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Happiness score
61/100
Based on 30 verified employee signals
Zopa Bank recorded its third consecutive profitable year
Zopa Bank's 2025 pre-tax profit rose 42% from £31.6m in 2024, despite recognizing £7.9m in provisions related to motor-finance commission complaints.
Zopa acquired payments platform Rvvup
Zopa bought Rvvup to expand its retail-finance offering beyond point-of-sale lending into a unified merchant platform supporting payments, invoicing and lending. The deal value was not disclosed.
Zopa entered current accounts with Biscuit
Zopa launched its first current account, Biscuit, offering cashback on bills, interest on balances, fee-free overseas spending and access to a linked regular saver.
Zopa raised £80m through its first LSE-listed AT1 bond
Zopa raised £80m in Additional Tier 1 capital through its first bond listing on the London Stock Exchange, strengthening its balance sheet ahead of further growth.
AI Generated Insights
Design and evolve core banking services, own complex, high‑impact work from concept through production, and shape technical direction across teams.
A solid C#/.NET background with strong fundamentals and a willingness to learn Kotlin and modern cloud technologies (Kafka, Kubernetes, Docker, AWS Aurora).
The services you build handle thousands of financial transactions daily, directly supporting Zopa’s mission to redefine banking and deliver a resilient, secure platform.
Engineers who thrive on unconventional challenges, think differently, and want to make outsized impact by influencing both what is built and how it’s built.
Role verticals
Our Story
Hello there. We’re Zopa.
We started our journey back in 2005, building the first ever peer-to-peer lending company. Fast forward to 2020 and we launched Zopa Bank. A bank that listens to what our customers don’t like about finance and does the opposite. We’re redefining what it feels like to work in finance. Our vision for a new era of banking puts people front and centre — we’ve built a business that empowers everyone to aim high, every day, to move finance forward. Find out more about our fantastic offerings at Zopa.com!
We’re incredibly proud of our achievements and none of it would be possible without the amazing team here. It’s not just industry awards we’re winning, we’ve also been named in the top three UK’s Most Loved Workplaces.
If you embrace unconventional challenges, are unafraid to think differently and are driven to make an outsized impact, you’ll thrive here at Zopa, so join us, and make it count. Want to see us in action? Follow us on Instagram @zopalife
The engineering challenge
You will design and evolve the services that power core banking products. The systems you help build process thousands of financial transactions every day. They must be scalable, resilient and secure. When money moves, it has to work. Every time.
But this role goes beyond implementation.
You will shape technical direction. Influence cross-team initiatives. Own complex, high-impact work from concept through to production. You will help decide not just how we build, but what we build and why.
This is senior in impact, not just title.
We’re growing across several of our product-engineering tribes at Zopa, with current opportunities in Current Accounts, Lending, Credit Cards and Product Enablement.
We care deeply about great engineering, which is why our core stack is Kotlin, running on a modern platform with Kafka, Kubernetes, Docker and AWS Aurora Postgres. But great engineers aren’t defined by a single language which is why we are agnostic with our hiring.
We want the right people, not the 'right' language, so if you come from a C#/.NET background, bring solid fundamentals, and have an appetite for learning something new, we’ll invest in you, help you grow your skills and confidently step into our Kotlin ecosystem.
