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You’ll underwrite and manage a portfolio of Stripe’s largest, fastest‑growing merchants, evaluating their business models and financial statements, and providing tailored credit risk recommendations.
3+ years of commercial credit underwriting or financial risk modeling, a bachelor’s in finance/economics/statistics, strong accounting knowledge, and the ability to translate data into clear risk narratives; SQL and data‑visualization skills are a plus.
The Credit team protects Stripe’s billions‑dollar flow by minimizing credit loss on high‑exposure users, enabling growth while safeguarding the company’s financial health.
A detail‑oriented analyst comfortable speaking with CEOs and CFOs, who enjoys deep‑dive industry analysis, cross‑functional collaboration, and empowering entrepreneurs.
Stripe is a financial infrastructure platform for businesses. Millions of companies—from the world's largest enterprises to the most ambitious startups—use Stripe to accept payments, grow their revenue, and accelerate new business opportunities. Our mission is to increase the GDP of the internet, and we have a staggering amount of work ahead. That means you have an unprecedented opportunity to put the global economy within everyone's reach while doing the most important work of your career.
The Credit team protects Stripe by managing the end-to-end risk of our largest and most complex users. We leverage deep underwriting expertise and data-driven stress heuristics to make informed decisions at every stage of the user lifecycle—from onboarding to loss recovery. Our goal is to enable Stripe’s growth by making confident, calibrated decisions on our highest-exposure users.
Stripe handles billions of dollars every year for businesses around the world, and the Risk team plays a critical role in the company’s financial and partnership success. As a Credit Analyst Underwriter on the North America Strategy Risk team, you will underwrite and manage a portfolio of our largest and fastest growing businesses in order to facilitate Stripe’s growth objectives while minimizing Stripe’s credit risk. This is a high impact role that involves strong cross-functional partnership with Sales, Legal, Treasury, and Finance.
We're looking for someone who meets the minimum requirements to be considered for the role. If you meet these requirements, you are encouraged to apply. The preferred qualifications are a bonus, not a requirement.
