexual orientations, abilities, neurodiversities, and ages.

We are committed to providing an excellent and accessible candidate experience. If you require any accommodations to make this process work for you, please let us know. We’re here to support you!

Discover more about Diversity & Inclusion at N26: https://n26.com/en-eu/diversity-and-inclusion

Compliance

Backend Engineer - Payments

N26Berlin, Barcelona
Full-timeNot specifiedJul 6, 2026

About the opportunity

You will work in the Everyday Banking domain, within the Payments Team. This is where all payment and card transactions are being managed and processed by modern & high-volume systems that power the best customer experience possible. These teams make banking easy, reliable, seamless and secure - everyday for every customer.

This is a hybrid role from Barcelona or Berlin.

In this role, you will:

  • Do discovery, design, develop, test, deploy and maintain software in a thriving environment.
  • Manage individual project priorities and deliverables while working in a team that enjoys knowledge sharing sessions.
  • Stay up to date with the latest trends in technology.
  • Propose new findings during our GSDD (Get Stuff Done Days).

What you need to be successful:

  • Experience in developing software using a JVM language and Spring Boot in large-scale production systems (note: experience of Kotlin would be a plus).
  • Sound understanding of microservice architecture.
  • Knowledge of both relational and non-relational databases, preferably Postgres.
  • Appreciation of working in a modern cloud architecture, preferably with AWS.
  • Strong bias for action and getting things done.
  • Ongoing appreciation and consideration for security.
  • Motivation to write code which is well-tested and well-documented.
  • Ability to give and receive open, direct, and timely feedback.

What’s in it for you:

  • Accelerate your career growth by joining one of Europe’s most talked about disruptors 🚀.
  • Employee benefits that range from a competitive personal development budget, work from home budget, discounts to fitness & wellness memberships, language apps and public transportation. 
  • As an N26 employee you will have access to a Premium subscription on your personal N26 bank account. As well as subscriptions for friends and family members.    
  • Additional day of annual leave for each year of service.  
  • A high degree of autonomy and access to cutting edge technologies - all while working with a friendly team of peers of diverse nationalities, life experiences and family statuses. 
  • A relocation package with visa support for those who need it.

Who we are

N26 has reimagined banking for today’s digital world. Technology and design empower everything we do and it’s how we are building the global banking platform the world loves to use.

We've eliminated physical branches, paperwork, and hidden fees for an elegant digital experience and supreme savings. Giving people the power to live and bank their way is what gets us out of bed in the morning and inspires the work that we do. 

We are headquartered in Berlin with offices in multiple cities across Europe, including Vienna and Barcelona, and a 1,500-strong team of more than 80 nationalities.

Sounds good? Apply now for this position.

Equal Opportunities:

We recognize that our strength lies in our people and the varied perspectives they bring to our workforce. We strive to build talented and diverse teams to drive our business success and empower our people to reach their full potential.

We genuinely welcome and encourage applications from people of all backgrounds, cultures, genders, sexual orientations, abilities, neurodiversities, and ages. We're committed to creating an inclusive workspace where everyone feels valued and respected, free from harassment and discrimination. If there's anything you need to make the application process work for you, please let us know by reaching out to candidate.exp@n26.com

Visit our website to learn more about Diversity, Equity, & Inclusion at N26.

AWSSpringPayments

Backend Engineer - Engagement

N26Barcelona
Full-timeNot specifiedJul 6, 2026

About the Opportunity

You will work in the Incentives team within the Grow & Engage domain. This is the heart of the customer experience ranging from the acquisition and signup to our premium membership tiers and the daily engagement of our users. You will work in teams delivering the newest and most innovative features serving our customers in the best way possible. 

Location: Barcelona, Spain 

In This Role, You Will:

  • Do discovery, design, develop, test, deploy and maintain software in a thriving environment.

  • Manage individual project priorities and deliverables whilst working in a team who enjoy knowledge sharing sessions.

  • Stay up to date with the latest trends in technology.

  • Propose new findings during our Get Stuff Done Days (GSDD).

What You Need to Be Successful:

Background & Skills:

  • Experience in developing software using a JVM language and Spring Boot in large-scale production systems (experience with Kotlin is a plus).

  • Sound understanding of microservice architecture.

  • Knowledge of both relational and non-relational databases, preferably Postgres.

  • Appreciation of working in a modern cloud architecture, preferably with AWS.

Traits:

  • Strong bias for action, and getting things done.

  • Ongoing appreciation and consideration for security.

  • Motivation to write code which is well-tested and well-documented.

  • Ability to give and receive open, direct, and timely feedback.

What's In It for You:

  • Accelerate your career growth by joining one of Europe's most talked-about disruptors.

  • Employee benefits that range from a competitive personal development budget, work from home budget, discounts to fitness & wellness memberships, language apps, and public transportation.

  • Access to a Premium subscription on your personal N26 bank account, as well as subscriptions for friends and family members.

  • An additional day of annual leave for each year of service.

  • A high degree of autonomy and access to cutting-edge technologies—all while working with a friendly team of peers of diverse nationalities, life experiences, and family statuses.

  • A relocation package with visa support for those who need it.

Who we are

N26 has reimagined banking for today’s digital world. Technology and design empower everything we do and it’s how we are building the global banking platform the world loves to use.

We've eliminated physical branches, paperwork, and hidden fees for an elegant digital experience and supreme savings. Giving people the power to live and bank their way is what gets us out of bed in the morning and inspires the work that we do. 

We are headquartered in Berlin with offices in multiple cities across Europe, including Vienna and Barcelona, and a 1,500-strong team of more than 80 nationalities. 

Do you see yourself thriving in this role? We’d love to see your application even if you don’t meet 100% of the criteria. You may just be the right fit for this or other roles!

Equal opportunities for all

At N26, we believe our strength lies in our people and the varied perspectives they bring. We strive to build diverse teams that drive innovation and business success. We actively seek talent from all backgrounds and welcome applications from all genders, cultures, sexual orientations, abilities, neurodiversities, and ages.

We are committed to providing an excellent and accessible candidate experience. If you require any accommodations to make this process work for you, please let us know. We’re here to support you!

Discover more about Diversity & Inclusion at N26: https://n26.com/en-eu/diversity-and-inclusion



AWSSpring

Credit Risk Manager (Mortgage)

N26Berlin
Full-timeNot specifiedJul 6, 2026

About the opportunity

N26 is looking for a Credit Risk Senior Associate to join N26's Retail Mortgage team. The core purpose is to design, implement, and manage robust data analytics and second-line process controls for the mortgage portfolio. The role emphasizes deep methodological expertise with data processing tools (SQL, Python, R) and a proactive curiosity for broader mortgage business aspects, including macroeconomic analysis of collateral and digital process controls. The Senior Associate will ensure IFRS 9 models, early warning and control frameworks are implemented in strict compliance with regulatory requirements. 

 

In this role you will

  • Contribute significantly to the further development of N26's mortgage credit risk function, aligning with N26's growth aspirations, robust risk management objectives, and stringent regulatory compliance requirements within the retail mortgage business.
  • Play a key role in the continuous enhancement of N26's global mortgage governance framework, policies, and procedures, ensuring full alignment with the latest Dutch (e.g., THRK), European (e.g., EBA GL LOM), and German (MaRisk, KWG) regulations.
  • Support the further development and implementation of controls for the end-to-end mortgage credit processes. This includes, but is not limited to,  loan granting, comprehensive collateral management, sophisticated monitoring, proactive early warning systems, intensified and problem loan management, and accurate loan loss provisioning.
  • Design, implement, and operate robust second-line control frameworks and tools for mortgage processes and the portfolio, including for the oversight of business activities and effective monitoring of third-party service providers.
  • Develop and maintain a resilient and accurate mortgage credit risk database, crucial for precise portfolio and single case monitoring, portfolio reporting, and loan loss provisioning, with a strong focus on data quality and integrity.
  • Conduct in-depth data analysis and support further development and implementation of IFRS 9  (PD, LGD) and quantitative models to assess key risk indicators across obligor, collateral, and portfolio levels within the mortgage domain.
  • Proactively run comprehensive risk analyses, including assessing the impact of macroeconomic factors on collateral values and broader portfolio performance.
  • Partner with Mortgage Business, Group Treasury, Capital Markets, Corporate Finance, Risk Controlling, Accounting, Regulatory Reporting, and Tech departments to implement credit requirements, help ensure transparency, and compliance with applicable credit law and regulations, and contribute to establishing a risk culture in the organization.

 

Background

  • Bachelor's degree in finance, econometrics, statistics, mathematics, computer science, or a comparable quantitative field; an additional qualification (e.g., Master's degree in a relevant field, passed CFA or FRM exams) is a strong plus.
  • 3+ years of experience in credit risk management (experience with retail mortgages is an advantage), data analytics, process controls, or credit risk methodology development. Previous experience in a FinTech environment is a plus.

Skills

  • Proven experience in building, implementing, and running credit process controls and oversight frameworks.
  • Good understanding of key risk indicators across obligor, collateral, and portfolio levels within the mortgage domain.
  • Solid understanding of processes across the entire value chain of mortgage or similar credit products  (e.g., credit decisioning, monitoring, early warning, intensified and problem loan management).
  • Solid knowledge of European regulations (e.g. EBA), exposure to Dutch mortgage regulations (e.g., THRK) or German (MaRisk, KWG) regulations being advantageous; successful track record of understanding their implementation and liaising with supervisory authorities is a strong plus.
  • Strong proficiency in SQL for data extraction, manipulation, and analysis; experience with other programming languages (like Python or R, or other data processing tools) for quantitative analysis and model development is a significant advantage.
  • Solid knowledge of credit risk methodology, including PD/LGD models, debt-servicing ability, and advanced collateral valuation techniques, with a keen understanding of integrating ESG factors.
  • Strong analytical and quantitative skills, with the ability to independently generate actionable insights from complex data.
  • Experience with designing second-line control dashboards and early warning systems is an advantage.
  • Experience with data governance and data quality management processes is a strong plus.
  • Fluent English (German and/or Dutch is a plus).

Traits

  • Curiosity and Hands-On Approach: An inherent curiosity about the underlying mechanics of the mortgage business, macroeconomic factors impacting collateral values, and a strong hands-on attitude towards problem-solving.
  • Analytical Rigor & Attention to Detail: Possessing a meticulous attention to detail coupled with exceptional analytical and problem-solving skills.
  • Proactive Drive for Improvement: A strong drive to challenge existing processes for the better, identify areas for enhancement, and proactively implement data-driven solutions.
  • Bridge Complexity: Excellent communication skills, particularly the ability to translate complex technical and quantitative analyses into clear, concise insights for various stakeholders.
  • Continuous Learning: An eagerness to continuously learn new methodologies, technologies, and regulatory developments, adapting quickly in a fast-changing environment.
  • Strong Ownership: A very strong sense of ownership, taking full accountability for deliverables and demonstrating a "get things done" approach with an autonomous attitude.
  • Collaborative Mindset: A positive and collaborative mindset, actively helping oneself and the team to be successful in an open and supportive environment.

What’s in it for you:

  • Accelerate your career growth by joining one of Europe’s most talked about disruptors 🚀.
  • Employee benefits that range from a competitive personal development budget, work from home budget, discounts to fitness & wellness memberships, language apps and public transportation. 
  • As an N26 employee you will have access to a Premium subscription on your personal N26 bank account. As well as subscriptions for friends and family members.    
  • Additional day of annual leave for each year of service.  
  • A high degree of autonomy and access to cutting edge technologies - all while working with a friendly team of peers of diverse nationalities, life experiences and family statuses. 
  • A relocation package with visa support for those who need it.

Who we are

N26 has reimagined banking for today’s digital world. Technology and design empower everything we do and it’s how we are building the global banking platform the world loves to use.

We've eliminated physical branches, paperwork, and hidden fees for an elegant digital experience and supreme savings. Giving people the power to live and bank their way is what gets us out of bed in the morning and inspires the work that we do. 

We are headquartered in Berlin with offices in multiple cities across Europe, including Vienna and Barcelona, and a 1,500-strong team of more than 80 nationalities.

Sounds good? Apply now for this position.

Equal Opportunities:

We recognize that our strength lies in our people and the varied perspectives they bring to our workforce. We strive to build talented and diverse teams to drive our business success and empower our people to reach their full potential.

We genuinely welcome and encourage applications from people of all backgrounds, cultures, genders, sexual orientations, abilities, neurodiversities, and ages. We're committed to creating an inclusive workspace where everyone feels valued and respected, free from harassment and discrimination. If there's anything you need to make the application process work for you, please let us know by reaching out to candidate.exp@n26.com. 

Visit our website to learn more about Diversity, Equity, & Inclusion at N26.

 

PythonSQLRisk Management+1 more

Backend Engineer – Core Systems

N26Berlin
Full-timeNot specifiedJul 3, 2026

About the opportunity

Bank Core runs the systems at the heart of N26 - accounts, ledgers, and the core banking logic every other team builds on. We're revamping that core right now, so the engineers who join today shape decisions that reach across the entire company. The problems are real, the domain is deep, and the impact is direct.

Our services are written almost exclusively in Kotlin on Spring Boot, deployed on Kubernetes, communicating over Kafka, backed by Postgres, and running on AWS.

We lean heavily on agentic coding and expect you to do the same - but you stay in charge. You question what the tools produce, review every line, and own the result.

We work with a high degree of autonomy, collaborate closely, and share what we learn.

In this role, you will

  • Own features end to end on systems that move real money for millions of customers
  • Go deep on the banking domain - payments, ledgers, and the rules beneath them - and use that understanding to question and sharpen what we build
  • Drive your own priorities within a cross-functional team, and unblock yourself when you hit a wall
  • Raise problems early with a proposed solution, instead of working around them
  • Ship incremental improvements and share your findings - including at our Get Stuff Done Days (GSDD)

What you need to be successful

  Skills:

  • Solid grasp of microservice architecture
  • Comfortable with relational databases, Postgres preferred
  • Experience operating in a modern cloud environment, ideally AWS and Kubernetes
  • Full professional proficiency in English

  Nice to have:

  • Event-driven systems with Kafka
  • Payments, ledgers, or other banking/fintech domain experience

Who you are

  • Relentlessly curious - you want to learn new domains like payments, ledgers, and banking from the ground up
  • Product-driven - you understand what you're building and push back when it doesn't add up
  • Self-starting - you unblock yourself
  • You surface issues early and bring solutions, never quietly route around them
  • You favor steady, incremental improvement
  • You share knowledge freely and learn from the people around you
  • You write well-tested code and treat security as part of the job, not an afterthought
  • You give and receive open, direct, timely feedback

What’s in it for you:

  • Accelerate your career growth by joining one of Europe’s most talked about disruptors 🚀.
  • Employee benefits that range from a competitive personal development budget, work from home budget, discounts to fitness & wellness memberships, language apps and public transportation. 
  • As an N26 employee you will have access to a Premium subscription on your personal N26 bank account. As well as subscriptions for friends and family members.    
  • Additional day of annual leave for each year of service.  
  • A high degree of autonomy and access to cutting edge technologies - all while working with a friendly team of peers of diverse nationalities, experiences, and backgrounds. 
  • A relocation package with visa support for those who need it.

Who we are

N26 has reimagined banking for today’s digital world. Technology and design empower everything we do and it’s how we are building the global banking platform the world loves to use.

We've eliminated physical branches, paperwork, and hidden fees for an elegant digital experience and supreme savings. Giving people the power to live and bank their way is what gets us out of bed in the morning and inspires the work that we do. 

We are headquartered in Berlin with offices in multiple cities across Europe, including Vienna and Barcelona, and a 1,500-strong team of more than 80 nationalities. 

Do you see yourself thriving in this role? We’d love to see your application even if you don’t meet 100% of the criteria. You may just be the right fit for this or other roles!

Equal opportunities for all

At N26, we believe our strength lies in our people and the varied perspectives they bring. We strive to build diverse teams that drive innovation and business success. We actively seek talent from all backgrounds and welcome applications from all genders, cultures, sexual orientations, abilities, neurodiversities, and ages.

We are committed to providing an excellent and accessible candidate experience. If you require any accommodations to make this process work for you, please let us know. We’re here to support you!

Discover more about Diversity & Inclusion at N26: https://n26.com/en-eu/diversity-and-inclusion

 

GoKafkaAWS+3 more

Backend Engineer – Core Systems

N26Barcelona
Full-timeNot specifiedJul 3, 2026

About the opportunity

Bank Core runs the systems at the heart of N26 - accounts, ledgers, and the core banking logic every other team builds on. We're revamping that core right now, so the engineers who join today shape decisions that reach across the entire company. The problems are real, the domain is deep, and the impact is direct.

Our services are written almost exclusively in Kotlin on Spring Boot, deployed on Kubernetes, communicating over Kafka, backed by Postgres, and running on AWS.

We lean heavily on agentic coding and expect you to do the same - but you stay in charge. You question what the tools produce, review every line, and own the result.

We work with a high degree of autonomy, collaborate closely, and share what we learn.

In this role, you will

  • Own features end to end on systems that move real money for millions of customers
  • Go deep on the banking domain - payments, ledgers, and the rules beneath them - and use that understanding to question and sharpen what we build
  • Drive your own priorities within a cross-functional team, and unblock yourself when you hit a wall
  • Raise problems early with a proposed solution, instead of working around them
  • Ship incremental improvements and share your findings - including at our Get Stuff Done Days (GSDD)

What you need to be successful

  Skills:

  • Solid grasp of microservice architecture
  • Comfortable with relational databases, Postgres preferred
  • Experience operating in a modern cloud environment, ideally AWS and Kubernetes
  • Full professional proficiency in English

  Nice to have:

  • Event-driven systems with Kafka
  • Payments, ledgers, or other banking/fintech domain experience

Who you are

  • Relentlessly curious - you want to learn new domains like payments, ledgers, and banking from the ground up
  • Product-driven - you understand what you're building and push back when it doesn't add up
  • Self-starting - you unblock yourself
  • You surface issues early and bring solutions, never quietly route around them
  • You favor steady, incremental improvement
  • You share knowledge freely and learn from the people around you
  • You write well-tested code and treat security as part of the job, not an afterthought
  • You give and receive open, direct, timely feedback

What’s in it for you:

  • Accelerate your career growth by joining one of Europe’s most talked about disruptors 🚀.
  • Employee benefits that range from a competitive personal development budget, work from home budget, discounts to fitness & wellness memberships, language apps and public transportation. 
  • As an N26 employee you will have access to a Premium subscription on your personal N26 bank account. As well as subscriptions for friends and family members.    
  • Additional day of annual leave for each year of service.  
  • A high degree of autonomy and access to cutting edge technologies - all while working with a friendly team of peers of diverse nationalities, experiences, and backgrounds. 
  • A relocation package with visa support for those who need it.

Who we are

N26 has reimagined banking for today’s digital world. Technology and design empower everything we do and it’s how we are building the global banking platform the world loves to use.

We've eliminated physical branches, paperwork, and hidden fees for an elegant digital experience and supreme savings. Giving people the power to live and bank their way is what gets us out of bed in the morning and inspires the work that we do. 

We are headquartered in Berlin with offices in multiple cities across Europe, including Vienna and Barcelona, and a 1,500-strong team of more than 80 nationalities. 

Do you see yourself thriving in this role? We’d love to see your application even if you don’t meet 100% of the criteria. You may just be the right fit for this or other roles!

Equal opportunities for all

At N26, we believe our strength lies in our people and the varied perspectives they bring. We strive to build diverse teams that drive innovation and business success. We actively seek talent from all backgrounds and welcome applications from all genders, cultures, sexual orientations, abilities, neurodiversities, and ages.

We are committed to providing an excellent and accessible candidate experience. If you require any accommodations to make this process work for you, please let us know. We’re here to support you!

Discover more about Diversity & Inclusion at N26: https://n26.com/en-eu/diversity-and-inclusion

 

GoKafkaAWS+3 more

Legal Counsel Employment Law International Markets

N26Barcelona
Full-timeNot specifiedJul 3, 2026

About the Opportunity:

We are seeking a talented Fully Qualified Spanish Lawyer to join our People Team as an Employment Legal Counsel to provide comprehensive legal advice to the organization on all employment-related aspects of our business in Spain and other international markets. This role will support our business while ensuring compliance with EU and Spanish regulations, and other relevant international employment laws. You will collaborate with our People team, senior management and relevant other business leaders as well as our employee representatives to develop pragmatic solutions and manage employment-related risks effectively.


In this Role, You Will:

  • Provide Expert Advice: Provide expert legal advice on Spanish employment law, including hiring, termination, contracts, collective bargaining agreements, works council matters, social security regulations, and other related topics.
  • Support International Employment Matters: Offer guidance and support on employment law matters in other international markets, such as Italy, France and Netherlands as needed, working with local counsel when necessary.
  • Collaborate with our employee representations, such SEC in France or our SE Works Councils.
  • Ensure Compliance: Ensure compliance with all applicable employment laws and regulations, and proactively identify and mitigate legal risks.
  • Manage Employment Contracts: Draft, review, and negotiate employment agreements, severance agreements, and other employment-related contracts.
  • Handle Disputes: Manage and resolve employment-related disputes, including litigation, mediation, and negotiations.
  • Develop Policies: Develop and implement internal policies and procedures related to employment law.
  • Conduct Training: Provide training and education to the People team and management on relevant employment law topics.
  • Coordinate External Counsel: Coordinate with and manage external legal counsel when necessary.
  • Strategic Guidance: Provide strategic legal advice to the People team and management on employment-related decisions and initiatives.
  • Support International Hiring: Support the company’s international hiring efforts by providing guidance on legal requirements in various jurisdictions, with a strong focus on Spain.
  • Stay Updated: Monitor changes in employment law in Spain and relevant international markets, and advise the organization accordingly.

What You Need to Be Successful:

  • You have completed your legal studies in Spain (Master's degree) and successfully passed the Spanish bar examination, which is a mandatory requirement for this role. International experience, such as an LL.M. or relevant work experience abroad, will be considered a strong asset.
  • You have already gained successful professional experience in a reputable law firm or legal department (3 or more years).
  • Ideally, you have experience with international employment law.
  • You are a fluent Spanish and English speaker; you possess outstanding writing skills in both Spanish and English.
  • You are hands-on and eager to tackle new topics, demonstrating a quick grasp and experience in conceptual project work and project management.
  • You will be an ideal addition to the team, bringing very good interpersonal skills, pragmatic thinking, and a zest for action.
  • You are a team player and can work with a high degree of autonomy.

What’s in it for you:

  • Accelerate your career growth by joining one of Europe’s most talked about disruptors 🚀.
  • Employee benefits that range from a competitive personal development budget, work from home budget, discounts to fitness & wellness memberships, language apps and public transportation. 
  • As an N26 employee you will have access to a Premium subscription on your personal N26 bank account. As well as subscriptions for friends and family members.    
  • Vacation days vary depending on your location of work. Additional day of annual leave for each year of service.  
  • A high degree of autonomy and access to cutting edge technologies - all while working with a friendly team of peers of diverse nationalities, life experiences and family statuses. 
  • A relocation package with visa support for those who need it.

Who we are

N26 has reimagined banking for today’s digital world. Technology and design empower everything we do and it’s how we are building the global banking platform the world loves to use.

We've eliminated physical branches, paperwork, and hidden fees for an elegant digital experience and supreme savings. Giving people the power to live and bank their way is what gets us out of bed in the morning and inspires the work that we do. 

Founded in 2013, N26 now has more than 8 million customers in 24 markets. We are headquartered in Berlin with offices in multiple cities across Europe, including Vienna and Barcelona, and a 1,500-strong team of more than 80 nationalities.

Sounds good? Apply now for this position.

N26 is an equal opportunity employer and values diversity. We do not discriminate on the basis of race, religion, color, national origin, gender, sexual orientation, age, marital status or disability status.

Compliance

Senior Backend Engineer - Customer Risk Lifecycle

N26Berlin, Barcelona
Full-timeNot specifiedJul 3, 2026

About the Opportunity 

Banking Foundations domain mission for N26 is to provide secure and compliant banking services that are frictionless and innovative for customers, while enabling efficient operations and informed decision-making for our staff. We achieve this through robust customer identity verification, proactive risk management, and seamless customer support. This foundation enables N26 to achieve sustainable growth while maintaining the highest levels of trust with our customers and regulators.

In this role, you will:

  • Collaborate closely with your Tech Lead on architecting new features and seeing them through to completion.
  • Design, develop, test, deploy and maintain software in a thriving environment.
  • Have opportunities to mentor junior members in the team by relentlessly guarding code quality through pull requests and helping them when they have questions.
  • Stay up to date with the latest trends in technology and you are not afraid to propose some findings during our Get Stuff Done Days.
  • Work within your cross-functional team to uphold the highest technical standards right across the product.

What you need to be successful:

Skills & Background:

  • Experience in developing software using a JVM language and Spring Boot in large-scale production systems (note: experience of Kotlin would be a plus).
  • Sound understanding of microservice architecture.
  • Knowledge of both relational and non-relational databases, preferably Postgres.
  • Appreciation of working in a modern cloud architecture, preferably with AWS.
  • Full professional proficiency in English.

Traits:

  • Actively help yourself (and others) be successful.
  • Continuously learn and challenge the status quo.
  • Think globally, act locally.
  • Strong bias for action.
  • Give and receive open, direct and timely feedback.

What’s in it for you:

  • Accelerate your career growth by joining one of Europe’s most talked about disruptors.
  • Employee benefits that range from a competitive personal development budget, work from home budget, discounts to fitness & wellness memberships, language apps and public transportation.
  • As an N26 employee you will have access to a Premium subscription on your personal N26 bank account, as well as subscriptions for friends and family members.
  • Additional day of annual leave for each year of service.
  • A high degree of autonomy and access to cutting edge technologies - all while working with a friendly team of peers of diverse nationalities, life experiences and family statuses.
  • A relocation package with visa support for those who need it.

Who we are

N26 has reimagined banking for today’s digital world. Technology and design empower everything we do and it’s how we are building the global banking platform the world loves to use. We’ve eliminated physical branches, paperwork, and hidden fees for an elegant digital experience and supreme savings. Giving people the power to live and bank their way is what gets us out of bed in the morning and inspires the work that we do.

We are headquartered in Berlin with offices in multiple cities across Europe, including Vienna and Barcelona, and a 1,500-strong team of more than 80 nationalities.

Sounds good? Apply now for this position.

Equal Opportunities

N26 is committed to creating an inclusive workspace where everyone feels valued and respected. We genuinely welcome and encourage applications from people of all backgrounds, cultures, genders, sexual orientations, abilities, neurodiversities, and ages. If there’s anything you need to make the application process work for you, please let us know by reaching out to candidate.exp@n26.com.

AWSSpringRisk Management

Backend Engineer - Subscriptions

N26Barcelona
Full-timeNot specifiedJul 3, 2026

About the opportunity

You will work in the Grow & Engage domain—the heart of the N26 experience. From initial signup to premium memberships and daily engagement, you’ll work in teams delivering innovative features that serve our customers.

We are seeking a collaborative Backend Engineer to join our mission-driven team. As a vital contributor throughout the entire feature lifecycle, you will partner closely with Product Owners and Designers to translate user needs into the seamless, scalable backend systems that empower our users from day one.

This is a Hybrid role from Barcelona.

In this role, you will:

  • Do discovery, design, develop, test, deploy and maintain software in a thriving environment.
  • Manage individual project priorities and deliverables whilst working in a team who enjoy knowledge sharing sessions.
  • Stay up to date with the latest trends in technology.
  • Propose new findings during our Get Stuff Done Days (GSDD).

What you need to be successful:

  • Experience in developing software using a JVM language and Spring Boot in large-scale production systems (note: experience of Kotlin would be a plus).
  • Sound understanding of microservice architecture.
  • Knowledge of both relational and non-relational databases, preferably Postgres.
  • Appreciation of working in a modern cloud architecture, preferably with AWS.

Traits:

  • Strong bias for action, and getting things done.
  • Ongoing appreciation and consideration for security.
  • Motivation to write code which is well-tested and well-documented.
  • Give and receive open, direct and timely feedback.

What’s in it for you:

  • Accelerate your career growth by joining one of Europe’s most talked about disruptors.
  • Employee benefits that range from a competitive personal development budget, work from home budget, discounts to fitness & wellness memberships, language apps and public transportation.
  • As an N26 employee you will have access to a Premium subscription on your personal N26 bank account, as well as subscriptions for friends and family members.
  • Additional day of annual leave for each year of service.
  • A high degree of autonomy and access to cutting edge technologies - all while working with a friendly team of peers of diverse nationalities, life experiences and family statuses.
  • A relocation package with visa support for those who need it.

Who we are

N26 has reimagined banking for today’s digital world. Technology and design empower everything we do and it’s how we are building the global banking platform the world loves to use. We’ve eliminated physical branches, paperwork, and hidden fees for an elegant digital experience and supreme savings. Giving people the power to live and bank their way is what gets us out of bed in the morning and inspires the work that we do.

We are headquartered in Berlin with offices in multiple cities across Europe, including Vienna and Barcelona, and a 1,500-strong team of more than 80 nationalities.

Sounds good? Apply now for this position.

Equal Opportunities

We recognize that our strength lies in our people and the varied perspectives they bring to our workforce. We strive to build talented and diverse teams to drive our business success and empower our people to reach their full potential. We genuinely welcome and encourage applications from people of all backgrounds, cultures, genders, sexual orientations, abilities, neurodiversities, and ages.

We’re committed to creating an inclusive workspace where everyone feels valued and respected, free from harassment and discrimination. If there’s anything you need to make the application process work for you, please let us know by reaching out to candidate.exp@n26.com.

AWSSpring

Employer profile · FinJobsly