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Zopa Bank recorded its third consecutive profitable year
Zopa Bank's 2025 pre-tax profit rose 42% from £31.6m in 2024, despite recognizing £7.9m in provisions related to motor-finance commission complaints.
Zopa acquired payments platform Rvvup
Zopa bought Rvvup to expand its retail-finance offering beyond point-of-sale lending into a unified merchant platform supporting payments, invoicing and lending. The deal value was not disclosed.
Zopa entered current accounts with Biscuit
Zopa launched its first current account, Biscuit, offering cashback on bills, interest on balances, fee-free overseas spending and access to a linked regular saver.
Zopa raised £80m through its first LSE-listed AT1 bond
Zopa raised £80m in Additional Tier 1 capital through its first bond listing on the London Stock Exchange, strengthening its balance sheet ahead of further growth.
AI Generated Insights
Lead the partner risk management team, set direction for risk across Zopa for Business products, and provide commercial risk advice from due diligence through ongoing oversight.
A senior 1LoD leader with strong risk‑management experience, commercial acumen and the ability to think differently and drive impact.
Effective risk oversight protects Zopa’s partnerships and distribution activities, ensuring risk is proportionate to opportunity and supporting the company’s mission to redefine finance.
A seasoned risk professional who embraces unconventional challenges, thrives in senior stakeholder environments, and wants to make an outsized impact on a forward‑thinking fintech.
Our Story
Hello there. We’re Zopa.
We started our journey back in 2005, building the first ever peer-to-peer lending company. Fast forward to 2020 and we launched Zopa Bank. A bank that listens to what our customers don’t like about finance and does the opposite. We’re redefining what it feels like to work in finance. Our vision for a new era of banking puts people front and centre — we’ve built a business that empowers everyone to aim high, every day, to move finance forward. Find out more about our fantastic offerings at Zopa.com!
We’re incredibly proud of our achievements and none of it would be possible without the amazing team here. It’s not just industry awards we’re winning, we’ve also been named in the top three UK’s Most Loved Workplaces.
If you embrace unconventional challenges, are unafraid to think differently and are driven to make an outsized impact, you’ll thrive here at Zopa, so join us, and make it count. Want to see us in action? Follow us on Instagram @zopalife
Zopa for Business is building propositions that help businesses serve their customers better. As Risk Lead, you will lead the team responsible for managing the risks arising from our partnerships and distribution activity across all Zopa for Business products.
This is a senior 1LoD leadership role. You will set the direction for partner risk management, lead a capable team and provide clear, commercial risk advice to senior stakeholders. You will ensure that risk is understood, well managed and proportionate to the opportunity - from initial due diligence through to ongoing oversight.
