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Wise logoW
WiseEngineering

Software Engineer - Spend

Singapore, , SingaporeFull-timeMid-LevelSalary: Not disclosed
Posted Oct 20, 2026Deadline: Nov 20, 2026
Job SnapshotActively hiring
LocationSingapore, , Singapore
Job typeFull-time
SalaryNot disclosed
DeadlineNov 20, 2026

Finjobsly Role Intelligence

Experience level
Mid-Level
Work style
Not specified
Visa sponsorship
Not specified
Salary
Not disclosed
Key skills
JavaScriptJavaPostgreSQLReactSpringPayments

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Finjobsly Intelligence— Generated from the employer's job description

What you'll own

Ship direct customer‑facing features for Wise’s card products, including onboarding flows and tools that support global operations, while maintaining clean, performant interfaces and tackling technical debt.

What they're looking for

3+ years of backend development with Java 17+ and Spring, solid relational‑database skills, front‑end experience (e.g., React), test‑driven development, strong communication, and a product‑focused mindset.

Why this role matters

The role powers Wise’s high‑growth Spend squad, scaling card usage for millions of users worldwide and directly enhancing the customer experience and internal efficiency.

Best suited to

Engineers who thrive on building fintech products, enjoy mentoring others, and combine strong Java/Spring expertise with front‑end know‑how and a passion for user‑centric design.

About this role

Company Description

Wise is a global technology company, building the best way to move and manage the world’s money.

Min fees. Max ease. Full speed.

Whether people and businesses are sending money to another country, spending abroad, or making and receiving international payments, Wise is on a mission to make their lives easier and save them money.

As part of our team, you will be helping us create an entirely new network for the world's money.

For everyone, everywhere.

More about our mission and what we offer.

The opportunity

Salary Range: 9,350 - 12,400 SGD base per month + RSUs

About The Spend Squad

We build products that allow our customers to spend their money anywhere in the world. We currently process about £34 billion annually and issue cards to over 40 countries. We are also building out features which localise the spending experience no matter where you are.

As a Software Engineer, you would be responsible for shipping the direct customer touch points on one of Wise's most impactful products and highest growth products.

How you’ll be contributing to our Engineering team

  • Help us take Wise to the next level as we scale to impact 100's of millions more customers. You'll hide away all complexities under the hood of our product and build seamless experiences for our customers
  • Working on the core cards flow of Wise, growing our user base who uses cards. You'll ensure our customers get the best experience onboarding to cards and using it for the first time. You will also help with building efficient tooling for our Operations team to support global expansion
  • Create clear and helpful interfaces and documents, whilst maintaining consistency, maintainability, performance and an understanding of what problems our customers might encounter along the way
  • Take initiative to identify and solve important customer problems, while coordinating with other teams on solving cross-cutting technical issues
  • Drive product improvement that impacts the Wise customer experience or empowers internal stakeholders (teams like Operations, Customer Support, Finance, etc.) to do their job effectively
  • Proactively identify and tackle technical debt becoming too big through planning work and aligning the team. Does this with careful evaluation of additional cost on development

What they're looking for

What does it take?

  • At least 3 years of hands-on experience developing backend driven applications
  • You approach your work with a strong product mindset and passion for user experience, you prioritise work with the customers in mind and make data-driven decisions to fix a customer pain-points
  • You have great communication skills and can articulate complex, technical concepts to non-technical audience
  • You enjoy writing testable code and believe in Test Driven Development
  • You believe in and follow best coding practices, code reviews and open feedback
  • You provide technical guidance and mentorship to junior and mid-level developers
  • You have solid Java 17+ knowledge and experience with Spring framework
  • You have front end experience with one of JavaScript frameworks like React or others
  • You have experience working with relational databases, query optimisation and designing schema
  • You are familiar with Continuous Delivery Approach mindset

…but don’t worry we don’t expect you to know everything!

What they're looking for

  • You have experience with financial systems
  • You have knowledge of PostgreSQL, advanced types and query features
  • You know your way around event driven architecture
  • You have some Groovy experience

To get the best view of what we expect at all levels of our engineering team, you can take a look at our Engineering Career Map.

Additional Information

For everyone, everywhere. We're people building money without borders  — without judgement or prejudice, too. We believe teams are strongest when they are diverse, equitable and inclusive.

We're proud to have a truly international team, and we celebrate our differences.

Inclusive teams help us live our values and make sure every Wiser feels respected, empowered to contribute towards our mission and able to progress in their careers.

If you want to find out more about what it's like to work at Wise visit Wise.Jobs.

Keep up to date with life at Wise by following us on LinkedIn and Instagram.

More about this role

About company

Wise logoW

Wise

Full employer profile →

Required skills

JavaScriptJavaPostgreSQLReactSpringPayments

Explore more

More Software Engineering Jobs→More jobs at Wise→JavaScript jobs →Java jobs →Salary benchmarks for this role →Browse all fintech jobs →

Wise

Software Engineer - Spend

Singapore, , SingaporeSalary: Not disclosed

Company insights

64

Happiness score

64/100

Based on 48 verified employee signals

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