US fintech pay climbs steeply with seniority. Among USD roles that state a range on Finjobsly as of 20 October 2026, the median midpoint is $102,500 for Junior roles, $162,500 for Mid-Level, $195,000 for Senior, $251,000 for Staff and $276,500 for Director. The US average advertised range across 1,172 roles is $174,965 to $229,785. This benchmark shows the medians by level, role family and city, with the sample size beside each figure.
Key findings
- Seniority medians (USD midpoint) are Junior $102,500 (n=32), Mid-Level $162,500 (n=173), Senior $195,000 (n=565), Lead $192,000 (n=82), Staff $251,000 (n=213) and Director $276,500 (n=52).
- By role family, product and design leads at $225,000 (n=137), then engineering $216,000 (n=354), data and machine learning $215,000 (n=128), sales and go-to-market $194,306 (n=145) and risk, compliance and legal $184,800 (n=85).
- By city, San Francisco is $207,200 (n=386), New York $193,000 (n=359), Miami $170,000 (n=18) and Atlanta $164,450 (n=13).
- Only 1,491 of 4,187 active roles (35.6%) disclose pay.
What does US fintech pay by seniority?
Seniority is the biggest driver of advertised pay. A Junior role (n=32) has a median midpoint of $102,500, and Mid-Level (n=173) is $162,500, a 59% step up. Senior (n=565) is $195,000, Staff (n=213) is $251,000 and Director (n=52) is $276,500. Lead (n=82) at $192,000 sits slightly below Senior, which may reflect how employers use the Lead title. Principal (n=19) is $250,000 and Executive (n=9) $231,065, but those samples are small. Because 70.1% of labelled roles are Senior or above, the overall average sits high. Early-career candidates should read the entry-level guide.
What does US fintech pay by role family?
Product and design has the highest median midpoint at $225,000 (n=137), then engineering at $216,000 (n=354), data and machine learning at $215,000 (n=128), sales and go-to-market at $194,306 (n=145) and risk, compliance and legal at $184,800 (n=85). The spread between the top and bottom family is about $40,000. See the fintech salary report and the list of highest paying fintech jobs.
What does US fintech pay by city?
San Francisco has a median midpoint of $207,200 (n=386) and New York $193,000 (n=359). Miami is $170,000 (n=18) and Atlanta $164,450 (n=13), but those two are small samples. The city gap between San Francisco and New York is about 7%. Read the guides to San Francisco, New York, Miami and Atlanta.
What are the average advertised ranges?
Medians are the safer guide, but many people search for the average range. Across all 1,172 US roles that state a range, the average is $174,965 to $229,785. US engineering roles (n=416) average $190,499 to $247,871, and the 25 payments-titled roles that state pay average $155,150 to $203,824. The gap between the minimum and maximum, roughly $55,000 for all roles and $57,000 for engineering, shows how wide employers set bands. When you see a wide band, ask where the role sits within it.
How should you use a benchmark in a negotiation?
Pick the figure that matches your level, family and city, then adjust. A Senior engineer in San Francisco should look at the Senior median ($195,000), the engineering median ($216,000) and the city median ($207,200), and treat the overlap as the zone to aim for. Ask recruiters for the band early, because 64.4% of roles do not publish pay. Also ask about equity and bonus, which are not included in these figures.
How reliable are these benchmarks?
They describe advertised pay in the Finjobsly panel, not what staff earn. Only 35.6% of roles disclose pay, the panel covers 36 employers, and Stripe alone is 18.5% of all roles. Equity, bonus and benefits are excluded. Use the benchmarks to sense-check an offer, then confirm with the salary benchmark and your own recruiter conversations.
FAQ
What is a typical senior fintech salary in the US?
The median midpoint for Senior roles that state a USD range is $195,000 (n=565), as of 20 October 2026.
Which US city pays fintech workers the most?
San Francisco, with a median midpoint of $207,200 (n=386), ahead of New York at $193,000 (n=359).
What do junior fintech roles pay?
The median midpoint for Junior roles with a stated range is $102,500, but the sample is only 32 roles.
Methodology and data notes
Figures come from the Finjobsly tracked employer panel, which held 4,187 active roles at 36 employers on 20 October 2026. Benchmarks use USD roles with a stated range, with the midpoint of each range as the unit. City figures use location text on each role. Role families use title keywords. The panel covers the employers we track and not the whole market. Last updated: 20 October 2026. See the methodology page and fintech jobs.