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Plaid launches Trust Index 3 for enhanced fraud detection
Plaid launched Ti3, the latest model powering Plaid Protect. It uses a larger fraud graph and deeper real-time analysis; early tests found up to 41% more fraud detected at the same false-positive rate.
Plaid reports over $500 million in ARR and full-year profitability
Plaid said it ended Q4 2025 with well over $500 million in annual recurring revenue, up about 40% year over year, and was profitable for the full year. New products generated 21% of revenue.
Employee share sale values Plaid at $8 billion
Plaid allowed employees to sell shares at an $8 billion valuation, 31% above the $6.1 billion valuation attached to its April 2025 financing.
Plaid raises $575 million at a $6.1 billion valuation
Plaid sold about $575 million of common stock in an oversubscribed financing led by Franklin Templeton, with Fidelity, BlackRock, NEA and Ribbit Capital participating.
AI Generated Insights
Design, build, and maintain high‑performance backend services and APIs, write clean code, create automated tests, and mentor junior engineers.
5+ years of software engineering experience, strong skills in MySQL or relational databases, microservices, system design, and cross‑functional collaboration, plus demonstrated leadership.
The role powers Plaid’s core platform that connects millions of users to financial data, directly supporting the mission to unlock financial freedom.
Seasoned engineers who enjoy ownership of backend systems, thrive in collaborative, fast‑moving environments, and are eager to lead and mentor others.
We believe that the way people interact with their finances will drastically improve in the next few years. We’re dedicated to empowering this transformation by building the tools and experiences that thousands of developers use to create their own products. Plaid powers the tools millions of people rely on to live a healthier financial life. We work with thousands of companies like Venmo, SoFi, several of the Fortune 500, and many of the largest banks to make it easy for people to connect their financial accounts to the apps and services they want to use. Plaid’s network covers 12,000 financial institutions across the US, Canada, UK and Europe. Founded in 2013, the company is headquartered in San Francisco with offices in New York, Seattle, Washington D.C., Raleigh, London, and Amsterdam.
Plaid’s mission is to unlock financial freedom for everyone by making money movement and access to financial data simple and secure. As a Software Engineer, you will design and build the systems that power how millions of people connect to their finances. You will work across the stack, from reliable backend services and APIs to intuitive applications that bring those systems to life. You will collaborate with engineers, product managers, and designers to ship products that make financial services more accessible and transparent. At Plaid, engineers take ownership early, grow quickly, and see their work reach millions of users.
Our mission at Plaid is to unlock financial freedom for everyone. To support that mission, we seek to build a diverse team of driven individuals who care deeply about making the financial ecosystem more equitable. We recognize that strong qualifications can come from both prior work experiences and lived experiences. We encourage you to apply to a role even if your experience doesn't fully match the job description. We are always looking for team members that will bring something unique to Plaid!
Plaid is proud to be an equal opportunity employer and values diversity at our company. We do not discriminate based on race, color, national origin, ethnicity, religion or religious belief, sex (including pregnancy, childbirth, or related medical conditions), sexual orientation, gender, gender identity, gender expression, transgender status, sexual stereotypes, age, military or veteran status, disability, or other applicable legally protected characteristics. We also consider qualified applicants with criminal histories, consistent with applicable federal, state, and local laws. Plaid is committed to providing reasonable accommodations for candidates with disabilities in our recruiting process. If you need any assistance with your application or interviews due to a disability, please let us know at accommodations@plaid.com.
Please review our Candidate Privacy Notice here.
Additional compensation in the form(s) of equity and/or commission are dependent on the position offered. Plaid provides a comprehensive benefit plan, including medical, dental, vision, and 401(k). Pay is based on factors such as (but not limited to) scope and responsibilities of the position, candidate's work experience and skillset, and location. Pay and benefits are subject to change at any time, consistent with the terms of any applicable compensation or benefit plans.
