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Own the technical direction, reliability, and stability of the Manage Money systems (mandate management, scheduling, sweep logic, internal transfers) while leading a distributed team of 7 engineers and handling on‑call and incident response.
Proven engineering management experience with a strong backend background, comfort with Java/Spring‑Boot or similar strongly‑typed languages, and familiarity with fintech/payment schemes, reliability engineering (SLOs, observability), and remote, cross‑functional teams.
The team powers core money‑movement features that must be correct and reliable at scale across multiple markets, directly impacting Tide’s ability to help millions of SMEs manage their finances automatically.
A candidate who enjoys deep technical involvement, setting high‑bar engineering standards, and growing engineers in a distributed, high‑stakes fintech environment.
Role verticals
Regulatory expertise
Platforms & tools
At Tide, we help SMEs save time and money in the running of their businesses by not only offering business accounts and related banking services, but also a comprehensive set of highly usable and connected administrative solutions, from invoicing to accounting.
Tide is transforming the small business banking market and now supports over 2 million members globally across the UK, India, Germany and France.
Using advanced technology, all solutions are designed with SMEs in mind. With quick onboarding, low fees and innovative features, we thrive on making data driven decisions to serve our mission: to help SMEs save time and money so they can get back to doing what they love.
The Manage Money team owns the systems that give Tide members precise, reliable control over how money moves within and around their account. That means internal transfers, direct debit mandate management, standing orders, sweep rules, and balance notifications. These features are what elevates Tide from a place to hold money to a tool that actively works for a member's business: money moving on schedule, obligations met automatically, spending managed without manual effort. The team builds global products, operating across the UK, India, and EU, with the different payment schemes, regulatory obligations, and banking partners each market brings.
The engineering challenge here is correctness and reliability at scale. Direct debit mandates involve scheme rules, dispute handling, and indemnity claims. Standing orders and sweep rules are time-based, rule-driven systems where there is no margin for error. A recurring instruction either runs exactly as configured or it does not. Holding that standard across multiple markets, multiple banking partners, and growing member volume is the core of this role.
You will own the technical direction of the team, work closely with product to shape what gets built, and set a high bar for reliability and engineering quality. This is a team with clear ownership and engineers who know their domain well. The work is to push that further: better observability, sharper SLOs, cleaner architecture, and a higher standard of practice across the team.
Java and Spring Boot microservices running on AWS, with PostgreSQL as our primary datastore. We use SNS/SQS for async and event-driven messaging. Observability is DataDog, with a migration to Coralogix underway. CI/CD runs through GitHub with automated testing and security scanning. New joiners typically have something in production within their first two weeks. Mobile is Flutter, web is Angular.
At Tide, we champion a flexible workplace model that supports both in-person and remote work to cater to the specific needs of our different teams.
While remote work is supported, we believe in the power of face-to-face interactions to foster team spirit and collaboration. Our offices are designed as hubs for innovation and team-building, where we encourage regular in-person gatherings to foster a strong sense of community.
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At Tide, we believe that we can only succeed if we let our differences enrich our culture. Our Tideans come from a variety of backgrounds and experience levels. We consider everyone irrespective of their ethnicity, religion, sexual orientation, gender identity, family or parental status, national origin, veteran, neurodiversity or differently-abled status. We celebrate diversity in our workforce as a cornerstone of our success. Our commitment to a broad spectrum of ideas and backgrounds is what enables us to build products that resonate with our members’ diverse needs and lives.
We are One Team and foster a transparent and inclusive environment, where everyone’s voice is heard.
At Tide, we thrive on diversity, embracing various backgrounds and experiences. We welcome all individuals regardless of ethnicity, religion, sexual orientation, gender identity, or disability. Our inclusive culture is key to our success, helping us build products that meet our members' diverse needs. We are One Team, committed to transparency and ensuring everyone’s voice is heard.
If you are contacted by anyone misrepresenting Tide or requesting payment, please treat it as fraudulent and report it to us immediately at talent@tide.co
Your safety and trust are important to us, and we are committed to ensuring a fair and transparent recruitment process.
Tide leverages AI to enhance our hiring experience. You can read more about how we use AI in our recruitment process in our AI Policy.
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