Finjobsly Logo
FJ
Finjobsly
HomeBrowse JobsBlogPost JobSalary Benchmark
IntelligenceAnalyze My CVAnalyze CV
Log InSign Up
  1. Home
  2. /
  3. Fintech Jobs
  4. /
  5. Software Engineering Jobs
  6. /
  7. Software Engineer, Fraud & Identity
Finjobsly Logo
FJ
Finjobsly

AI-powered fintech job platform connecting financial professionals with the right opportunities in the evolving financial technology landscape.

Product

  • Features
  • Browse Jobs
  • All Jobs

For Employers

  • Post a Job
  • Pricing for Employers

Company

  • About Us
  • Partners
  • Contact Us
  • Blog

Resources

  • Help Center
  • Privacy Policy
  • Terms of Service

© 2026 Finjobsly. All rights reserved.

Connecting finance professionals with fintech opportunities

Finjobsly on PeerPush
Ramp logoR
RampEngineeringRemote

Software Engineer, Fraud & Identity

New York, NY (HQ)Full-timeMid-Level$168,000 – $284,900
Posted Mar 27, 2026Deadline: Nov 21, 2026
Job SnapshotActively hiring
LocationNew York, NY (HQ)
Job typeFull-time
Salary$168,000 – $284,900
DeadlineNov 21, 2026

Finjobsly Role Intelligence

Experience level
Mid-Level
Work style
Remote
Visa sponsorship
Not specified
Salary
$168,000 – $284,900
Key skills
PaymentsFraud

Get AI match insights

See your fit score & personalized tips.

Sign In Now
Finjobsly Intelligence— Generated from the employer's job description

What you'll own

Design, build, and operate backend services that detect and prevent fraud, enforce containment actions, and strengthen identity primitives, while maintaining strong observability and incident playbooks.

What they're looking for

3+ years of backend software engineering experience, solid fundamentals in APIs, distributed systems, and data modeling, plus experience or strong interest in data‑driven detection/decisioning and production‑grade operations.

Why this role matters

Your work directly reduces financial loss and attack surface for Ramp’s customers, enabling safer account access and money movement while preserving a smooth user experience across billions of dollars in spend.

Best suited to

Engineers who thrive on high‑stakes security and risk problems, enjoy building data‑informed detection systems, and excel at cross‑functional collaboration and end‑to‑end product delivery.

Fintech requirements

Visa sponsorship: No
Work arrangement: remote

About this role

About Ramp

Ramp is building the smart infrastructure for finance teams, embedded in the transaction flow of every dollar a business spends. We automate how over $275B in annualized spend flows in and out of 85,000+ companies: authorizing payments, flagging risk, categorizing spend, and closing books.

The problems are high-stakes, data-dense, and unforgiving.

We hire people with high agency and high urgency. We look for slope over intercept. We care less about where you trained and more about what you’ve built. At Ramp, everyone is a builder who owns problems end to end and makes consequential decisions that shape the outcome.

The median Ramp customer saves 7.5% and grows revenue 16% in their first year – far in excess of businesses operating without Ramp. We believe every ambitious company deserves the same.

If you want to build systems that directly shape how companies move and manage billions, Ramp is the place to do it.

About the Role

We are hiring a Software Engineer to build systems across Fraud, UIM (User & Identity Management), and Identity. This role sits at the intersection of security, risk decisioning, and product experience. You will help build detection and enforcement capabilities for fraud and account takeover, as well as the identity primitives that power authentication, authorization, and safe account access.

This work is deeply cross-functional. You will partner closely with Fraud Ops, Risk Strategy, Security, Product, and Data to ship improvements that are measurable in loss reduction, attack containment, and user experience.

What You’ll Do

  • Build and evolve backend services that detect and prevent fraud across multiple surfaces, including account access and money movement.
  • Develop enforcement and response tooling that enables fast, safe actions such as identity locks, business locks, payment freezes, and other containment levers.
  • Improve protections against account takeover (ATO), including risk-based step-ups, monitoring, and targeted friction controls (for example “under attack” style controls and MFA surge detection/alerting).
  • Design and operate high-signal systems with strong observability: metrics, dashboards, alerting, and playbooks for incidents and fraud campaigns.
  • Partner with UIM/Identity stakeholders to strengthen authentication and identity foundations (roles, permissions, identity state, and related platform primitives).
  • Drive end-to-end delivery: technical design, implementation, rollout strategy, and iteration based on outcome metrics.

What You’ll Need

  • 3+ years of software engineering experience (or equivalent).
  • Strong backend engineering fundamentals (APIs, distributed systems, data modeling, reliability).
  • Experience building data-informed detection or decisioning systems (rules engines, scoring, anomaly detection, or similar), or strong interest in learning in this domain.
  • Proven ability to operate production systems: debugging, incident response, and improving on-call quality through instrumentation and automation.
  • Strong cross-functional communication skills and comfort working with product and operations partners.

Nice to have

  • Experience in fraud, risk, identity, authentication, authorization, abuse prevention, or security engineering.
  • Familiarity with payments rails, card transaction risk, or account security patterns.
  • Experience building internal tools for operations teams (case management, investigation, enforcement workflows).

Benefits available to all full-time Ramp employees (Global)

  • Flexible PTO
  • Centralized home-office equipment ordering
  • Health and wellness stipend
  • Budget for intra-office travel
  • Weekly coffee stipend

United States

  • 100% medical, dental & vision insurance coverage for you, with partial coverage for dependents
  • One Medical annual membership
  • 401(k), including employer match on contributions made while employed by Ramp
  • Fertility HRA (up to $10,000 per year)
  • Parental leave: up to 16 weeks (birthing + bonding) or 8 weeks (bonding only) at 100% pay
  • Pet insurance
  • In-office perks: lunch, snacks, drinks, and more
  • Relocation expense coverage to NYC or SF (if needed)

Canada

  • Group medical, dental, and vision coverage through Sun Life
  • Life, AD&D, and disability coverage
  • Fertility drug coverage (up to $4,000 lifetime)
  • Group Retirement Plan with employer match (RRSP + DPSP)
  • Parental leave: up to 16 weeks (birthing + bonding) or 8 weeks (bonding only) at 100% pay, with additional time available at reduced pay
  • Employee Assistance Program and virtual care through Lumino Health

United Kingdom

  • Private medical insurance through Freedom Elite
  • Virtual GP and at-home care via eMed x Livi
  • Workplace pension through Penfold, with salary sacrifice option
  • Parental leave: up to 16 weeks (birthing + bonding) or 8 weeks (bonding only) at 100% pay with additional time available at reduced pay

Referral Instructions

If you are being referred for the role, please contact that person to apply on your behalf.

Other notices

Pursuant to the San Francisco Fair Chance Ordinance, we will consider for employment qualified applicants with arrest and conviction records.

Beware of recruiting scams: Ramp will only contact you through official @Ramp.com email addresses and will never ask for payment or sensitive personal information during the hiring process.

Ramp Applicant Privacy Notice

More about this role

About company

Ramp logoR

Ramp

Full employer profile →

Required skills

PaymentsFraud

Explore more

More Software Engineering Jobs→More jobs at Ramp→Payments jobs →Fraud jobs →Salary benchmarks for this role →Browse all fintech jobs →

Ramp

Software Engineer, Fraud & Identity

New York, NY (HQ)$168,000 – $284,900

Company insights

67

Happiness score

67/100

Based on 40 verified employee signals

Ramp raises $1.85B at a $60B valuation

Ramp announced a $1.85 billion primary financing led by Dragoneer, with Thrive, Founders Fund, Sands Capital and Avenir Growth as co-leads.

October 2026From the webPR Newswire→

Annualized revenue surpasses $2B as Ramp reports positive cash flow

Ramp said it had exceeded $2 billion in annualized revenue, was cash-flow positive and managed more than $275 billion in annualized purchase volume.

October 2026From the webPR Newswire→

Ramp launches Router for managing AI model traffic

Router gives developers one API for accessing and switching among AI models, evaluating their performance and routing traffic based on factors such as cost and quality.

August 2026From the webTechCrunch→

Co-founder Karim Atiyeh becomes co-CEO alongside Eric Glyman

Ramp formalized its founders' shared leadership structure by naming Karim Atiyeh and Eric Glyman co-CEOs; Atiyeh had previously served as chief technology officer.

June 2026From the webRamp→

AI Generated Insights