RippleEngineering

Senior Software Engineer, Banking Connectivity

London, UKFull-timeSeniorSalary: Not disclosed
Posted Jul 20, 2026Deadline: Keep Open
Job SnapshotActively hiring
LocationLondon, UK
Job typeFull-time
SalaryNot disclosed
DeadlineKeep Open

Finjobsly Role Intelligence

Experience level
Senior
Work style
On-site
Visa sponsorship
Not specified
Salary
Not disclosed
Key skills
JavaRESTAWSPayments

Get AI match insights

See your fit score & personalized tips.

Sign In Now

Before you apply

Company insights

60

Happiness score

60/100

Based on 10 verified employee signals

Ripple Prime launches Delta One equity-derivatives business

Ripple Prime launched a live Delta One service offering institutional clients total return swaps on U.S.-listed equities, indices and digital assets through its multi-asset brokerage platform.

August 2026From the webRipple

Ripple Prime closes upsized $275 million senior-notes offering

Ripple Prime closed a $275 million private placement of senior unsecured notes, rated BBB by KBRA, to fund working capital and expansion of its U.S. prime-brokerage business.

August 2026From the webRipple

Ripple raises $500 million at a $40 billion valuation

Ripple raised $500 million in a round led by funds affiliated with Fortress Investment Group and Citadel Securities, with participation from Pantera, Galaxy Digital, Brevan Howard and Marshall Wace.

November 2025From the webBloomberg

Longtime CTO David Schwartz transitions to board and emeritus role

David Schwartz said he would leave Ripple's day-to-day CTO duties at the end of 2025 after more than 13 years, becoming CTO emeritus and joining the company's board of directors.

late 2025From the webDecrypt

AI Generated Insights

Finjobsly Intelligence— Generated from the employer's job description

What you'll own

Own and evolve mission‑critical bank integrations that power Banking Connectivity and money movements at scale, ensuring reliable data exchange with external financial institutions.

What they're looking for

Strong Java backend experience with concurrency, idempotency, and external API/file‑based integrations; solid understanding of distributed async flows (AWS, gRPC, RDS, AMQP); self‑directed ownership mindset and comfort using AI‑assisted development tools.

Why this role matters

The platform sits at the boundary between Ripple and the global banking system, directly influencing how money moves, reconciles, and remains reliable across real‑time payment flows.

About this role

At Ripple, we’re building a world where value moves like information does today. It’s big, it’s bold, and we’re already doing it. Through our crypto solutions for financial institutions, businesses, governments and developers, we are improving the global financial system and creating greater economic fairness and opportunity for more people, in more places around the world. And we get to do the best work of our career and grow our skills surrounded by colleagues who have our backs. 

If you’re ready to see your impact and unlock incredible career growth opportunities, join us, and build real world value.

The Work

Ripple is building the infrastructure that moves money globally. Our products power cross-border payments, institutional crypto liquidity, digital asset custody, and our enterprise-grade stablecoin (RLUSD).

In this role, you will work on one of the most critical layers of that infrastructure, Bank Integrations. This platform sits at the boundary between Ripple and the global banking system. It is responsible for ensuring that all data exchanged with external financial institutions is correct, reliable, and continuously available. This powers both real-time payment flows and downstream reconciliation.

You will be working on a production system that integrates with banking partners through a range of interfaces. These systems must operate reliably despite real-world constraints such as inconsistent data, delayed responses, and partial failures, while ensuring that high-integrity financial data is correctly distributed across internal systems.

Your work will focus on scaling integrations while improving the system’s resilience, observability, and overall structure. You will play a key role in evolving the platform to support new banking partners, products, and regulatory requirements, whilst addressing technical debt that impacts reliability and delivery speed.

We are looking for a software engineer who is motivated to understand complex financial flows, and takes a pragmatic and focused approach to building systems that behave predictably in production. Your decisions will directly influence how money moves through the system.

What you'll do

  • Own and evolve mission-critical bank integrations that power Banking Connectivity and money movements at scale
  • Develop a deep, end-to-end understanding of payment and banking data flows across internal systems and external partner banks
  • Design and deliver testable, resilient, and observable systems that operate under real-world banking constraints
  • Collaborate with product, operations, and external partners to unblock integrations and accelerate delivery
  • Improve system quality through pragmatic enhancements in observability, testing, and resilience. This is a high-impact role.

What You'll Bring

  • Experience building and supporting reliable backend systems with external integrations (APIs, webhooks, polling, file-based flows)
  • Strong Java experience, including concurrency, handling failure and edge cases (idempotency, deduplication, delivery guarantees)
  • Solid ability to reason about distributed / async flows and backend stacks (AWS, gRPC, RDS, AMQP or similar)
  • Self-directed and strong ownership mindset
  • Comfortable using AI-assisted development tools while maintaining quality and safety

 


Who We Are

Do Your Best Work

  • The opportunity to build in a fast-paced start-up environment with experienced industry leaders
  • A learning environment where you can dive deep into the latest technologies and make an impact.  A professional development budget to support other modes of learning.
  • Thrive in an environment where no matter what race, ethnicity, gender, origin, or culture they identify with, every employee is a respected, valued, and empowered part of the team.
  • In-office collaboration for moments that matter is important to our culture, and we give managers and teams the flexibility to decide which 10+ days a month they come in. 
  • Bi-weekly all-company meeting - business updates and ask me anything style discussion with our Leadership Team
  • We come together for moments that matter which include team offsites, team bonding activities, happy hours and more!

Take Control of Your Finances

  • Competitive salary, bonuses, and equity
  • Competitive benefits that cover physical and mental healthcare, retirement, family forming, and family support
  • Employee giving match
  • Mobile phone stipend

Take Care of Yourself

  • R&R days so you can rest and recharge
  • Generous wellness reimbursement and weekly onsite & virtual programming
  • Generous vacation policy - work with your manager to take time off when you need it
  • Industry-leading parental leave policies. Family planning benefits.
  • Catered lunches, fully-stocked kitchens with premium snacks/beverages, and plenty of fun events

Benefits listed above are for full-time employees. 


Ripple is an Equal Opportunity Employer. We’re committed to building a diverse and inclusive team. We do not discriminate against qualified employees or applicants because of race, color, religion, gender identity, sex, sexual identity, pregnancy, national origin, ancestry, citizenship, age, marital status, physical disability, mental disability, medical condition, military status, or any other characteristic protected by local law or ordinance.
 

More about this role

About company

Required skills

JavaRESTAWSPayments