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Nubank logoN
NubankEngineerRemote

Senior Staff Software Engineer

Palo AltoFull-timeStaffSalary: Not disclosed
Posted Nov 12, 2026Deadline: Dec 12, 2026
Job SnapshotActively hiring
LocationPalo Alto
Job typeFull-time
SalaryNot disclosed
DeadlineDec 12, 2026

Finjobsly Role Intelligence

Experience level
Staff
Work style
Remote
Visa sponsorship
Not specified
Salary
Not disclosed
Key skills
PaymentsFraudMachine Learning

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Finjobsly Intelligence— Generated from the employer's job description

What you'll own

You will lead complex, ambiguous, strategic initiatives from technical direction through production code, make high‑stakes architecture decisions, and set design and quality standards that other squads adopt. You’ll also mentor senior engineers, influence cross‑team strategy, and represent Nu in external technical discussions.

What they're looking for

Extensive Staff‑level (or higher) experience designing, building, and operating high‑scale, mission‑critical systems, a proven record of leading cross‑org initiatives with little formal authority, strong hands‑on coding ability, and excellent communication of technical strategy. Fluency in English and a pragmatic, hands‑on approach to AI are required; payments, fraud, regulated environments, or functional programming experience are a plus.

Why this role matters

Nu’s twelve‑year‑old platform underpins 140 million customers and is expanding into new markets, AI agents, and products; senior staff engineers shape the technical roadmap that drives this growth and ensures the platform remains scalable, reliable, and innovative. Their decisions directly influence business results and the organization’s ability to deliver new financial services.

Best suited to

Candidates who thrive in ambiguous, high‑impact technical leadership roles, enjoy building systems from scratch and evolving large existing codebases, can influence without authority, and are eager to mentor others while working in a hybrid office environment.

Fintech requirements

Visa sponsorship: No
Work arrangement: remote

About this role

About Nu

Nu serves more than 140 million customers, guided by a mission to fight complexity and empower people. The company has been leading an industry transformation through innovative products and human-centered services.

Proprietary technology and data at scale power Nu’s digital platform, built to promote financial access, advancement, and transparency. Its business model thrives on customer love and lower costs, feeding a flywheel of growth and profitability.

Visit our Institutional Page

The opportunity

Nu runs a twelve-year-old platform that has never stopped growing: thousands of microservices, low-latency payment rails, large-scale data platforms, machine learning in the critical path, and one mobile app carrying a dozen financial products across several regulated markets. We are expanding into new countries, new lines of business and new interfaces, including AI agents that act on customers’ behalf. Many of the systems we need for that don’t exist yet.

We’re hiring Senior Staff Software Engineers to be the technical reference for an area of the business. You’ll find the problems worth solving, design and ship the solutions, and raise the bar for the teams around you. If Staff is about making a team succeed, Senior Staff is about making an organization succeed. You’ll be matched to a specific team based on your depth and interests. Current areas include agentic and AI-native banking, payments and money movement, fraud, identity and risk, core banking, and platform and infrastructure.

You'll Be Responsible For

  • Leading complex, ambiguous, strategic initiatives end to end, from setting the technical direction through to code running in production.
  • Spotting the problems worth solving in your area and delivering scalable solutions that change business results and strategy, not just roadmap items.
  • Shaping your area’s mid- to long-term strategy with product and business leaders, then turning it into a technical roadmap others can build on.
  • Making high-stakes architecture decisions where no clear precedent exists, and guiding teams through the trade-offs.
  • Setting standards beyond your own team, including design guidelines, quality bars and reusable components that other squads adopt.
  • Mentoring senior engineers, managers and peers across teams. You’ll also take part in hiring and lead or sponsor guilds.
  • Representing Nu in technical conversations with external partners, platforms and vendors.

We're Looking For Someone Who Has

Required

  • Extensive experience at Staff level or above (or equivalent) designing, building and running high-scale, mission-critical systems.
  • A track record of leading initiatives across organizational boundaries with little formal authority, and of seeing them land.
  • Evidence that you ship. You still write code and validate architecture in production.
  • Strong judgment in ambiguous situations, and a history of building systems from scratch as well as evolving large ones you inherited.
  • The ability to explain complex technical strategy clearly to engineers, product partners and senior leadership, and to build alignment around it.
  • A pragmatic, hands-on approach to AI. You use it to get more done, and you measure what it actually delivers.
  • Professional fluency in English.

Nice to have

  • Experience in payments, card networks, fraud and risk, or digital banking.
  • Experience building consumer-facing products at scale, with real product and UX sensibility.
  • Experience in regulated or otherwise unforgiving environments, where correctness matters more than speed.
  • Experience with LLMs, agent platforms or protocols such as MCP.
  • Portuguese or Spanish.
  • Clojure or functional programming experience. It’s our primary backend language, but it isn’t required: every engineer goes through an immersive Clojure onboarding.

LOCATIONS

Palo Alto, CA, USA · Miami, FL, USA · McLean, VA, USA · Toronto, ON, Canada · São Paulo, Brazil

Work Model

This is a hybrid role, requiring attendance in the office 3 days per week. For more details, visit https://building.nubank.com/nu-hybrid-work-model/

Benefits & perks

United States

  • Opportunity of earning equity at Nu
  • Medical Insurance
  • Dental and Vision Insurance
  • Life Insurance and AD&D
  • Extended maternity and paternity leaves
  • Nucleo - Our learning platform of courses
  • NuLanguage - Our language learning program
  • NuCare - Our mental health and wellness assistance program
  • 401K Saving Plans - Health Saving Account and Flexible Spending Account
  • Work-from-home Allowance
  • Relocation Assistance Package, if applicable

Canada

  • Industry-competitive Canadian benefits provided by EOR

Brazil

  • Chance of earning equity at Nu
  • Food/ Meal Card (Vale-Refeição and/or Vale Alimentação)
  • Public Transportation Commuting Benefit (Vale-Transporte)
  • NuCare – Psychological, Financial and Legal Assistance Program
  • Life Insurance
  • Medical Plan
  • Dental Plan
  • NuLanguage – Language Course Program
  • Nucleo - Our learning platform of courses
  • Extended Parental Leave
  • Daycare Allowance
  • Parental Consultancy
  • Work-from-home Allowance
  • Gym Partnerships
  • 30 days of paid vacation
  • Relocation Assistance Package, if applicable

Our recruitment process may involve the use of artificial intelligence–enabled tools, such as automated interview transcription and analysis, to support the evaluation process. Artificial intelligence is not used to make final hiring decisions; all decisions are made by human reviewers.

To maintain a consistent and fair process for every candidate, Nu does not provide individualized technical feedback. See how our policy works here

More about this role

About company

Nubank logoN

Nubank

Full employer profile →

Required skills

PaymentsFraudMachine Learning

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More Software Engineering Jobs→More jobs at Nubank→Payments jobs →Fraud jobs →Salary benchmarks for this role →More jobs in San Francisco Bay Area→Browse all fintech jobs →

Nubank

Senior Staff Software Engineer

Palo AltoSalary: Not disclosed

Company insights

64

Happiness score

64/100

Based on 30 verified employee signals

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