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Happiness score
67/100
Based on 19 verified employee signals
Toast reports $154M Q2 net income as ARR reaches $2.4B
Q2 2026 revenue rose 23% year over year to $1.91B. Toast added about 9,500 net locations, grew ARR 25% to $2.4B and reported $154M in net income.
Toast debuts AI-powered Toast IQ Grow marketing suite
Toast introduced Toast IQ Grow with an AI Marketing Agent, a redesigned Toast Local app and more than 20 updates spanning marketing, payroll, inventory and operations.
Toast launches unified enterprise drive-thru platform
Toast Drive-Thru combines POS software, kitchen displays, digital menu boards, hardware, services and AI voice-ordering integrations for quick-service restaurant chains.
Toast appoints Rossana Niola chief accounting officer
Toast's board appointed former Mastercard executive Rossana Niola as chief accounting officer and principal accounting officer, succeeding CFO Elena Gomez in the interim accounting roles.
AI Generated Insights
Own the end‑to‑end underwriting process for retail merchants, from financial statement analysis and credit ratio calculations to writing credit memos, setting reserve levels, and building monitoring frameworks.
5+ years of credit underwriting or risk analysis experience, strong financial modeling skills, and proficiency with SQL, Python, Snowflake, and BI tools like Looker or Hex; a finance‑related degree (CFA/CPA a plus).
Your assessments protect Toast’s loan portfolio, enable data‑driven risk decisions, and support the company’s mission to help restaurants and local businesses thrive in a digital world.
Toast creates technology to help restaurants and local businesses succeed in a digital world, helping business owners operate, increase sales, engage customers, and keep employees happy.
A day in the life (Responsibilities)
AI at Toast
At Toast, one of our company values is that we're hungry to build and learn. We believe learning new AI tools empowers us to build for our customers faster, more independently, and with higher quality. We provide these tools across all disciplines, from Engineering and Product to Sales and Support, and are inspired by how our Toasters are already driving real value with them. The people who thrive here are those who embrace changes that let us build more for our customers; it’s a core part of our culture.
Our Total Rewards Philosophy
We strive to provide competitive compensation and benefits programs that help to attract, retain, and motivate the best and brightest people in our industry. Our total rewards package goes beyond great earnings potential and provides the means to a healthy lifestyle with the flexibility to meet Toasters’ changing needs. Learn more about our benefits at https://careers.toasttab.com/toast-benefits.
How Toast Uses AI in its Hiring Process
Throughout the hiring process, our goal is to get to know you. We use AI tools to support our recruiters and interviewers with tasks like note-taking, summarization, and documentation of interviews to ensure they can be fully focused on your conversation. All hiring decisions are made by people. We ask that you complete interviews and assessments on your own, without real-time AI tools, recording, or transcription bots, unless we tell you otherwise in advance. To learn more: https://careers.toasttab.com/ai-in-hiring
Our Approach to Hybrid Working
We embrace a hybrid work model that fosters in-person collaboration while valuing individual needs. Our goal is to build a strong culture of connection as we work together to empower the hospitality community, regardless of location. Please visit the Locations page on our career site to learn more about our in-office expectations by region: https://careers.toasttab.com/locations-toast
People Are the Secret Ingredient in Our Recipe for Success
At Toast, our employees are our secret ingredient—when they thrive, we thrive. The restaurant industry brings together people with a wide range of backgrounds, experiences, and perspectives, and we value that same breadth at Toast. We strive to build a culture grounded in authenticity, respect, and humility, where every Toaster has a real opportunity to grow, contribute, and do their best work—raising the bar in delivering exceptional experiences for our customers and each other.
Apply today!
Toast is committed to creating an accessible and inclusive hiring process. As part of this commitment, we strive to provide reasonable accommodations for persons with disabilities to enable them to access the hiring process. If you need an accommodation to access the job application or interview process, please contact candidateaccommodations@toasttab.com.
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